TFA - Trusted Financial Advice - Paul Grey

Independent Financial Adviser  TFA Ltd, St. Austell, Cornwall, PL25 4FD
First meeting at adviser's own cost
A Chartered Financial Planner and Fellow of the PFS, Paul provides Independent financial advice to individuals across the South West. Meetings can be offered on a face to face or remote basis.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Income protection insurance
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 20th September 2021
Meet our advisers
Mr Paul Grey
Chartered Financial Planner and Independent Financial Adviser

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This examination assesses the candidate to develop in depth financial planning skills related to business.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification allows mortgage professionals to become qualified in more specialist areas such as supervising in a regulated environment, alternative residential learning and customer care.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge, understanding and application of the different types of long-term care insurance.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

This qualification assess a knowledge and understanding of the Financial Services environment, UK Financial Services and Regulation, the principles of investment, investment products, financial protection, retirement planning and investment advice knowledge.

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

This exam accesses understanding of the features and risks of different securities, the structure and features of the securities market and relevant factors and considerations for appropriate investment recommendations.

Accreditations
Chartered Financial Planner
What our clients say
Paul is extremely professional and knowledgable. I was so thankful for his help, he really exceeded my expectations, as sometimes these things can seem quite daunting. Looking forward to all future business with you and recommending you to all of my family and friends! Thank you.
Seija, Truro
Fantastic advice given and top notch knowledge of the whole mortgage market. So much more affordable than I expected, all I need to do is find a house now! Would highly recommend!
Adam, Blackwater
Following an unfortunate change in my personal circumstances I urgently needed to remortgage. Paul was highly recommended to me by a mutual friend and I was delighted with the service I received from start to finish. I found him to be professional, patient and clear, ensuring I fully understood every step. After making the urgency of the situation clear to Paul during our initial consultation I can't say how impressed I was with his dedication to help me within the challenging time frame I'd set. The biggest compliment I could pay would be that I would definitely use his services again in future and wouldn't hesitate to recommend to others. Thankyou!
Ben, St Austell
Incredible service, really helped make the whole process simple, he even managed to sort my protection stuff out too!
Dave, Truro
Paul works tirelessly on your behalf and offers professional, expert advice. Highly recommended.
James, Foxhole
When my brother and myself met Paul we found him extremely professional, knowledgeable and easy to deal with. I couldn't rate Paul enough for all the work he did for us and its paid to not go to my bank due to far better deal Paul got me!!
James, Wheal Busy
Paul has been extremely helpful with problems I have had with a loan company and helping me set up my life insurance , so that my family are secure when I pass on. Very helpful and Friendly always replies to messages. Five star service always.
Deborah, St Stephens
Paul was extremely efficient, he would always get back to me the same day with paperwork and with answers to my queries. He kept on top with chasing the mortgage company as I have a short time frame for completion. Paul made sure that I had the best deal and anything else I needed, he was very professional and I would highly recommend using Paul to anyone looking for a mortgage.
Jess, Basingstoke
Dealt with our property purchase in a timely and efficient manner. Oversaw every spanner that was thrown into the works by a very complicated purchase. Have gone back to him to help with our protection plan, would highly recommend.
Russell, Worcester
Very professional service, would definitely recommend
Victoria, Troon
Paul helped my wife and I remortgage our house. He made everything as easy as possible and was always available when we had a query at a very reasonable price too! We had issues with the lender due to my wife being on maternity leave but despite them being very difficult, Paul made it very easy for us and dealt with it all. Speaking from experience of dealing with other financial advisors I can say Paul is top drawer and we'll definitely be giving him a call again next time round.
Michael, Portreath
I've found Paul has been extremely helpful with everything I've thrown at him. He's friendly and always replies as quick as he can. I will not be using anyone else. Sorry Paul but you're stuck with me now. Thank you for all your hard work.
Jena, Blackwater
Paul made everything so easy for me and my partner when getting our mortgage. So helpful and nothing was to much trouble. Definitely will recommend!
Abby, Ladock
Great service and advice, I would highly recommend Paul to anyone needing financial services. Our remortgage was painless and saved us some money in the process.
Colin, Perranporth
Saw a few mortgage advisers and Paul got me the best deal by far! Great to work with and offers great advice on personal cover! Nothing is to much trouble and incredibly helpful. Will use again for any of my financial needs!
Aaron, Redruth
The advice given by Paul has been excellent. He is a true professional who has constantly delivered at the highest level. Reliable, honest and understanding are some of the words I can use describe Paul.
Ravi, Enfield
Paul was really helpful when we had a difficult year selling and buying our new house.Paul was always available if we needed him he talked us through everything making sure that we also understood what he was saying .Paul is highly recommended
Lisa, Truro
Very professional, approachable and thorough. Went the extra mile to ensure we got the best possible service. Many thanks.
Gill, Ruanlanihorne
I couldn't recommend Paul highly enough. He has been helpful, patient and informative. Paul is personable and friendly and is willing to take the time to go over things, break things down and he has helped me find my way though the fog of finances! He has communicated with me every step of the way and has responded swiftly to all my questions and anxieties. Great service!
Rachel, Perranporth
With Paul's advice and support, remortgaging and sorting out suitable life insurance has been easy. Paul is always contactable and deals with any queries in a professional and efficient manner. We look forward to working with Paul again in the future.
Katie, Truro
Paul helped me re-mortgage and provided a great service from start to finish. He made the financial jargon simple and easy to understand. It was a quick and smooth process and Paul stayed in touch updating me on a regular basis. I would recommend Paul to my family and friends and will use him again in the future. Thank you Paul
Nicola, Threemilestone
Paul has been extremely helpful to myself & my husband. I very nearly made a grave error with my personal pension,once I realised I was out of my depth I spoke to Paul who sorted it for me very quickly. He is always on the end of a phone or email & replies very quickly. He is now helping us sort another financial issue & I am sure we will be equally pleased with this out come. Thank you Paul
Val, Falmouth
Paul is everything you want and just a little bit more when trusting someone with your investments. Factual, reliable and trustworthy, if your looking for someone to accelerate and further your portfolio, Paul's your man.
Lyndsey, Ashburton
It's an absolute pleasure to recommend Paul to anyone who is looking for a financial adviser. My husband and I have known him for years; he has arranged two mortgages and two re-mortgages for us. He has also found the best life insurance policies for both of us when we were undecided. His knowledge and expertise are exceptional. He is always there to help in person and at the end of the line. We are looking forward to working with Paul on our next project in the near future. THANK YOU!
Agnes, Truro
Paul helped me with the re-mortgage and the service of his team was excellent. Everything went very smoothly and I had no hesitation in recommending his services to my friends, families or anyone in need of the service, I wish I would have found him earlier then would have saved lot of money. Thanks Paul
Anil, Southall
One of the best financial adviser. Highly recommended.
Rajeeve, Cheshunt
Really nice guy - explains financial jargon well and keeps in touch every step of the way - recommend 100%
Scott, Truro
A great financial adviser. Paul has helped us to re-mortgage and enable us to release capital from our residential property. It wasn't straight forward as it also involved foreign income. Paul had the knowledge and the patience to deal with our complicated situation and was always available to inform us of our progress. I would not hesitate to recommend Paul to any of our friends and family and I am sure that in the near future we will use his expertise again. Thank you.
Michael, Constantine
Paul is brilliant mortgage adviser. He is not very pushy like other adviser you find in market. He understands your requirement and give you the best possible quote.I would recommend paul to anyone who is looking for mortgage.
Amit, Erith
Paul helped us re-mortgage and he was very thorough and professional throughout keeping us informed at all times as things changed. Highly recommended!
Robert, Devoran
Paul helped me with a re-mortgage, and then sorted my neglected pension pot. His patience (and diagrams!) are much appreciated, and i would not hesitate to recommend him to help you too! Thanks Paul
Nick, St Ives
Paul Grey is proffesional and friendly. He helped us with our pensions and explained what was happening so that we could understand everything. I would recommend him to anyone. Thanks Paul you're a star.
Jasmine, St Austell
About us

Paul is an adviser at TFA Trusted Financial Advice. We have a long history of providing sound financial and mortgage advice to individuals, families & businesses.

Our independence enables us to compare thousands of financial products to find the right product for you, we will then manage your application from start to finish.

We are proud of our client centric approach and we regularly ask our clients for feedback, all of which can be read on our website or Via Paul's VouchedFor profile.

Paul provides trusted financial advice in a way that is clear and easily understood, helping to take away the stress, confusion, and worry of complex financial decisions. His expertise ranges from investment advice to retirement planning and inheritance tax mitigation.

In today's complex and fast paced industry, receiving truly independent advice has never been more important.

In addition to being able to offer you this, having access to the whole of the financial market ensures you will get the best and most relevant advice possible.

Our services

Paul takes a holistic approach, fully assessing your circumstances to ensure he meets your requirements. This includes investing and accumulating wealth for clients and their family, and advising retirees on how to best manage their pensions and investments.

He offers advice on the following -

✓ Investments and savings of all kinds, whether orientated towards income, capital growth, or both;
✓ Pensions, from accumulating pension savings cost-effectively to managing the withdrawal of funds in retirement in the most tax-efficient way;
✓ Estate planning and inheritance tax mitigation;
✓ Financial protection, including life assurance, critical illness cover and income protection;
✓ Mortgage advice, including equity release;
✓Later life and Long Term Care Planning;
✓ Corporate risk management, to ensure the continuity of businesses in the event of the loss of key personnel, and the provision of contingency funds to allow for the purchase of shares in the event of retirement or death.Paul

Where to find us
Head office address: TFA Ltd, Unit 3, St Austell Business Park, St. Austell, PL25 4FD
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£125,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

TFA Trusted Financial Advice is a trading style of Tom French & Associates which was established in 1997 & is authorised & regulated by the Financial Conduct Authority and is entered on the Financial Services Register 185513.

Response rating
7.0/10
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FCA authorised
Last authorised 20th September 2021

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