Wetherall's

Independent Financial Adviser  13th Floor, Stalybridge, Greater manchester, SK15 2SJ
First meeting at adviser's own cost
We advise clients at all stages of their financial journey; so whether you’re planning to retire or you’re just starting out in your career, we’ll help you get your finances in great shape so you can get what you want out of life.
We can advise you on
check
Annuity purchase
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
National savings
check
Regular savings
check
Savings for children
check
School fees planning
check
Critical illness
check
Income protection insurance
check
Life insurance
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Corporate pension
check
Employee benefits
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
Response rating
10/10
check
FCA authorised
Last authorised 21st September 2020
Meet our advisers
Joshua Underwood
Financial Planner

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This exam accesses understanding of the financial services industry including regulation and legislation.

James Wetherall
Financial Planner & managing Director

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

What our clients say
James and his wonderful team have provided help and advice to our Mother and wider family for over 10 years. Our whole family finances and situation for Mum in her later years are now in great shape thanks to Wetherall’s.
Jacqui Grainger, Manchester
The level of care and personal attention given by the team to me as a client is incredibly valued by myself, and a real differentiator to other financial advisors I’ve worked with in the past.
Steve Beard, Sheffield
I am eternally grateful to have met James who is probably one of the finest Financial Advisers I have met in over 50 years in business.
Howard Brecker, London
Having been introduced to Wetherall's by our daughter, an existing client, we have been greatly impressed by the service and attention to detail provided by the staff. I would recommend Wetherall's without hesitation.
Ken Witchard, Manchester
Wetherall's have helped me achieve my investment goals in a very professional manner, with a personal touch not seen in many firm . This has given me more confidence and peace of mind when investing my hard-earned money.
Howard Sorsby, Oldham
Josh has been really helpful to us throughout the time he has been our advisor. He always takes time to listen to our objectives and advises accordingly. He doesn't make us feel pushed into making any decisions but takes the time to explain the options.
Hannah Holmes, Cheshire
We cannot fault the service that Wetheralls provide. They are a professional and well organised team. They are not only experts in their field, they also truly care about their clients.
Karen Brierley, Cheshire
About us

We advise clients at all stages of their financial journey; so whether you’re planning to retire or you’re just starting out in your career, we’re here to help.

We’ll start by understanding your current situation:

• What are your financial concerns?
• What are your aspirations?

We’ll ask you the right questions, build a plan that supports your goals and work with you to help you manage your finances through life’s ups and downs.

At Wetherall’s, we do things differently.

Rather than focusing on individual products or the minutiae of markets, we deliver holistic financial planning that covers all areas of your finances. It’s designed to:

• Help you make informed decisions
• Remain focused on your goals
• Live the life you and your family want

Financial planning is about strategy, guidance and project management. It’s about using your money effectively to live a good life and achieve your goals. It’s about independent financial advice that puts your needs first.

Our services

In a recent survey, we asked our clients what the biggest benefit in working with us was. Here are some of their answers:

“Sense of achieving financial security for our preferred lifestyle in retirement.”

“Expert and tailored advice from people who are friendly and approachable.”

“The calmness of a safe pair of hands and reassurance at the end of the phone - the staff are very caring.”

“Peace of mind that my family’s long term goals are understood and being clearly progressed by an individual I like and trust.”

“Confidence that I/ we are in the best hands.”

“Peace of mind that the best people are looking after my finances.”

“Highly professional service with significant personal touch and full understanding - always ready to help.”

“Knowing our financial needs are being well looked after and that staff are always available should the need arise.”

“Complete confidence in knowing that our financial affairs are being handled with care and responsibility.”

Where to find us
Head office address: 13th Floor, City Tower, Piccadilly Plaza, Manchester, M1 4BT
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
10/10
check
FCA authorised
Last authorised 21st September 2020

Similar advisers near you

Independent Financial Adviser 0.35 mi
Making the most of your money through Investments, Savings & Pensions. We'll provide you with Advice & Recommendation to nurture your investment goals.
 
Independent Financial Adviser 0.88 mi
We are a dedicated team of Independent Financial Advisers and Independent Mortgage Advisers, who are supported by an experienced team of administration assistants. Our aim is to provide excellent customer outcomes and experiences.
 
Independent Financial Adviser 1.4 mi
Providing experienced financial advice remotely - nearing retirement can be both an exciting and a daunting time. I can help you with simple straightforward independent advice.
 
Independent Financial Adviser 1.56 mi
As a chartered firm, we blend specialist knowledge, experience and sound judgment to provide you with expert guidance.