Spence and Spence

Independent Spence & Spence Ltd, 8 Rutland Square, City of Edinburgh, Edinburgh, EH1 2AS
First meeting at adviser's own cost
Response rating
7.0 /10
FCA verified
11th November 2019
Our aim is to understand our clients' needs and deliver financial advice in an easy to understand and transparent manner
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Employee benefits
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
Ryan Bunyan
Independent Financial Adviser
Where to find us

Spence & Spence Ltd, 8 Rutland Square, City of Edinburgh, Edinburgh, EH1 2AS

Make an enquiry
About us

Spence & Spence has been providing independent financial advice to our clients in Scotland for over 20 years. We are committed to ensuring that we provide you with impartial advice to help you to make the right decisions, and ultimately to reach your long term financial objectives.

We are authorised to advise on the entire range of financial products and the advice you will receive will always be delivered to you in an unbiased, jargon free and easy to understand format.

Our services

We have a very happy portfolio of clients which stems from the relationships we have developed with our clients' over a number of years.

Advice methods
  • phoneButton
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value