Bear Finance

Mortgage broker  168-170 Hornchruch Road, Hornchurch, Greater london, RM11 1QH
First meeting at adviser's own cost
Taking the stress out of choosing the right mortgage. Providing professional and individual mortgage advice
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying first home
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 3rd August 2020
Meet our advisers
Ashley Ellis
Mortgage and Protection Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.

What our clients say
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Residential purchase and BTL remortgage How did Ashley Ellis help you? Ashley has always been an honest, reliable financial advisor with great knowledge and expertise in the mortgage and insurance protection market. He has always gone above and beyond to look after our needs and delivered on expectations. Have you seen the outcome you were hoping for? Yes without a doubt! What could they have done better? Nothing, Ashley has always proven to be a meticulous Financial advisor.
Haroon, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? get a mortgage How did Ashley Ellis help you? help me with applications for my mortgage Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing every ting is ok
Linvall, Sussex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? I wanted someone to deal with my re-mortgage who knew what they was talking about. How did Ashley Ellis help you? He dealt with everything, I didn't have to do anything. Have you seen the outcome you were hoping for? Definitely, all sorted and got a great deal.
Kerry, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? For help to get morgage How did Ashley Ellis help you? He very professional, finded best deal. Have you seen the outcome you were hoping for? Yes What could they have done better? I think he did best what he can. Thank you)
Jurgita, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Really mortgage How did Ashley Ellis help you? Good advice given and very easy to understand Have you seen the outcome you were hoping for? Definitely
David, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? I had extra capital lying around and wanted to invest How did Ashley Ellis help you? He helped with the mortgages on my buy to lets, I bought through LTD companies which can be a bit more complicated and it was easy Have you seen the outcome you were hoping for? Yes What could they have done better? I don't think he could have done better.
Scott, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Buying a house How did Ashley Ellis help you? Great help with advice and support through the whole process Have you seen the outcome you were hoping for? Yes we got the mortgage we needed and for the house What could they have done better? There’s is nothing I would change about the way in which Ashley approached the situation we were in with advice every step of the way was great and a real help
Daniel, London
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Remortgage my house How did Ashley Ellis help you? He remortgaging my house and also he got me new mortgage for my next house Have you seen the outcome you were hoping for? Yes i have What could they have done better? Am happy with his service so far. Have not other comments on changes
Petrit, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Moving house How did Ashley Ellis help you? He was there every step of the way and still is! Offering advice and taking all the hassle out of some really complicated stuff Have you seen the outcome you were hoping for? Absolutely What could they have done better? Ashley was there guiding us all the way through mortgages, payment protection, insurances. Even now as yearly renewals come up - he reaches out and asks if we need help. And even through this uncertain time, he has emailed offering help if we need guidance for mortgage holidays.
Helen, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Being first time buyers, we needed help and advice on how to get onto the mortgage ladder. How did Ashley Ellis help you? Ashley was very transparent in giving us precise information on the different mortgage types, rates and the best packages available in the market. Given our time constraints, Ashley secured a great mortgage package within good time. Have you seen the outcome you were hoping for? Yes, we received the outcome we wanted. What could they have done better? It is very difficult to give constructive feedback in our situation as the result was what we had hoped for and expected, the professionalism presented to us was admiring.
Gentian, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Divorce and moving home How did Ashley Ellis help you? I met him in an estate agent and he was very helpful from the start. He made everything very easy to understand and I felt as ease. Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing I am very pleased with everything.
Marie, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? We were looking to buy our home. How did Ashley Ellis help you? With speed & quality in a friendly maner. Have you seen the outcome you were hoping for? Yes
Dumitru, London
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Purchasing a flat How did Ashley Ellis help you? Mortgage advisor Have you seen the outcome you were hoping for? Definitely What could they have done better? Nothing. Ashley is great
Jodie, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Buying a new property for investment and remortgage of current property. How did Ashley Ellis help you? Ashley helped me a lot, he was very professional, always available for conversations, he responded to messages/ emails/ phone calls very quickly, and most importantly, he is very experienced and knowledgeable about finances. Ashley also gave me some new ideas, he was very helpful and patient during the whole process. I can't thank Ashley enough, the whole process went smoothly and easily with him. Have you seen the outcome you were hoping for? Yes, 100% and more. Ashley helped me in a few other matters, such as contacting me with the property rental agency, property insurance and some other things. What could they have done better? Nothing! and this is the honest truth.
Andrzej, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? Remortgaging How did Ashley Ellis help you? Found me a better deal and advised me on the choices Have you seen the outcome you were hoping for? Yes
Amy, Essex
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? To raise money against my property to invest in other interests How did Ashley Ellis help you? Introduced to potential lenders and legal teams Have you seen the outcome you were hoping for? Yes, but the Corona pandemic has halted my plans
Anthony, Hertfordshire
About us

With over 11 years’ experience in Estate Agency and Mortgage Advice, we offer all of our clients a totally personalised
and professional service in all aspects of their mortgage. Whether it be a full involvement in the purchase of a new
property (including negotiating on purchase prices, dealing with chains, dealing with solicitors etc.)* Or re-mortgaging
your property and/or raising funds for any legal purpose. I will be your only point of contact throughout the process.

*The services promoted here are not part of the Openwork offering and are offered in our own right. Openwork Limited
accept no responsibility for this aspect of our business. These products are not regulated by the Financial Conduct
Authority.

Our services

• Liaise with estate agents or builders and or solicitors
• Make sure the mortgage I recommend will fit 1st time.
• Review your mortgage every time it’s up for review.
• Make sure you have the right protection so if the worse happens your family will be financially supported.

Specialties:
* Residential Mortgages
* Buy to Let Mortgages (1)
* Life Insurance
* Critical Illness Insurance
* Income Protection
* Buildings & Contents Insurance.
* Accident, Sickness and Unemployment Cover.

(1) Not all Buy to Let mortgages are regulated by the Financial Conduct Author

Where to find us
Head office address: 168-170 Hornchruch Road, Hornchurch, RM11 1QH
Preferred clients
Minimum mortgage value
£125,000
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY. YOUR HOME OR
PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Bear Finance is a trading name of Just Mortgages Direct Limited which is an appointed representative of Openwork
Limited, which is authorised and regulated by the Financial Conduct Authority.

Just Mortgages Direct Limited Registered Office: Colwyn House, Sheepen Place, Colchester, Essex, C03 3LD.
Registered in England No. 2412345

Response rating
7.0/10
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FCA authorised
Last authorised 3rd August 2020

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