Bright Life Mortgages and Equity Release

Independent mortgage adviser  Silverstream House, Bloomsbury, W1T 6EB
First meeting at adviser's own cost
Bright Life is a Specialist Independent Master Mortgage and Equity Release Broker. Getting the right mortgage for you is our priority, all while providing friendly and reliable service. You can rely on us for friendly, honest and clear mortgage advice.
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying commercial property
Buying first home
Buying overseas
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 8th August 2022
Meet our advisers
Mr Mark Wainwright BSc (Hons) CeMap CeRER
Specialist Advisor

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
There is everything to recommend about Bright Life. It does just that! I didn’t think there was a way out of my particular problem and it was weighing me down, but just one phone call to Bright Life and I was proved wrong. An extremely friendly and helpful service that’s hard to match. Good luck Bright Life, may you go from strength to strength.
Laraine Wright, Lancaster
Couldn't have moved without Bright Life. Great friendly advice and service. lovely professional individuals and team. Thanks so much for helping us get into our dream home!
Hannah Sutton, Garstang
Really great service. Mark is a star!
Claire Moore, Lancashire
Mark is truly a gem. He went above and beyond to help us acquire a great mortgage lender with good interest rates. As first time buyers, we were clueless with the whole process. We had trouble at first with the first potential lender due to my unusual circumstances but he helped us get through it. We always had a lot of questions and perhaps they should have been directed elsewhere but he was always keen to answer them as best as he can throughout the buying process. Would recommend to anybody seeking an enthusiastic and dedicated mortgage advisor.
Cristina Viray, London
Great service throughout. We cannot recommend Mark highly enough. Thoroughly professional.We felt that he really listened to our needs, gave us realistic and sensible advice and offered us a range of options to consider. Mark spent lots of time talking us through the different choices We never felt rushed and we never felt under any pressure to proceed. We were very anxious/reluctant initially to ask for advice as we didn't want to feel railroaded into making decisions that weren't right for us. This couldn't be further away from our experience. The advice was freely given, with no expectation that we would be expected to proceed. From the advice we were given we were able to make an informed decision that was best for us (in fact this was not to go down the equity route at this moment in time). I have no hesitation at all in recommending Bright Life. They were a brilliant help to us.
Fiona Cardwell, Fylde Coast
Mark was brilliant with our mortgage. His advice was clear and professional, he was on our side throughout and was on the end of the phone or email whenever we needed him. I would highly recommend his services, we will certainly be looking to use Bright Life again in the future.
Rachael Lowe, Kendal
Mark Wainwright has been working for a while now sorting our mortgage on our new build property. He has been totally professional throughout the process even sorting our insurance when i was having problems arranging it. He has gone above and beyond to get us where we are now. I would recommend Mark to my friends and will certainly be keeping him in mind for the future. Thanks again for everything Mark.
Steven Wilson, Garstang
About us

Bright Life wants to make things easy for you. We provide expert and honest advice on mortgages and related products to ensure you are well informed on your options. You will be assigned a friendly, professional advisor who will guide you on your mortgage journey.

We help people at all stages of mortgage need, providing bespoke advice and recommendations. All clients are treated to mortgagability advice to ensure they get the most out of their mortgages, and ensure their homes and family are protected in any situation.

We aim to be on hand to answer your mortgage questions as needed, tapping into our experience and knowledge to give you relevant and up to date advice that you can only get from professionals dealing with mortgages every day.

Bright Life is a Specialist Independent Master Mortgage and Equity Release Broker. This means that we have access to mortgager from the whole of the market, from all the mortgage lenders you know and the ones you down, plus their specialist lender arms. We are not tied to one lender, so will only ever offer you mortgages that best suit you.

Our services

It all starts with a chat. No pressure, no obligation. We make financial decisions easy by listening to what you need and matching you needs with the most suitable mortgage products.

Mortgages are more than a monthly payment; and knowing your options is paramount to making the best decision for you and your family. We use our expertise, knowledge, specialist systems and contacts to access typically over 3,000 mortgage deals for each client and narrowing this down to the mortgage that suits you best.

We understand that things change too. We see our recommendations a foundation of discussion. We are always happy to discuss alternate products or options and will help you decide whether they might be right for you.

Where to find us
Head office address: Silverstream House, 45 Fitzroy St, Bloomsbury, W1T 6EB
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Bright Life is a trading style of Mark Wainwright, an appointed representative of The Right Mortgage Limited who are authorised and regulated by the Financial Conduct Authority. The Right Mortgage Limited. Registered address: Head Office: St Johns Court, 70 St Johns Close, Knowle, Solihull, B93 0NH. Registered in England and Wales. Company no. 08130498

A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

Estate planning is not regulated by the Financial Conduct Authority.

Response rating
FCA authorised
Last authorised 8th August 2022

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