Fairstone Financial Management Ltd

Independent Financial Adviser  190 Roberttown Lane, Liversedge, WF15 7LF
First meeting at adviser's own cost
UK top-rated Independent Financial Planners specialising in pre and post retirement financial planning for individuals and small businesses
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
MR Jonathan Garnett
Independent Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

This qualification accesses the specialist knowledge and skills needed for advising on the transfer of safeguarded benefits

MR Ray Garnett
Business Principal

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

MR Darron Whitehead
Business Principal

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

What our clients say
A very knowledgable and professional company to deal with. I have been dealing with Jonathan now for around three years and have found him to be very knowledgable about the pensions and finance industry and has been very honest and professional to deal with as a pensions advisor keeping me regularly updated with any developments which I need to know about. I would highly recommend him to others.
Chris, West Yorkshire
He recommended best pension investment level, helped set up monthly private contributions, and also recommended a stocks and shares ISA to make better use of money I was putting into a low-returns ISA. It’s early days but the whole setup is very simple and easy to understand and track.
Frances, West Yorkshire
I needed access to and consolidation of 4 small pensions. Outstanding service was delivered.
Paul, West Yorkshire
About us

In April 2021, we became a regional office of Fairstone Financial Management Ltd. This has resulted in us having more time to look after our clients, as much of the regulatory work is done by our head office. It also means that we have the backing of one of the UK's biggest Chartered Financial Planning firms, but you still get the feel and experience of dealing with a small friendly team.

We specialise in providing face-to-face investments, pensions and protection advice. Our strategic business planning team can help companies increase profits and control their taxes. We are remunerated by a choice of retainer; fee or commission.

We have been independently voted as one of the top IFAs in the UK.

Our services

We offer a holistic financial wealth review service to increase your Pension and Investment assets, through proven and well established Investment Portfolios. At our expense, we will carry out a comprehensive Pension and Investment Performance Review to make sure your current plans meet your risk profile, performance, flexibility and expectations.

Where to find us
Head office address: 190 Roberttown Lane, Liversedge, WF15 7LF
Service coverage
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021

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