AFP North London

Ged was able to clearly advise me what mortgages were available In respect of buy-to-let properties. He clearly explained the %'s I was able to borrow on a 'pre-owned' Contract for an off plan purchase. Ged saved me thousands of pounds as, without his advice particularly in relation to only being able to borrow 60% of the original off plan purchase price, and not the resale of the contract price, I would have had a huge shortfall between exchange and completion. I was not aware of this 'pitfall'. Buyers beware.Both Ged and Francesca were patient with me as I am not an expert in this field, and explained the process step by step ensuring the right purchase was made with the right mortgage in place. I ended up purchasing a flat in an established part of London (Highgate Village), as opposed to a new off plan property in East London. I felt this was a much safer investment. Ged was supportive of the change I made - even though it caused both him and Francesca additional work - I was not charged any additional fee, and he worked with me in very good grace, despite my several changes of mind :)... Thank you. I do not think there is anything Ged could have done better. He went above and beyond to ensure my purchase went through as smoothly as possible. He was available by telephone out of hours, which was invaluable to me as I work full time in the daytime. Since this purchase, I have been in touch with Ged in relation to re-mortgaging my own home and he has offered constructive advice, which will save me further money on a monthly basis. I would not go to anybody else for advice. My daughter is due to re-mortgage shortly, and she will go to Ged for advice. I would recommend anybody to use Ged O'Sullivan for advice on any financial planning/service matter. Ged.Francesca - many thanks,

Ged has arranged a number of mortgages over the years for me and I have always been really happy with the outcome. He has made the process stress free.

Ged fully understood my circumstances and requirements and recommended the best products. He was very responsive and approachable, provided clear advice and actioned all my requests promptly and efficiently.