Bear Finance
Taking the stress out of choosing the right mortgage. Providing professional and individual mortgage advice
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying first home
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
FCA authorised
Last authorised 25th May 2020
Meet our advisers
Ashley Ellis
Mortgage and Protection Adviser
Qualifications & Accreditations
CF6 - Certificate in Mortgage Advice (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
ACII - Associateship Examination (CII)
Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.
What our clients say
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
For help to get morgage
How did Ashley Ellis help you?
He very professional, finded best deal.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I think he did best what he can. Thank you)
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
I wanted someone to deal with my re-mortgage who knew what they was talking about.
How did Ashley Ellis help you?
He dealt with everything, I didn't have to do anything.
Have you seen the outcome you were hoping for?
Definitely, all sorted and got a great deal.
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
get a mortgage
How did Ashley Ellis help you?
help me with applications for my mortgage
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing every ting is ok
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Residential purchase and BTL remortgage
How did Ashley Ellis help you?
Ashley has always been an honest, reliable financial advisor with great knowledge and expertise in the mortgage and insurance protection market. He has always gone above and beyond to look after our needs and delivered on expectations.
Have you seen the outcome you were hoping for?
Yes without a doubt!
What could they have done better?
Nothing, Ashley has always proven to be a meticulous Financial advisor.
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
We were looking to buy our home.
How did Ashley Ellis help you?
With speed & quality in a friendly maner.
Have you seen the outcome you were hoping for?
Yes
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Divorce and moving home
How did Ashley Ellis help you?
I met him in an estate agent and he was very helpful from the start. He made everything very easy to understand and I felt as ease.
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
Nothing I am very pleased with everything.
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Being first time buyers, we needed help and advice on how to get onto the mortgage ladder.
How did Ashley Ellis help you?
Ashley was very transparent in giving us precise information on the different mortgage types, rates and the best packages available in the market. Given our time constraints, Ashley secured a great mortgage package within good time.
Have you seen the outcome you were hoping for?
Yes, we received the outcome we wanted.
What could they have done better?
It is very difficult to give constructive feedback in our situation as the result was what we had hoped for and expected, the professionalism presented to us was admiring.
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Purchasing a flat
How did Ashley Ellis help you?
Mortgage advisor
Have you seen the outcome you were hoping for?
Definitely
What could they have done better?
Nothing. Ashley is great
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Remortgage my house
How did Ashley Ellis help you?
He remortgaging my house and also he got me new mortgage for my next house
Have you seen the outcome you were hoping for?
Yes i have
What could they have done better?
Am happy with his service so far. Have not other comments on changes
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Buying a house
How did Ashley Ellis help you?
Great help with advice and support through the whole process
Have you seen the outcome you were hoping for?
Yes we got the mortgage we needed and for the house
What could they have done better?
There’s is nothing I would change about the way in which Ashley approached the situation we were in with advice every step of the way was great and a real help
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
I had extra capital lying around and wanted to invest
How did Ashley Ellis help you?
He helped with the mortgages on my buy to lets, I bought through LTD companies which can be a bit more complicated and it was easy
Have you seen the outcome you were hoping for?
Yes
What could they have done better?
I don't think he could have done better.
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Really mortgage
How did Ashley Ellis help you?
Good advice given and very easy to understand
Have you seen the outcome you were hoping for?
Definitely
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
To raise money against my property to invest in other interests
How did Ashley Ellis help you?
Introduced to potential lenders and legal teams
Have you seen the outcome you were hoping for?
Yes, but the Corona pandemic has halted my plans
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Remortgaging
How did Ashley Ellis help you?
Found me a better deal and advised me on the choices
Have you seen the outcome you were hoping for?
Yes
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Buying a new property for investment and remortgage of current property.
How did Ashley Ellis help you?
Ashley helped me a lot, he was very professional, always available for conversations, he responded to messages/ emails/ phone calls very quickly, and most importantly, he is very experienced and knowledgeable about finances. Ashley also gave me some new ideas, he was very helpful and patient during the whole process. I can't thank Ashley enough, the whole process went smoothly and easily with him.
Have you seen the outcome you were hoping for?
Yes, 100% and more. Ashley helped me in a few other matters, such as contacting me with the property rental agency, property insurance and some other things.
What could they have done better?
Nothing! and this is the honest truth.
Overall Rating: 5
Quality of Advice: 5.0
Quality of Service: 5.0
Value for Money: 5.0
What were the circumstances that caused you to look for a financial adviser?
Moving house
How did Ashley Ellis help you?
He was there every step of the way and still is! Offering advice and taking all the hassle out of some really complicated stuff
Have you seen the outcome you were hoping for?
Absolutely
What could they have done better?
Ashley was there guiding us all the way through mortgages, payment protection, insurances. Even now as yearly renewals come up - he reaches out and asks if we need help. And even through this uncertain time, he has emailed offering help if we need guidance for mortgage holidays.
About us
With over 11 years’ experience in Estate Agency and Mortgage Advice, we offer all of our clients a totally personalised
and professional service in all aspects of their mortgage. Whether it be a full involvement in the purchase of a new
property (including negotiating on purchase prices, dealing with chains, dealing with solicitors etc.)* Or re-mortgaging
your property and/or raising funds for any legal purpose. I will be your only point of contact throughout the process.
*The services promoted here are not part of the Openwork offering and are offered in our own right. Openwork Limited
accept no responsibility for this aspect of our business. These products are not regulated by the Financial Conduct
Authority.
Our services
• Liaise with estate agents or builders and or solicitors
• Make sure the mortgage I recommend will fit 1st time.
• Review your mortgage every time it’s up for review.
• Make sure you have the right protection so if the worse happens your family will be financially supported.
Specialties:
* Residential Mortgages
* Buy to Let Mortgages (1)
* Life Insurance
* Critical Illness Insurance
* Income Protection
* Buildings & Contents Insurance.
* Accident, Sickness and Unemployment Cover.
(1) Not all Buy to Let mortgages are regulated by the Financial Conduct Author
Where to find us
Head office address: 168-170 Hornchruch Road, Hornchurch, RM11 1QH
Preferred clients
Minimum mortgage value
£125,000
Advice methods
-
Telephone
-
Online (Live chat, video, email)
-
Face to face
FCA authorised
Last authorised 25th May 2020
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