Smith and Wardle Financial Planning

Independent Financial Adviser  Smith and Wardle Financial Planning, Hertfordshire, Hitchin, SG5 1RT
First meeting at adviser's own cost
We are a firm of independent financial planners helping clients in Hitchin & surrounding areas to achieve their financial and lifestyle goals.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Building your home
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 28th June 2021
Meet our advisers
MR Jonathan Smith DIP FA. MIFS
Independent Financial Planner

This qualification assesses a knowledge and understanding of the financial services industry including: regulation and ethics, personal taxation, investment principles and risk, pensions and retirement planning, financial protection

MRS Helena Wardle Dip FA
Chartered Financial Planner

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Accreditations
Chartered Financial Planner
What our clients say
Helena has an impressive all round knowledge of the financial services areas myself and my business were interested in. Her customer service levels are of the highest standard together with always being available to answer to any questions. I would recommend Helena to any business or individual without hesitation.
Paul, Hertfordshire
Jon takes time to understand exactly what your requirements are both in the short and long term and uses his knowledge and expertise to ensure that the guidance he provides is relevant and appropriate. Having used his services for many years he understands immediately what changes or approach needs to be taken when I ask for advise and is always ready to offer his opinion as to the right approach even when that may be do nothing. Definitely a \'trusted adviser\'..
Joy, Hertfordshire
When my father passed away, my mother and I really didn't know who to turn to for financial advice, but fortunately Jonathan was recommended to us. He has always been very reliable. Always thorough, and provides clear explanations. However busy he is, he always finds time to listen, to understand the situation, and has offered sound advice to both my mother and latterly to me. I also have great confidence in his team - if Jonathan is busy and I leave a message with a colleague, I know that it will be passed on to him. Yes, I would highly recommend Jonathan Smith and his team.
Penny, Bedfordshire
About us

We work with:

- Those planning for the future
You may want help protecting your finances from risk, working out a plan to pay off your mortgage early, saving for the future or securing a comfortable retirement.

- Those at retirement
There are a myriad of options now available to meet your income needs once you slow down or stop working. Whatever your questions, worries and aspirations, we’re here to help you enjoy every minute of your retirement.

- Trustees
We’ve been working in this specialist field, helping and advising both professional and non-professional trustees for many years.

- Those looking for help with Inheritance Tax planning

- DIY investors requiring a sense check
We understand that some people like to be a bit more ‘hands-on’ with their finances. But we also know that no matter how adept you are, you may still, on occasion, want a sense check from an impartial professional.
We’ve helped many DIY investors in this way.

Whatever you come to us for help with, our main objective is to demystify financial services and give you clarity on your future.

Our clients often comment that they leave us feeling reassured and empowered by the service we provide.

Our services

Why choose us?

Here are a few reasons our clients choose Smith and Wardle:

- We're independent
We feel that to offer truly objective advice we need to be independent. That means we’re not tied to any one company or product.

- Highly qualified and experienced planners
We’re proud to have both Chartered and highly experienced financial planners at Smith and Wardle.

- We truly care about our clients
We spend time really getting to know you; understanding your goals, what drives you and what you want your future to look like.

- Transparent fees
We feel it is very important we provide complete transparency when it comes to how we do our job and how much we charge for that work.

- We speak plain English
We don’t try to bamboozle you with jargon or bombard you with unnecessary information. Instead, we spend our time helping you make sense of your money and helping you unpick the complexities that often come with money matters.

Where to find us
Head office address: Smith and Wardle Financial Planning, Suite B, Gloverside, 23-25 Bury Mead Road, Hertfordshire, Hitchin, SG5 1RT
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£50,000
Minimum mortgage value
£250,000
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 28th June 2021

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