Susan Hill Financial Planning

Independent Financial Adviser  Suite 211, St Albans, Hertfordshire, AL1 3HZ
First meeting at adviser's own cost
Making money work harder. Working with people aged 50+ who need their investment and pension portfolio to provide financial security for a satisfying lifestyle and a rewarding retirement.
We can advise you on
check
Annuity purchase
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Equity release
check
Flexible mortgages
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
National savings
check
Regular savings
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Long term care
Response rating
9.0/10
check
FCA authorised
Last authorised 29th March 2021
Meet our advisers
MRS Susan L Hill BA(Econ) FPFS Cert(PFS) DMS Chartered Financial Planner
Chartered Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

To achieve the CertPFS (DM) and individual needs to pass 2 diploma units in Regulation and ethics and Discretionary Investment Management

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

Accreditations
Chartered Financial Planner
What our clients say
Last year we decided to make a start on our financial planning we were overwhelmed by advisers who seemed to be in a hurry to make rapid decisions for us and treating our financial needs like another case on a production line. From day one Susie spent many hours of quality time with us in our journey to explore all options on pensions and investments. No rush and no false promises either, after many hours of quality time spent by Susie on our pension plans we are really satisfied with the outcome and the way our investment is growing and the on-going support we get. Thank you Susie
Mr and Mrs R A, St Albans
I met Susie at just the right time, she helped me sort out my pension and has been unfailingly patient and clear in explaining options and working through any areas of concern.
Ms A D, St Albans
I have been impressed by Susan's level of knowledge in explaining my post retirement options, especially as I was in the middle of taking my pension when the budget changed things.
Mr T J H, Hemel Hempstead
About us

Making money work harder.
Susan Hill Financial Planning is an established independent financial planning and investment management firm specialising in retirement planning, specialist pension transfers, flexible drawdown, defined benefit transfers, investment portfolios and estate planning for people who have wealth but don't always have the time or maybe don't want to deal with it themselves.

Our services

St Albans independent financial advice firm built on strong values, advising people who value expertise and a personal service. Specialist in defined benefit occupational pension transfers and retirement planning. Particular empathy with lady clients.

Where to find us
Head office address: Suite 211, 54-56 Victoria Street, St Albans, Hertfordshire, AL1 3HZ
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • icons
    Face to face
Compliance

Susan Hill Financial Planning is a trading style of Susan Hill FP Ltd which is an appointed representative of Tenet Connect Ltd.
Susan Hill FP Ltd is registered in England and Wales under registration number 1018.9412 Registered office address 54-56 Victoria Street St. Albans, England, AL1 3HZ

Response rating
9.0/10
check
FCA authorised
Last authorised 29th March 2021

Similar advisers near you

Independent Financial Adviser 0.06 mi
Independent, Chartered financial planning firm, as well as our normal face to face meeting we are offering online and telephone advice, in response to Coronavirus. We’re here to support you.
 
Independent Financial Adviser 0.08 mi
Full independence enables us to give advice across an entire range of financial planning products, finding specific solutions for all.
 
Independent Financial Adviser 0.13 mi
We are highly approachable and happy to discuss your needs and options informally. Call us today for a chat
 
Independent Financial Adviser 0.13 mi
We provide straight forward, independent advice to ensure you have the right solutions for your future needs. Before preparing a personalised recommendation, we ensure that we fully understand your circumstances and life goals.