The Pension Planner

Independent Luminous House, 300 South Row, Milton Keynes, Buckinghamshire, MK9 2FR
First meeting at adviser's own cost
Response rating
10 /10
FCA verified
14th October 2019
With ever changing legislation, retirement options can be at best confusing. Take advice from retirement specialists at The Pension Planner.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Wealth management
    • Regular savings
    • Critical illness
    • Income protection insurance
    • Life insurance
    • Employee benefits
    • Group pensions
Meet our advisers
Nicholas Pratt, Dip Pfs Dip Pfs
Retirement Adviser & Senior Financial Planner
Andrew Hursthouse BA (Hons) Financial Services, Dip PFS
Retirement Adviser & Senior Financial Planner
Marvin Watson
Adviser
Shane Kao DipPFS
Adviser
Scott Mullen
Adviser
What our clients say
So Very Simple and Massively Helpful I had a mixture of paid up and dormant pensions and savings plans and wanted a honest appraisal about what to do in order to work out my realistic needs during retirement. Andrew and the team came over and reviewed what i had what my needs were and proposed a way forward and did a thorough review with sensible recommendations all of which I have taken up. Great service where I always felt my needs were being listened to.
Chris, Trust Pilot Review
Place Your Trust In The Pension Planner About a year before I approached retirement age I decided I needed to ensure that I understood what pension payments I would receive. As I held several different pension plans over my 50 years working life, this was not an easy task. It became evident to me that I would need to speak with a professional adviser. I am so glad that I chose The Pension Planner. Before fully committing I had initial review meetings with Andrew Hursthouse. Speaking with Andrew, I realised there were better options open to me that I appreciated. Good choices are vital, particularly now the government made major changes to pension rules. So I made the decision to committed fully to the Pension Planner to sort out my retirement income options & make further investments to ensure my income remains in good health. Without doubt I made the right choice with The Pension Planner team.
Brian, Trust Pilot Review
Professional Pension Advice That Even I Could Understand. Having heard the tales from my ex colleagues about the time it takes and the problems faced in arranging an annuity through our pension scheme I started the process 8 months in advance. The company scheme was a trust based scheme and engaged the services of The Open Market Annuity Service so I contacted them for a quotation; the replies I received indicated that they could not give me a quotation until I had retired - what a waste of time. At this point I looked around for an independent financial advisor who was registered by the FCA and thankfully found The Pension Planner who was only 15 mins from home. The reviews on TrustPilot and Vouched For gave comfort that my choice was a good one. During the initial meeting with Nick Pratt we examined the various options for my 4 pension schemes plus of course the State pension. Even though this is an initial meeting it was still quite in depth. We concluded that an annuity at this time was not in our best interest. My wife and I decided to combine the three defined contributions schemes into a new pension scheme and then use the drawdown route to take a monthly income; as the remainder is still invested it will be increasing in value (based on past performance). We have engaged The Pension Planner to monitor the performance of the new scheme to ensure it is still providing the best option for our needs as time progresses. Throughout the process both Nick, Steve and the team have provided a professional service and explained the process and options in a way that the non financial person can understand. I have no hesitation in recommending The Pension Planner to anyone who is looking to sort out their pensions either well in advance of or at retirement (indeed I have done so to my ex work colleagues).
John, Trust Pilot Review
Wonderfull Company Sorry in advance for the lengthy review,( so much to say ) I am due to retire next July and got to thinking that i had better begin to gather some information about my private pension and what's on offer on the market as regards annuities. I Knew very little about pensions and all the jargon that is used,and in today's world financial situation i wouldn't know where to start. So i started looking at reviews of local IFA's and the reviews were good on the whole , but one stood out from the rest with the most positive reviews of all was The Pension Planner .My wife and i made an appointment to see Andrew Hursthouse at our home one evening to discuss our finances and in particular pensions. Andrew arrived and we got to work,he listened to all our needs and concerns ,then guided us through all the stages that would have to be gone through ,he also spoke of various options we would be able to choose from,if we didn't understand he put it into terms that we did understand which was brilliant. It took a few week for all the information to be collated from my Pension Provider but we had regular calls from a lovely lady her name is Holly Evans in the office to let us know what had come and what was due to come which we appreciated . Andrew came back to see us having received all the information he required,He had done a full assessment of all our pensions and guided through how to maximise my pension to suit our needs in our retirement. He is very knowledgable and trustworthy,and conducted everything in a professional manner and explaining all in a language we could understand and very patient . As a result of using The Pension Planner we now have plans in place for our future retirement knowing in our opinion the best advice,and would definitely advise anyone needing assistance with any financial matter to use The Pension Planner. Andrew Hursthouse is a real professional working for a professional Company Thank you very much indeed....Mr & Mrs KT Ashmore
Keith Ashmore, Trust Pilot Review
Where to find us

Luminous House, 300 South Row, Milton Keynes, Buckinghamshire, MK9 2FR

Make an enquiry
About us

We truly value our clients and take pride in the work we do. We ensure delivery of the promises we make, and have a strong emphasis on client service. It is these fundamental qualities, along with our expertise, knowledge and experience that sets us apart from the others. We build long lasting and trusted relationships with our clients and provide financial advice in Milton Keynes and surrounding areas. Our careful attention to detail along with a friendly, plain English approach, ensures our clients value us as much as we do them.
The Pension Planner is truly independent therefore we can utilise companies throughout the whole financial market. This enables us to offer personalised solutions, in our informative yet friendly, relaxed manner.
We ensure our charges are transparent, clients are made aware of these in writing at the very beginning. We will never charge for our time if we cannot help or you do not wish to proceed with our advice.
We are proud to hold a 5 star rating on Trustpilot, so please take a look at what our existing clients have to say about us.

<url hidden>

Our services

We help many clients each year plan their retirement strategies in the Milton Keynes area. Whether they are coming up to retirement and requiring an income, or a number of years away and looking to put plans in place to retire in the comfort they desire.
When you contact The Pension Planner, one of our highly qualified advisers, or trained specialists will answer your enquiry. Our approach ensures that you are offered advice that is expertly tailored to meet your exact requirements.

Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0