Stacey Arcus - Quilter Financial Advisers

Restricted - Whole of Market  6 Tollgate Business Park, Colchester, CO3 8AB
First meeting at adviser's own cost
Holistic financial adviser of over 20 years providing advice on all areas of financial planning with a focus on Final Salary pension transfers. Please note, transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.
We can advise you on
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Annuity purchase
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Large business
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Life insurance
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Small business
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Estate planning
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Long term care
Response rating
9.3/10
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FCA authorised
Last authorised 19th April 2021
Meet our advisers
Miss Stacey Arcus
Financial Planning & Pension Transfer Consultant

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

About us

Quilter Financial Advisers is a UK advisory business devoted to helping individuals with their financial planning. We pride ourselves on service and aim to be recognised as one of the very best advisory businesses in the industry.

We believe in face-to-face service and have a large team of Advisers spread across the UK.

We are part of the Quilter Financial Planning network who are wholly owned by Quilter plc, a leading provider of financial advice, investments, and wealth management both in the UK and internationally. They manage £118.7 billion of investments on behalf of over 900,000 customers (as at 30 September 2019).

Our services

Stacey has been in the financial services industry since 2001 (in the UK and internationally) in a variety of roles and possesses a high-level knowledge of products, tax, regulation and investment strategies and takes pride in providing a high-quality, client-driven service.

Stacey also holds the relevant qualifications and licence to allow her to give advice on transfers from final salary/defined benefit pension schemes.

Areas of expertise:

Final Salary Pension transfers
Retirement planning
Lump Sum Investments
Tax and Trust Planning
Life/Health/Business Protection
Pensions in Divorce

Please note, I am unable to assist anyone below the age of 55 for a final salary/DB pension transfer.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

Trusts are not regulated by the Financial Conduct Authority.

Tax treatment varies according to individual circumstances and is subject to change.

Where to find us
Head office address: 6 Tollgate Business Park, Colchester, CO3 8AB
Preferred clients
Minimum wealth (income/assets)
£20,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

The value of investments and pensions and the income they produce can fall as well as rise. You may get back less than you invested.

Response rating
9.3/10
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FCA authorised
Last authorised 19th April 2021

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