Alex Cheema Whole of Market Mortgage Adviser

Independent Mortgage Adviser Old Bray Financial, Millenium Bridge House, 2 Lambeth Hill, London, EC4V 4GG

Response rating

9.0/10

21st January 2019

Alex and his team specialise in helping time-poor self-employed people, e.g. contractors & company directors, secure competitive mortgage loans, effortlessly.

We can advise you on

Buy to let
Commercial for individuals
Equity release
First time buyers
Flexible
High loan to value
Home reversion
Overseas
Remortgage
Residential
Self employed

Meet our advisers

Alexander Cheema BSc, MSc, MSc, APFS, Certs CII (MP & ER)

Whole of Market Mortgage Broker & Chartered Financial Planner

Qualifications & Accreditations Hide qualifications

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

APFS - Associate, Personal Finance Society (PFS)

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Accreditations

Where to find us

Old Bray Financial, Millenium Bridge House, 2 Lambeth Hill, London, EC4V 4GG

About us

Alex is a Whole of Market Mortgage Broker and a Chartered Financial Planner with a background in financial advice, financial risk management and front office investment banking. He also holds an MSc in Financial Risk Management.
Alex has lived in Maidenhead for most of his life and is therefore well positioned to provide local across London and the home counties clients with best-in-class, holistic financial advice and independent mortgage advice.
He and his team act as a one-stop-shop for financial advice, providing recommendations on pensions, investments, mortgages, insurance, wills, trusts and lasting powers of attorney, tax planning and school fees planning, advice to local businesses, etc.
If you are located in London or the Thames Valley area and would like to speak to a highly qualified, local, personable advisory team with expertise across multiple product areas, please visit to find out more information.

Our services

Alex and his team specialise in Let-to-Buy, Large Loan Mortgages, Buy-to-Lets, all Residential Mortgages and Remortgages and helping first time buyers get on the property ladder.
We also help our older clients clients who are asset rich and cash poor to understand their options around Equity Release.
We have helped numerous clients to build BTL portfolios by way of high quality mortgage and financial advice.
We will guide you all the way through the mortgage process from beginning to end, even liaising with conveyancers and estate agents, where required.

Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Alex Cheema is an FCA registered Chartered Financial Adviser through Old Bray Financial Ltd.

- Your home may be repossessed if you do not keep up repayments on your mortgage.

- The value of pension and investments can fall as well as rise. You may get back less than you invested.

- Tax treatment varies according to individual circumstances and is subject to change.

- Will Writing, Lasting Power of Attorney, Tax Planning, Estate planning, Trusts and Auto Enrolment are not regulated by the Financial Conduct Authority.

- Wills and Lasting Power of Attorney are not part of the Intrinsic compliance offering. Intrinsic compliancing accept no responsibility for this aspect of our business.

We can advise you on

Buy to let
Commercial for individuals
Equity release
First time buyers
Flexible
High loan to value
Home reversion
Overseas
Remortgage
Residential
Self employed

Advice methods

Telephone
Face to face

Preferred clients

Minimum mortgage value

£250,000

Compliance

Contact options

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