The Financial Planning Centre Limited

Independent Financial Adviser  City Mills Business Centre, Morley Leeds, West Yorkshire, LS27 8QL
First meeting at adviser's own cost
We offer personalised financial advice to help you build a prosperous financial future. We help you build a comprehensive and flexible financial plan which allows you to meet your goals and aspirations enjoying a secure financial future.
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Defined benefit
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Equity release
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
Regular savings
check
Savings for children
check
School fees planning
check
Critical illness
check
Income protection insurance
check
Life insurance
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Group Pension/Stakeholder
check
Group income protection
check
Long term care
Response rating
7.0/10
check
FCA authorised
Last authorised 20th September 2021
Meet our advisers
MR Phil White DipPFS
Independent Financial Adviser and Director

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

Accreditations
Care advice standard
Mr Jordan White
Independent Financial Adviser

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This exam accesses understanding of the features and risks of different securities, the structure and features of the securities market and relevant factors and considerations for appropriate investment recommendations.

Accreditations
Care advice standard
What our clients say
Any venture into the financial planning world is generally done with trepidation and real concern that you are being treated fairly. The one word that comes to mind after 20 years of dealing with The Financial Planning Centre is exemplary. At no point have we ever felt that we were being misled or ill advised, in fact the complete opposite. The service we have had has been first class in all aspects. The advice given has always been well researched and in our best interests A highly professional and friendly approach that could not be bettered
Richard & Anita, Tadcaster
The Financial Planning Centre contacts us on a regular basis; they are aware of our financial requirements and do not simply sell on the basis of what is best for them. Communications have changed over the last few years and financial transactions take place as we want them. “We also prefer the personal touch and visits are made to our home at a time suitable for a hard-working couple."
Melanie & Andrew, York
I am writing to both endorse and recommend Phil and his company as a provider of Financial Services. You are very helpful, professional and respond promptly with easy to understand information and explanation. Nothing is left unanswered. The service you and your company provide is top quality -from initial request for info and proposal to the execution. I can confidently recommend Phil and his company as reliable and experts in their field.
Mark, Harrogate
We have trusted our financial wellbeing to The Financial Planning Centre for over 15 years. We have received sound advice on pensions, mortgages and insurance over this time and we would recommend this organisation without reservation to anyone.
Phil & Jane, Sherburn In Elmet
Phil White has looked after us for a number of years now; we started to use him when one of our friends recommended him. We are very happy with the advice we have been given in relation to our pensions, investments, and planning for our future retirement. Our investments have increased over the years, even in the current climate and we are very happy with the investments made on our behalf. Phil is professional, friendly, helpful, and a pleasure to deal with. We would highly recommend The Financial Planning Centre and have done so already to our family, friends, and colleagues. They are a five-star company and definitely people whom you can trust. Thank you, Phil, you have made something, very complicated and confusing a pleasure to deal with and we know our investments are in safe hands.
Jonathan & Angela, Pudsey
All options were explained clearly and concisely. More importantly those aspects of the old and new plans which I did not fully understand were fully examined. Overall, I am delighted with your service.
Dave, Mirfield
I cant speak highly enough of The Financial Planning Centre as Jordan White IFA went above and beyond his role delving into my dad's matters as well as looking into my grandma's estate and provided various levels of support and guiding us in the right direction. Jordan spent hours of his own time gathering information and holding meetings all free of charge due to my dad's circumstances. Greatly appreciated and really recommend anyone looking for financial advice to get in touch.
David, Sherburn In Elmet
Have been with FPC for over fifteen years and have always found them to be helpful when dealing with our financial matters. Very prompt response to enquiries and providing suitable solutions.
Malcolm, Garforth
We have always had first class service; reliable and trustworthy financial advice is always given. We cannot praise the FPC enough and have no hesitation in recommending them to our family and friends.
Brian & Jane, Tadcaster
We have been customers of the FPC since October 2011 and have found the service we have received to be excellent. Our Financial Advisor has steered us in the right direction when making financial decisions and his advice has certainly been fruitful. It is reassuring to know that he is always available to answer any complex questions, particularly with pension planning. We would certainly recommend giving FPC a call if you need financial advice.
Michael & Jacqui, Garforth
About us

The FPC has provided financial advice for over 20 years to individuals, families, and businesses across the Yorkshire region.

We pride our reputation on providing professional, clear, and easy to understand financial advice based around your circumstances. We help you to understand your finances, pensions, and investments no matter how complex your situation and create a bespoke financial plan to help meet your lifetime aspirations and goals.

Our services

We take time to understand your personal situation, lifetime objectives, ambitions, and what really matters most to you and your family. This also includes your business interests and your family legacy.

This helps us to create a flexible long term plan that aims to ensure you are in a strong and secure financial position which gives you confidence and security for your family's future.

Where to find us
Head office address: City Mills Business Centre, Offices FF04 / 05 Peel Street, Morley, Morley Leeds, LS27 8QL
Service coverage
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
7.0/10
check
FCA authorised
Last authorised 20th September 2021

Similar advisers near you

Independent Financial Adviser 0.64 mi
The great joy of financial freedom, is having your heart and mind free from worry about life's uncertainties. My aim is to pave the way for a more secure financial future for you and your family.
 
Independent Financial Adviser 0.76 mi
Our aim is to help individuals and businesses to achieve their financial goals. Our approach is straightforward. You tell us about your current situation and about your financial objectives and when you want to achieve them. We develop a practical plan designed to help you meet those objectives. We’ll discuss the plan with you and agree the course of action you want to take. Whilst the final decisions are of course yours, we’re here to help and guide you with jargon-free advice both now and in the future.
 
Independent Financial Adviser 0.8 mi
Helping you make the most of your money, plan for the future and protect what you already have.
 
Independent Financial Adviser 0.88 mi
We believe in working with our clients to provide them with proactive financial advice tailored to them.