Sovereign Independent Financial Advisers Limited

Independent Financial Adviser  Sovereign I F A Ltd, Unit 4, Bristol, Bristol, BS4 5EG
First meeting at adviser's own cost
We are Chartered Financial Planners in Thornbury, Bristol, providing independent financial advice to people approaching retirement, business owners and senior-executives.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Equity release
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 24th February 2020
Meet our advisers
Mark Hibbitt BA (Hons) Dip PFS
Director & Chartered Financial Planner

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Graham McCausland Dip PFS, Cert Cii(MP & ER)
Senior Consultant

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

Mike Jeffery
Chartered Financial Planner

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Accreditations
Chartered Financial Planner
James Marchant DipFA MIFS
Director & Financial Planner

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge, understanding and application of the different types of long-term care insurance.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

Accreditations
Chartered Financial Planner
Sue Wilson APFS
Chartered Financial Planner

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit candidates should be able to demonstrate their ability to understand the role of the paraplanner in providing financial services, and evaluate and analyse the customer's financial circumstances to provide potential solutions

Accreditations
Chartered Financial Planner
What our clients say
Mark is a highly dependable, knowledgeable and trustworthy individual. His recommendations are always thought out and tailored to the circumstances. Also, his approach of guiding you along the decision-making process rather than trying to force a decision upon you is one I value highly.
MARK BOSTON, KINGSTON-UPON-THAMES, SURREY
Over the years I have dealt with a number of financial advisers, but I can say with complete honesty that Mark is easily the best I have ever met. He is extremely professional and reliable, knows his stuff and is a genuinely nice person. I can’t recommend him highly enough.
RORY GEAR, LECHLADE, GLOUCESTERSHIRE
We are so pleased to have found James. We wanted our pensions sorted and we got a lot more back in return. His advice on all financial matters is passioned, balanced and trusting. We recommend James highly.
RICHARD AND KATERINA SEERY, YATE
About us

We believe consumers should ideally choose to work with financial planners who are both:

1. Chartered
2. Independent

We tick both boxes; we are both Chartered and Independent.

We are also specialists, working with three groups of people:

1. People approaching retirement
Everyone’s retirement objectives are different. Whatever your aspirations may be, preparing well for retirement requires careful planning. We’ll help you understand what you want and then put a plan in place to achieve it.

2. Business owners
We are business owners too. We understand the pressures, excitement, frustrations and challenges that owning a business brings; it’s why we believe we can help you. With so much to juggle, business owners have little time to focus on their own personal finances. We’ll provide that focus to ensure you meet both your personal and business goals.

3. Senior executives
Retirement may well be 10-20 years away. However, in our experience, many senior executives are concerned about striking a balance between living for today and planning for the future.

With our expert help, we will guide you every step of the way: from solving your current financial challenges to securing a happy and fulfilling lifestyle to enjoy in retirement.

Our services

There are many things which separate us from other firms, including:

We are Chartered: The ‘gold standard’ of financial planning, our Chartered status means we have proved a higher than average level of knowledge and adhere to a code of ethics.

We are financial planners: We focus on you and not your money. We’ll spend time understanding your current financial problems and aspirations, then develop a plan solve the former and achieve the latter.

We are independent: When we implement your financial plan our status as Independent Financial Advisers allows us to select products from the whole of the market.

Where to find us

Sovereign I F A Ltd, Unit 4, Thornbury Office Park, Midland Way, Thornbury, Gloucestershire, Bristol, BS35 2BS

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 24th February 2020

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