True Potential Wealth Management

Restricted - Whole of Market  90 Hudddersfield Road, Holmfirth, HD9 4AG
First meeting at adviser's own cost
How to plan for retirement and what to do when nearing retirement can appear confusing. I can help you with simple straightforward financial advice.
We can advise you on
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Annuity purchase
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Defined benefit
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Critical illness
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Income protection insurance
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Life insurance
Response rating
9.4/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Harjit Toor
Restricted - Whole of Market

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

This qualification assess a knowledge and understanding of the Financial Services environment, UK Financial Services and Regulation, the principles of investment, investment products, financial protection, retirement planning and investment advice knowledge.

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

What our clients say
I had some money to invest and wanted some advice. Harjit was great, it was really helpful that he could come to me. The initial fact finding meeting went well to discuss objectives, and then the second get together to go over the proposals was really useful. Primarily I was getting advice on investments and pensions, which I have since taken up. As a first time investor and a very cautious one, Harjit was very clear and patient and took me through the whole process, I had a lot of questions and he always answered them in an understandable fashion, no jargon. Everything was very clear and there were no surprises. It's quite a recent investment, so we will see for the future, but so far so good. I'm very happy with the service provided.
Bryony, York
Harjit took time to find out and understand exactly what our needs were, what our current situation was and what our future plans were. He explained everything in great detail to help us make the right decisions for our circumstances Harjit also explained how using our savings to increase the pension pot would benefit us. We have now a product that meets our needs and understand what we need to do going forward. Our yearly review will be very helpful, and we feel confident with the product we have taken. Harjit couldn't really have done anything any better, we are totally satisfied with everything he has done so far. We were quite naive about pensions but not after Harjit had completed his review and recommendations.
Stuart and Jean, Wakefield
I am in independent IT Contractor. My primary reason for contact was to put in place a private pension. Harjit provided me and my wife with advice regarding the approach to our existing pensions in terms of consolidation into a single fund or leaving them in their existing funds. This resulted in guidance towards a SIPP that we were both very happy with, and transfers were handled where deemed the correct approach. In addition, an insurance policy was put in place as per Harjit's guidance. The pension has been in place 3 months and is performing as expected. The outcome of having an SIPP in place is achieved. Really happy with the service. Multiple visits to ensure that the product was fit for purpose. Decided it was a good time to review a frozen pension and current pension scheme to look at best options for retirement in the future.
Darren and Claire, Huddersfield
About us

As a Financial Adviser with True Potential Wealth Management (part of the highly successful True Potential group of companies), I am committed to delivering better value and choice for my clients.

Recognising that everyone’s personal situations are unique, I will take the time to get to know you, help you identify what is important and together we can then create a plan.

Whether it be a worry-free retirement, saving for your children’s education, fulfilling a lifelong ambition, business planning or leaving a legacy for your loved ones, I am here to help.

Also, through the use of True Potential’s award-winning technology, I can provide straightforward and transparent advice in a simple and convenient way along with giving you 24/7 online access to your complete financial affairs. As a result, you will be better informed, confident, and empowered to reach your financial goals.

Our first meeting is at my cost (free to you and without obligation).

Our services

Whether you are a saver, an investor, a protector or a borrower, we have specialists who can help guide you clearly and succinctly towards making smarter choices. We will tell you what we are going to do, when we are going to do it and how much it will cost and, to prove it, we will audio record our interactions with you. We will always be open and honest about our advice and will always tell you the pros and cons and costs of all of our recommendations.

At True Potential we offer advice on limited types of Products. Primarily, we will advise you on Strategy Funds and tax wrappers held on the True Potential Investments Wealth Platform. In circumstances where the Platform does not have a product to meet your needs, we will broaden our research to other companies with products not available on the True Potential Wealth Platform. You may ask us for a list of those companies.

Where to find us
Head office address: 90 Hudddersfield Road, Meltham, Holmfirth, HD9 4AG
Service coverage
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
9.4/10
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FCA authorised
Last authorised 13th September 2021

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