Sterling and Law

Independent Financial Adviser Sterling & Law, Suite B, Gloverside, 23-25 Bury Mead Road, Hertfordshire, Hitchin, SG5 1RT
First meeting at adviser's own cost
Response rating
7.0 /10
FCA verified
2nd December 2019
We will always explain things clearly, in an easy to understand language, listening to what you want.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions & divorce
    • Pensions & retirement planning
    • Pensions review
    • Pensions transfer
    • SIPPs
    • Stakeholder
    • Bad credit
    • Building your home
    • Buy to let
    • Buying commercial property
    • Buying first home
    • Buying overseas
    • Equity release
    • Flexible mortgages
    • Next home / Remortgaging
    • Right to buy
    • Self-employed mortgages
    • Wealth management
    • Ethical investments
    • ISA / Unit Trusts / OEICs
    • Investing for income
    • OEICs
    • Offshore investments
    • Socially responsible investments
    • Unit trusts
    • Lump sum
    • National savings
    • Regular savings
    • Savings for children
    • School fees planning
    • Accident & sickness
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Payment protection insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Taxation planning
    • Commercial mortgages
    • Corporate pension
    • Employee benefits
    • Group Pension/Stakeholder
    • Group critical illness
    • Group income protection
    • Group life insurance
    • Group private medical insurance
    • Long term care
Meet our advisers
Jonathan Smith DIP FA. MIFS
Practice Principal
Accreditations
Chartered Financial Planner
Helena Wardle Dip FA
Independent Financial Consultant
Accreditations
Chartered Financial Planner
What our clients say
When my father passed away, my mother and I really didn't know who to turn to for financial advice, but fortunately Jonathan was recommended to us. He has always been very reliable. Always thorough, and provides clear explanations. However busy he is, he always finds time to listen, to understand the situation, and has offered sound advice to both my mother and latterly to me. I also have great confidence in his team - if Jonathan is busy and I leave a message with a colleague, I know that it will be passed on to him. Yes, I would highly recommend Jonathan Smith and his team.
Penny, Bedfordshire
Jon takes time to understand exactly what your requirements are both in the short and long term and uses his knowledge and expertise to ensure that the guidance he provides is relevant and appropriate. Having used his services for many years he understands immediately what changes or approach needs to be taken when I ask for advise and is always ready to offer his opinion as to the right approach even when that may be do nothing. Definitely a \'trusted adviser\'..
Joy, Hertfordshire
Helena has an impressive all round knowledge of the financial services areas myself and my business were interested in. Her customer service levels are of the highest standard together with always being available to answer to any questions. I would recommend Helena to any business or individual without hesitation.
Paul, Hertfordshire
Where to find us

Sterling & Law, Suite B, Gloverside, 23-25 Bury Mead Road, Hertfordshire, Hitchin, SG5 1RT

Make an enquiry
About us

Established in 1997, Sterling & Law is a firm of professional independent financial consultants. Our client-first philosophy places you at the heart of everything we do. Our reputation as valued professional advisers is built on our focus and commitment to our clients, resulting in long-term professional relationships.

We can answer any of your questions in depth on:

• Financial Advice
• Financial Planning
• Pensions Advice
• Mortgage Advice
• Investment Advice
• Savings Advice
• Wealth Management
• Tax Planning

If you are seeking advice on pension transfers, you’ll be interested to know that Helena Wardle is a qualified Pension Transfer Specialist. The rules governing pension transfers changed in 2015 which means that pensions with protected rights can only be transferred by a specialist.

Our services

We help our clients achieve their financial goals. Our clients come from diverse backgrounds but they have one thing in common: they want to gain clarity on their financial future. Our expertise lies in helping you to identify the type of future you want and how best to achieve it. Once we understand the issues that are important to you, we will help you answer questions about your future in a clear and simple way. Our approach is transparent and focused on positive outcomes working with you to create a clear financial plan developed specifically for your individual circumstances

Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0

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