Richard Wilson Chartered Financial Planner from True Potential Wealth Management

Restricted - Whole of Market  5 Woodlands Lane, Haslemere, Surrey, GU27 1JU
First meeting at adviser's own cost
A Chartered Financial Planner & Pensions Specialist, giving quality advice to clients, nationwide. I will help you achieve your retirement dreams. I hold the relevant qualifications to advise in the complex area of Defined Benefit/Final Salary schemes.
We can advise you on
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Annuity purchase
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Richard Wilson APFS
Chartered Financial Planner

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

Accreditations
Chartered Financial Planner
What our clients say
Richard is professional, attentive and shows genuine interest in his client's financial needs and wellbeing. He is client focused and adopts a patient, structured approach to outlining facts, explaining options and arriving at sensible and secure outcomes. He has helped me with both my pension transfer as well as my financial planning and provided long term solutions tailored to meet my aims and ambitions. I would have no hesitation recommending Richard to anyone looking at reviewing the status of their pension.
Sas Soubhi, Whitton
What were the circumstances that caused you to look for a financial adviser? Getting older and needing advices for retirement and pension plans. How did Richard Wilson help you? During regular meetings and updates, Richard fully analised our situation, understood very well our plans and recommended different options. Richard took time to really explain the financial jargon eg attitude to risk therefore helping us to take the right and best decision for the future. Have you seen the outcome you were hoping for? Yes definitely. We are now retired and have been able to transfer our pension plan whist securing our financial future. Richard was efficient and responsive during the whole transaction process. We have clear and regular feedback from our portfolio which enable us to follow the market and take any action if needed.
Philippe Cogoli, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser? Pension investment and collating 2 pensions How did Richard Wilson help you? Organised the pension investment Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing it was excellent service and always available when advice needed urgently.
Lawrence Gray, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser? I was looking to transfer all my previous work pensions into one pot How did Richard Wilson help you? Richard is very professional and tunes into clients' needs very well, offering various solutions designed to ensure that the clients' best interests are maintained throughout the process. Have you seen the outcome you were hoping for? My pension pot has grown significantly over the past 6 years since I made these changes so I am extremely happy with the outcome. What could they have done better? Nothing... his service was exemplary and left no "stones unturned"
Suleyman Soubhi, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser? Husband decided to retire early and needed to start releasing his pension. We also had a pot of money which needed careful investing. How did Richard Wilson help you? He advised and planned the best way to use our money wisely Have you seen the outcome you were hoping for? Currently, yes.
Deborah Wadsted, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser? Occupational DB scheme had closed and looking for advice for the future regarding pension and retirement income. How did Richard Wilson help you? Gathered all information from my then pension provider and recommended a product that would suit my needs. Have you seen the outcome you were hoping for? It’s early days but happy with Richards recommendations.
Jon Gale, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser? My pension was a mess and needed sorting How did Richard Wilson help you? He looked at my pensions and brought them together. Now I can view at a glance my pension Have you seen the outcome you were hoping for? Yes, better than I expected
Sue Connell, Verified VouchedFor Review
What were the circumstances that caused you to look for a financial adviser? I was looking for a pension expert! How did Richard Wilson help you? Richards's advice was paramount in us achieving our goals & he helped us achieve that! Have you seen the outcome you were hoping for? YES Defiantly. What could they have done better? Not sure?
Mark Green, Verified VouchedFor Review
I have known Richard for about 20 years as a friend, sometime colleague and more recently he has become my personal financial adviser. Richards key qualities are diligence, reliability and above all integrity. I know a lot of people “in the business” and had a very wide range of contacts to choose from when I decided a few years ago that I needed a professional adviser for myself and my family. Richard was my first and last thought as I knew I could entirely trust him and from our previous work together in financial services that the quality of his service and recommendations would be excellent. I was in no way let down and he genuinely provided some new and compelling advice as well. His breath of knowledge is exceptional, he listens and understands your complete situation and he offers real insight to his clients in its application to your needs; true added value. Finally and most importantly the results have been exceptional as well.
Tom O'Goran, Hounslow
About us

I am helpful, easy going and take a considered and personally tailored approach to advice. I am keen to be remembered as the friendly face that helped make sense of all areas of your financial planning.

I am extremely lucky to work with a great team at True Potential, that includes my administrator, Penny and the amazing compliance team that ensure oversight, as required by the Regulator. True Potential are one of the UK’s most innovative financial services groups, providing investment and pension solutions and award-winning technology to over 1.4 million private clients. We manage over £17 billion of client's assets, using some of the most highly regarded, best of breed, investment fund managers. You will always be in safe and trusted hands, throughout your financial journey with us.

Our services

As your Financial Adviser, I begin with a free initial consultation to understand your objectives and aspirations. I will help you realise these goals with a tax efficient, measured and realistic approach. As a result, you will be better informed, confident and empowered to reach and visualise your financial future. I will explain my fees and other associated costs in a clear and concise way. I am completely transparent, and you will never encounter any hidden surprises.

Where to find us
Head office address: 5 Woodlands Lane, Haslemere, GU27 1JU
Service coverage
Preferred clients
Minimum wealth (income/assets)
£250,000
Minimum pension value
£250,000
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your capital is at risk. Investments can fluctuate in value and you may get back less than you invest. Past performance is not a guide to future performance. Tax rules can change at any time.

I offer advice on limited types of products. Primarily, I will advise on strategy funds and tax wrappers held on the True Potential Wealth Platform. In circumstances where the True Potential Wealth Platform does not have a product to meet your needs, I will broaden my research to other companies with products not available on the True Potential Wealth Platform. You may ask me for a list of those companies.

True Potential Wealth Management LLP is authorised and regulated by the Financial Conduct Authority. FSR No. 529810. <url hidden>. The Financial Conduct Authority does not regulate will writing, buy-to-let mortgages, tax advice or estate planning.

Registered in England and Wales as a Limited Liability Partnership No. OC356611.

impulseSave® and True Potential One® are registered trademarks of True Potential Investments LLP.

Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021

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