I have been giving sound, expert advice to my clients for the past 22 years. I am an award winning, highly experienced, Independent Financial Adviser with specialisms in pre and post retirement planning, savings and investments and tax efficiency.
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
DipFA - Diploma for Financial Advisers (LIBF)
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The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
FP1 - Financial services and their regulation (CII)
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This exam accesses understanding of the financial services and their regulation.
FP2 - Protection, savings and investment products (CII)
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This exam accesses understanding of protection, savings and investment products.
FP3 - Identifying and satisfying client needs (CII)
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This exam accesses understanding of identifying and satisfying client needs.
Mr David Mackay
Mortgage Adviser
Mrs Fiona Jardine
Office Manager
What our clients say
“Craig listened to my account of my finances and helped me clarify my goals and next steps. Overall he was extremely giving of his time and willing to give advice.”
Client, West Lothian
“He came up with different options all of which would benefit us financially. He was always prompt with emails and offers. He couldn’t have done anything better.”
Client, North Yorkshire
“Craig gave great advice… It was a complicated difficult process but he did a great job. He was particularly good at keeping us informed every step of the way.”
Client, Inverness
“From start to finish Craig was fantastic. His one-on-one services were second to none…In all honesty I couldn’t ask for more.”
Client, Midlothian
What were the circumstances that caused you to look for a financial adviser?
I needed pension advice as I had plans in several different pots. I wanted to organise and understand these investments better.
How did Craig Jardine help you?
Craig has helped me to organise my pension plans and has given me a better understanding of how my investment is working for me. I’m confident that with the professionalism and knowledge shown by Craig in all aspects of his advice that my investments are in good hands.
Have you seen the outcome you were hoping for?
I’m happy with the performance to date however it is a long term investment ..
What could they have done better?
It’s a long term investment so in the current climate it’s performing extremely well.
Charlie Davidson, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser?
A change in my employment and Final salary pension.
How did Craig Jardine help you?
I was given craigs number by a friend,craig came to my house to give me some advice about personal pensions and company pension.Craig was very professional and his advice was really good,straight forward and honest.
Have you seen the outcome you were hoping for?
Yes so far,pension is in a good fund and making money just as he said it would.
What could they have done better?
Nothing i can think off.
Scott Crawford, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser?
I had a few pension pots.
How did Craig Jardine help you?
All my pensions are in one pot.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
100% top service
Lynn Atkinson, Verified on VouchedFor
What were the circumstances that caused you to look for a financial adviser?
Seeking pension guidance and a review of my pension to see if I was achieving the best value possible
How did Craig Jardine help you?
Craig has advised me since 2016 and throughout that time I have been really happy with the advice I have received and the transparency in which Craig operates. He hasn't just advised me on smart decisions, he always wants to ensure I understand the advice fully - which means he takes the time to explain things fully and ensure I am leaving the conversation fully informed.
Have you seen the outcome you were hoping for?
Absolutely, despite the challenging times we find ourselves in I have been really happy with the results from my pension.
Craig Milne, Verified VouchedFor Review
Initially I had funds that I wished to invest and received good advice from Craig. Craig carried out a detailed review of my finances and took heed of my requirements and circumstances. Craig compiled a risk profile and pointed out the possibilities and respective risks. He allowed me to make my own judgements unlike other financial advisors I have come across who often put forward suggestions which earned highest commissions. He was upfront at all times about costs and fees. Nobody's perfect so the answer is yes however in the investment business risks are a daily occurrence so those who may have done better initially may not have done as well now. During the period of my association with Craig we have been through a banking crisis in 2008 and are now in the grip of the Covid-19 pandemic. These events have had a major effect on investments but the fact that I am still a client of Craig's now speaks volumes for the trust I have in his recommendations.
James Jack, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser?
Looking to invest money for my pension
How did Craig Jardine help you?
Povided me with all the relevant advice required in a manner that was friendly and understandable and set up all the investment i required
Have you seen the outcome you were hoping for?
They have exceeded the outcome i was hoping for
What could they have done better?
Nothing Ive been provided a top class friendly understandable service that has exceeded my expectations
Joe Grant, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser?
Transferring Defined Benefit Pension
How did Craig Jardine help you?
Craig completed an in-depth financial review for both my wife and I and gathered all relevant information about my current situation and future requirements
Have you seen the outcome you were hoping for?
Yes, I believe we have arrived at the best possible outcome for my own individual set of circumstances.
What could they have done better?
Not much. The whole process is very complicated and there seems to be so many checks in place that it can sometimes feel overwhelming, but Craig himself was a great source of reassurance during this process. Always on hand and quick to respond. He understands that for the individual involved these are huge and concerning decisions. He displays a great patience and understanding and takes time to ensure you fully understand what is being said.
Edward Lenzip, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser?
Recommended by colleagues within my industry and was looking for advice on moving pensions
How did Craig Jardine help you?
Craig offered fantastic advice. He actually told me to keep everything as it was. He was so honest that he said that taking my pensions on would be purely to make money for himself as he'd put them where they are. Fantastic guy, great advice and will definitely go to Craig when I need to.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing
Private To You
Craig is an absolute Gentleman. Honest and greatly helpful. Could not be happier with the advice.
Chris Conlin, Verified VouchedFor Review
About us
Your dreams and aspirations are at the heart of any advice I give. I build long-lasting, enduring relationships and am here to guide you through the minefield that financial planning can bring. Protecting yours and your family’s assets are of paramount importance and whether your needs are for maximising income in retirement, consolidating existing pension plans, protecting your family or making your money grow and work harder for you, I can help you. I will help you make informed decisions regarding you financial planning needs, that puts you in control and at ease, no matter what your circumstances. Because I am independent, I can source the best product, platform and funds that suit your individual needs, offering a truly bespoke service and whole of market proposition. I pride myself on being a very positive person, despite the difficult times that life can sometimes throw at us and am very approachable and friendly, so you will always feel at ease and able to discuss, what can sometimes be, very personal circumstances. I am married to my lovely wife, Fiona and have three, great, kids that keep us busy and on our toes. Interests include surfing, cycling, 80's music & football.
Our services
Honest, independent, jargon-free advice across all areas of financial planning.
Your goals, dreams and aspirations are key, and will always be at the heart of our discussions and my advice to you. This is where I really find true job satisfaction.
I will help you take control of your financial situation and help you make informed decisions about your current and future plans.
Income needs, growth of assets or protecting your loved ones are areas where I can really add value and make a huge difference to you and your family.
Approachable, understanding, supportive and a great listener are my key strengths, coupled with knowledge, experience and an award-winning approach to advice.
Where to find us
Head office address: 4 Admiral Way, Sunderland, SR3 3XW
Your home may be repossessed if you do not keep up
repayments on your mortgage.
Sterling Scotia Limited is an Appointed Representative of New Leaf Distribution Ltd. who are authorised and regulated by the Financial Conduct Authority - Number 460421.
Registered head office : 31/6 Kinnear Road, Edinburgh, EH3 5PG
We use meeting facilities around the UK, however the above address is our only registered office.
We are highly rated (4.9/5 on Trustpilot) Independent Financial Advisers in Sunderland, helping people at every stage of retirement to maximise their pension and achieve their ideal lifestyle.
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