Truly Independent- Mary Hemingway

Independent Financial Adviser  Steading Cottage, Coldstream, TD12 4HD
First meeting at adviser's own cost
I am an independent financial adviser in Coldstream working with clients in Kelso, Berwick upon Tweed and throughout the Scottish Borders. I have spent nearly 10 years building a reputation for trustworthy financial advice in the Scottish Borders and beyond. I specialise in Pensions, Investments, Protection and Inheritance Tax Planning. I also assist clients in the area of retirement planning, encompassing everything from starting saving for your future early, helping your savings grow tax efficiently, assisting you to exit your workplace/business smoothly and then sustaining your income throughout retirement; and eventually helping you pass your estate to your loved ones.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Rest of world
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Sharia finance
Response rating
10/10
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FCA authorised
Last authorised 10th May 2021
Meet our advisers
Mrs Mary Hemingway
Independent Financial Adviser

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

This qualification assesses a knowledge and understanding of pension transfer options available and their implications, including income options, legislation and regulations impacting pension transfers, transitional issues as a result of different forms of protection, and the relationship between pension returns and options and investment and capital risk.

About us

I am based in Coldstream but I am able to visit you in your home anywhere in the Borders or we can arrange for a confidential office meeting at your convenience.

Our services

I pride myself on building trusted relationships with my clients, this enables me to provide the best possible bespoke advice relating to retirement and pensions, investment and tax planning, and financial protection such as life and critical illness cover.

Where to find us
Head office address: Steading Cottage, Coldstream, TD12 4HD
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Principal Office and address for correspondence: Truly Independent Ltd, Atlantic House, Parkhouse, Carlisle CA3 0LJ.
Past performance is no guarantee of future performance. This e-mail and the information it contains may be privileged and/or confidential. It is for the intended addressee(s) only. The un-authorised use, disclosure or copying of this e-mail, or any information it contains is prohibited and could, in certain circumstances be a criminal offence. If you are not the intended recipient please notify the sender immediately and delete the message from your system. Any information contained in this message must not be construed as giving investment advice within or outside the United Kingdom. Thank you for your co-operation.
Truly Independent Ltd TM is authorised and regulated by the Financial Conduct Authority. FCA Number 513 655.

Response rating
10/10
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FCA authorised
Last authorised 10th May 2021

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