This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
As a baby-boomer myself, I am focusing on Lifetime Equity Release & Later Life Lending, a highly regulated and wonderfully innovative area of lending for people of any age over 55.
While a Lifetime Equity Release mortgage won’t suit everyone, there are many over 55’s who could benefit from releasing equity from their homes by taking a Lifetime mortgage. Otherwise, Later Life Lending options can be explored.
With the whole of the mortgage market at my disposal I have been transforming peoples' lives for over 20 years, and am quite aware that your situation is unique. I deal all kinds of mortgages ie regular residential, buy-to-let.
Credit issues? In most cases, I am able to place your enquiry. Secured and unsecured loans have their own niche; if appropriate, I will refer you to a specialist broker.
An integral part of our work is Personal Insurances to keep you in your home, in the face of adversity.
Anything can happen to anyone at any time that can cause huge financial stress at an already traumatic time.
I have a large panel of providers for Life Assurance, Critical Illness, Income Protection, Building & Contents ... it costs nothing to talk or to arrange these policies.
I listen to your circumstances, find out what you want to achieve, appraise and advise on the most appropriate solution to suit your needs now. I would make sure that you understand the recommended solution and that you are satisfied with it. During the process of your application I would keep you informed at all stages, often outside office hours. I pride myself on my tenacity in finding solutions, particularly in difficult circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Pauline Johnson, trading as All Kinds of Mortgages, is an appointed representative of The Right Mortgage Limited, which is authorised and regulated by the Financial Conduct Authority.
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.