Spend Time Financial Planning

Independent Spend Time Financial Planning, Innovation House, Molly Millars Close, Wokingham, Berkshire, RG41 2RX
First meeting at adviser's own cost
Response rating
9.7 /10
FCA verified
14th October 2019
We enable families we work with to live their best life possible by making great decisions with their money.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Commercial mortgages
    • Employee benefits
    • Group pensions
    • Group protection
Meet our advisers
Nick Hutchings FPFS
Chartered Financial Planner
Chartered Financial Planner
Michael Roberts FPFS
Chartered Financial Planner
Chartered Financial Planner
What our clients say
I needed financial advice after my husband died. We would have needed advice about pensions when he retired but that was some years away. I found Nick through the Unbiased website. He comprehensively assessed my financial position and took a lot of time and trouble to find out what was important to me for the future. I knew very little about finance but Nick takes the time to explain the options and I’m learning. I feel confident in his knowledge and experience, and that he gives the best advice in the light of what I tell him. There’s no way I could have known the best way to manage my money without his help, and I feel as financially secure as anyone can in an unpredictable world.
Miriam, Buckinghamshire
I sought financial advice after my husband died very suddenly. He had been the one who fully understood and managed our finances. As well as trying to cope with my husband's death, I was completely at sea with money matters. I was lucky enough to find Nick Hutchings. Nick was immediately understanding of my situation, got to grips with my rather disorganised paperwork and was able to advise me so that I could have peace of mind about my investments and income. He continues to inform and advise me and responds very promptly to my cries for help! I now feel financially secure and am grateful to continue with his ongoing advice.
Mrs White, High Wycombe
Where to find us

Spend Time Financial Planning, Innovation House, Molly Millars Close, Wokingham, Berkshire, RG41 2RX

Make an enquiry
About us

• How much money do you need for the rest of your life without the fear of ever running out?

That is the question many of our clients would like us to help them answer!

Over the years, we have developed a specialism in building financial plans with the following types of people:

• People who are planning for retirement. We aim to help you plan for your desired retirement lifestyle and help you maximise your current provision.

• People who are retiring now. We to aim help you gain clarity on your financial position and live the lifestyle you want throughout retirement.

• People who are already retired. We aim to help you fulfil your retirement aspirations, ensure your finances are sustainable and enable you to leave a financial legacy for your family.

Nick and Michael are both Chartered Financial Planners and Fellows of the Personal Finance Society (FPFS).

We are a firm of Independent Financial Planners working with people across Berkshire and the home counties.

Spend Time was founded by financial professionals with a common vision: to provide a truly integrated financial planning service, working to the highest professional standards, to deliver the best possible.

Our services

• We believe that in order to provide advice on financial products we need to know what outcome you are looking for.

• We are independent. Our independent status means we can recommend products and providers from the entire market. This gives our clients access to the widest possible range of financial solutions.

• We are experts. We have achieved the highest levels of qualification as Fellows (FPFS) of the Chartered Insurance Institute (CII)

Advice methods
  • phoneButton
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    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value