I regularly work with specialist, niche and high street lenders, specialising in later life and sub prime/adverse lending. As well as first time buyers, movers and our later life clients, I provide advice and services to landlords and property investors.
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
ER1 - Equity Release (CII)
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
What our clients say
I’d like to say a massive thank you for all your help! Right from the outset David far exceeded my expectations. He delivered as promised, kept me informed and was so friendly. David was so helpful throughout the whole process; from securing me an AIP all the way through to completion. l was about to give up hope but my dreams of owning my own home are now a reality! I’m so happy! I would highly recommend your services to anyone needing mortgage advice and I’ll certainly use them again in future.
L Lester, Coventry
After David Smith was recommended to us we found him to be very approachable and professional, his advice and handling of our remortgage was why we chose him and Jalapeno. We were very pleased with how quick and smooth the process was and would recommend him to others.
I and PFord.
I&P Ford, Nuneaton
I’d like to leave a review of our 2nd experience of using Jalapeño with David Smith as our remortgage broker.
As was our experience last time we (remortgaged 3 years ago), this time was even better, and easier if that was even possible.
David Smith from start to finish has brilliant. He has remained constantly available to help with anything we wasn’t sure about and reassure us. From initial enquiries to completion today has taken just 8 weeks, (it would have been sooner if the conveyancer hadn’t made an error on the phone number for the redemption statement) but as soon as David contacted them it soon moved forward after that.
I think that’s fast in the current climate with how busy the industry is.
I’d just like to thank David enormously for all his help, I wasn’t sure how borrowing would be for us as self employed people post covid, but he found us exactly the right deal for our needs with the right lender and without hesitation we will always be recommending him and your company
L&D Carey, Norfolk
We heard of Jalapeno through a friend, I was using another broker at the time but thought I'd try a different one, what a difference! Dave who we dealt with was clear concise and really did simplify things to make the whole thing easy.
R & D Clews.
R & D Clews, Coventry
I am a Mortgage, Protection and Equity Release Advisor with over 20 years experience in Financial Services and lending. I ensure that I am up to speed and continually expanding my knowledge to help clients in the best way in an ever changing lending market. Up to date knowledge and understanding lenders requirements is critical in todays mortgage world.
Where to find us
Head office address: 3 Faraday House, Electric Wharf, Coventry, CV1 4JF
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