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  11. Stonebridge Financial Management

Stonebridge Financial Management

Independent Financial Adviser  Stonebridge Financial Management Ltd, Chester, Cheshire, CH1 2AJ
First meeting at adviser's own cost
We can advise you on
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Annuity purchase
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Buy my next home
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Equity release
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Long term care
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Response rating
10/10
phone Show number
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FCA authorised
Last authorised 11th October 2021
Meet our advisers
MR Andy Davies FPFS
Director and Chartered Financial Planner

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

Accreditations
Chartered Financial Planner
What our clients say
We were looking for someone who was on our wavelength when it came to planning for our future, and having had a number of financial advisers who just wanted to sell products, we wanted an IFA who could take our goals and objectives and provide us with both sides of the options we had to achieve this. We are delighted with the service we have had from Andy and the team at Stonebridge and are delighted to provide them with a reference, and also to speak to prospective clients who want to discuss the service we have received.
Steve and Jill Farmer, Cheshire
I am financially aware in respect of day-to-day living, but when I began to contemplate sorting my pension, I was just befuddled. Luckily I have a good friend who is financially astute and on consulting him for an opinion he suggested I contact Stonebridge. This turned out to be excellent advice and I am really pleased with the clear and supportive guidance I have been given and am continuing to receive. I am extremely grateful to Andy and the team for their help and the feeling of security which their advice has given me. “
Helen Mayston, North Wales
Stonebridge finance was recommended to us by a friend who is also a client. We had accrued several private pensions over a long period of time and had been meaning to seek advice but we were wary of who to approach. Our concerns were very quickly alleviated when we contacted Stonebridge. Their service is second to none, Andy came to our home and went through all the options that were available to us. He was down to earth and spoke in a language that we could understand. The process was swiftly and professionally handled. It has given us such peace of mind knowing that Andy is there looking after us. It has given the freedom to enjoy our life, thanks to Andy and the team we now have greater understanding of the pension system, we have control of our pension and the comfort of being in very safe hands.
David and Ann Thomas, Cheshire
About us

We passionately believe in putting you at the centre of everything we do and explaining how we can help you in plain English. That’s why we prefer not to talk about the products we advise on, but rather on your hopes and concerns, and how we can help you to meet or solve them, today and into the future. After all, no-one wants a personal pension plan, but we all want the safe and secure retirement which comes from investing effectively through our working lives as part of an integrated financial plan. Equally, no-one wants a convertible term assurance policy, but we all value the peace of mind which comes from knowing that our loved ones would be provided for in the event of our early death or serious illness.

Our services

We will ensure that we understand all of your personal and financial circumstances, and work with you to establish your current and future objectives. This might all sound very grandiose, but experience tells us that sitting down with people and exploring their hopes, plans and fears, often creates a level of clarity and purpose which otherwise hadn’t existed. We’ll then play that back to you to sense check it, and ensure that we really understood what you were saying, before working with you to build a long term financial plan which will be regularly reviewed.

Where to find us
Head office address: Stonebridge Financial Management Ltd, 6 Kings Buildings, King Street, Chester, CH1 2AJ
Preferred clients
Minimum wealth (income/assets)
£101,000
Minimum pension value
£101,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Face to face
Make an enquiry Request a call back Recommend to a friend
Response rating
10/10
phone Show number
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FCA authorised
Last authorised 11th October 2021

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