City Mortgages

Mortgage broker  25 Birmingham Road, Birmingham, B70 6RR
First meeting at adviser's own cost
NO BROKER FEES - Online Mortgage Broker: My name is Gurdip Singh and unlike other brokers we never charge you fees for our top advice. I started in Mortgages 17+ years ago my team cover the whole of UK and can complete the whole process over a call.
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 2nd August 2021
Meet our advisers
Mr Gurdip Singh
Financial Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Gurdip knows his stuff. He sorted the mortgage out for my auction purchase within 2 weeks which resulted in me saving £5000 fees which I would have paid for a bridging loan. I will be using him for all future purchases and remortgages, highly recommended.
Balraj Singh, West Bromwich
We found a house which was a big stretch for us and our existing lender refused the size of the loan we needed. We found Pathay and had given up but within 24 hours he had an agreement in principal at a great rate and our offer was accepted. Pathay always picks up the phone and gave us updates moving things along with the lender, he's a great Broker.... we always recommend him to family and friends.
Bethan Jones, Tettenhall
Being a busy Landlord I don't get time to trawl through the comparison sites and usually wouldn't use a broker because of the fees but using Pathay is a no brainer. He got back to me with the top 3 best Buy to Let deals within 2 hours and then did all the paperwork and chasing without any broker fee. Amazing.
Peter Mansfield, Wolverhampton
As we were first time buyers we started off pretty unsure on the whole process but Pathay looked after every aspect of our mortgage and life insurance. He made sure we fully understood all the different terms and we felt completely at ease. I would have no hesitation in recommending his services.
Sat Kaur, Edgbaston
About us

We are fully regulated by the Financial Conduct Authority, the UK’s independent financial regulatory body.

Rest-assured we are fully qualified and backed by a team of experts in compliance and case management.

We work hard to find you the right mortgage and we can also organise life insurance and income protection so consider your entire family’s protection taken care of. Our Lender Panel ranges from the biggest high street names to some of the less well-known specialist lenders, so you can be confident that we’ll find the right product for you.

Same Day Call back - Having grown a diverse client base, we understand that sometimes it can be difficult to talk throughout the day so you can assume we always put you first and can arrange to speak with you any time that suits – even in the evening and on weekends.

Our services

WE NEVER CHARGE BROKER FEES

Like all brokers we are paid by the lender but unlike other our competitors we never charge broker fees.

Our Simple 3 Step Process
Step 1: BOOK A CALL
Tell your qualified and experienced adviser about your background and current situation. They will then ask some questions to get a good understanding of your preferences and provide advice on the best mortgage deals for you.

Step 2: WE SEND YOU QUOTES VIA EMAIL
Your Adviser will email you details of the mortgage they think best suits your background, current situation and preferences and give you the option to arrange a second call to answer any questions.

Step 3: WE COMPLETE YOUR APPLICATION FOR YOU
Once you decide to proceed, your adviser will compile everything that the lender requires and help you complete and track your application directly online.

Where to find us
Head office address: 25 Birmingham Road, Birmingham, B70 6RR
Service coverage
Preferred clients
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

WE NEVER CHARGE FEES FOR OUR ADVICE

Response rating
7.0/10
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FCA authorised
Last authorised 2nd August 2021

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