What our clients say
The choice of a financial advisor is one of the most significant decisions on approach to retirement .I chose Nick on the basis of a personal recommendation and on our initial meeting. I have been impressed with his subsequent work. For example - there have been investment decisions to my benefit which have reduced Nick's total fees and commission. Figures show that overall - Nick's work has more than saved the cost of his fees. yes
Pensions and investments are a minefield and financial advice is essential. Explaining the various schemes for investments both benefits and pitfalls. Good all round discussion and Nick is a very knowledgeable advisor
I had a range of pensions and investments that were not doing particularly well; they needed a bunch of streamlining, with several products needing to move to more appropriate and cost-effective areas. Nick reviewed the whole portfolio, in line with my needs, and delivered a manageable and stable portfolio, that produces great returns. Yes, my overall returns have seen a marked increase, which I am over the moon about!.
What could they have done better?
In all honesty, nothing. I gave Nick a tight working brief, he helped me to adjust and develop that brief, whilst coming up with some great ideas, so he certainly ticked all the boxes for me
I came to know Nick through a mutual client, was impressed by him and turned to him when I became dissatisfied with the unpredictability of the service I received from my previous financial advisor. Primarily pension and retirement planning. Would recommend
I was in a muddle with my pension. we consolidated and simplified my pension and investments. its all going well
I needed to review my pension. He reviewed my pension and advised me on the best course of action. Very easy and friendly service
Marital break up. Advised me on Pension. Was very happy with the service
A recent death in the family and the resultant tax issues. He reviewed the situation even down to the will. He then helped us all decide the best way to move money out of the estate and minimise tax. Absolutely recommend
Looking for an IFA for advice on pension in preparation for the future and to ensure family was covered. Provided advice on the various products that could help with my planning needs. My pension and future is protected following the advice I received.
Nick Ryan is the 2nd IFA that I've dealt with, and the only one with a personable and knowledgeable demeanor
My father was terminally ill and so he and I approached nick for help and advice on End of life planning for my father (including inheritance advice, pension, wills, trusts) following my father passing away my sister and I both sought further advice from nick for investment, mortgages, insurance and protection. Nick was able to explain different options in basic language that we could all understand. My fathers end of life planning was a topic none of us wanted to find ourselves in but Nick was able to meet with the family at times that were convenient for us all, he discussed the different options and empowered my father to make some difficult decisions. My father was left feeling reassured that his family would be looked after knowing his affairs were all in order. My sister and I met with Nick again after my fathers death and he helped us with mortgages, insurance, protection and investments as well as pension planning. yes. Nicks advice regarding trusts was invaluable and meant that my sister and I had immediate access to funds needed following my fathers death so that the costly expenses we encountered with solicitors and the probate process was easily managed. Moving forward nick has allowed us both to effectively plan for our future and gain peace of mind regarding our financial planning.
I needed to invest the contributed-out amount from my pension. He gave very clear advice, and was understanding of my situation. My circumstances changed a little over a year ago, and he was very prompt in offering suitable advice and what to do for the future.
Where to find us
1st Floor Barclays House, Gatehouse Way, AYLESBURY, HP19 8DB
Make an enquiry
Covering Buckinghamshire and Oxfordshire, we travel to you. Yellow Bear offers financial advice to clients in a range of areas from general financial planning to wealth management. This means that we can help clients build up their wealth, manage it effectively and arrange their estate in a sensible manner to maximise returns, reduce costs and limit taxation. Whether you are looking to invest for the future, plan your retirement, or plan your estate for tax purposes, we have the knowledge and experience to help guide you to the right options.
We pride ourselves on our ability to turn the sometimes confusing areas of investment and retirement planning into easy to understand plain English. We believe that this is the best way to make our clients feel engaged with their own planning.