Spence and Spence

Independent Financial Adviser  Spence & Spence Ltd, City of Edinburgh, Edinburgh, EH1 2AS
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FCA authorised
Last authorised 14th June 2021
Our aim is to understand our clients' needs and deliver financial advice in an easy to understand and transparent manner
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Meet our advisers
MR Ryan Bunyan
Independent Financial Adviser
About us

Spence & Spence has been providing independent financial advice to our clients in Scotland for over 20 years. We are committed to ensuring that we provide you with impartial advice to help you to make the right decisions, and ultimately to reach your long term financial objectives.

We are authorised to advise on the entire range of financial products and the advice you will receive will always be delivered to you in an unbiased, jargon free and easy to understand format.

Our services

We have a very happy portfolio of clients which stems from the relationships we have developed with our clients' over a number of years.

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face

Spence & Spence Ltd, 8 Rutland Square, City of Edinburgh, Edinburgh, EH1 2AS

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