We have over 50 years combined finance experience so you can rest assured that you are in safe hands with us. We are independent and not tied to any lender.
Whether you need £50,000 or £250,000, we are here to help.
What our clients say
Brilliant, fantastic, excellent, professional, efficient, experienced and honest service second to none. Could not have wished for better people to deal with than David and Bhu who in addition to the above are extremely knowledgeable in their field. They have been on hand with straight forward impeccable assistance throughout through a very very long and traumatic experience. Would not hesitate in using them again and recommending to family, friends and anybody who needs this type of service.
I had financial problems and I needed help. Brilliant service, we were not a easy case to deal with, they never gave up always kept us informed, very supportive, would not go anywhere else, so glad we contacted them. Yes they managed to help me remortgage my house
Not all they were brillant
Highly recommend working with Central Mortgages for their continued support and high standard of professionalism. As a new home buyer their team (David & Bhu) went above and beyond to help in getting us the best possible lender, while always being on the other end of the phone to answer any questions. Not just the brokerage, but the care they offered when our conveyancer and the agent were making things difficult. Will be referring them to anyone I know who isn't sure who to use and intend to continue working with them for many years to come.
David explained it in simple terms and introduced me to the lifetime mortgage loan I was not aware it existed and it suited my plan extremely well there was no hard sell and David always responded to all my concerns and questions of which there were many .
We needed a seasoned broker to help us with re-mortgaging advice. David carried out the required searches and recommended an appropriate financier.
I think David did all he possibly could in view of the current pandemic.
Was looking for an interest only mortgage. Complete service - emails almost daily Very good service Quick replies Polite helpfulDavid was very thorough He kept on at the mortgage company Which was great
Changing repayment mortgage on a property to buy to let property. David handled the buy to let process right from start to completion, sourcing a lender and the solicitor who handled the legal side.
Needed to re-mortgage a buy to let property Persevered to get us the mortgage we needed despite issues we had with the surveyor.
David gave me sound impartial advise. No pressure selling and face to face meeting. I needed to release some equity in my house for home. At the time of my first meeting we were on the brink of the Covid 19 pandemic. Considering the circumstances nothing could have been done any bettermprovements.
I can not thank you enough for your honest and valued advise. Considering the circumstances you have continued to be helpful in all aspects of my application. Also thank you for the beautiful flowers and card
He was helpful in identifying an affordable mortgage and keeping me updated on the progress of the mortgage application.
Hi David You have been great whenevet I have needed aupport. I always tell my friends how courteous and professional the service you provide is.
David did a lot of research I order to find me the best possible deal for my circumstances and I am happy with all you did for me.
We wanted to get back on the property ladder, and were unsure how possible it would be (at my age !). Bhu was fantastic throughout, worked very hard to help us, and always keeping us up to date with progress. I can't recommend them highly enough, I'm really grateful for all their help and for making it happen in such a short space of time as well.
David found us the mortgage that I never really thought was possible given our personal circumstances. Can't thank them enough.
Everything was explained clearly, and we were updated frequently throughout the process. Really couldn't have asked for more...
Adverse credit and unable to get another mortgage despite having a large deposit. He found us a decent interest rate and got us a mortgage which enabled us to buy our next home.Thank you for trusting myself and Mick enough to guide us through the mortgage minefield especially in our situation
I was trying to remortgage a rental price for property. I approached various advisers but non would get me a lender to take on my case as I was self emploDavid was brilliant from day one. He quickly got me a lender who accepted my case and lent me money. Time was a bit longer than expected but results were very good. I understand that the delay has nothing to do with David. Keep up the good and hard work David.
David and his team have one again provided us with a thoroughly professional service. Delivered with courtesy and efficiency. I highly recommend his company to all my friends and family.David and his team have continued to delivery a superb service with and particularly detailed, careful and excellent follow through.In the areas that we have taken David's advice - my wife and I are satisfied we received a first rate serviced. Difficult to improve that.
Recently acquired another product transfer through Central Mortgages LTD completed smoothly without any problem. Just wanted to say thank you for the high quality service. Well done and keep up the good work.
I have used Central Mortgages for many years and they have served me exceptionally well. They are my go-to broker. They consistently demonstrate a high level of expertise and determine the very best product as to need. They always go the extra mile and I have experienced a very high degree of professionalism every time. Nothing is too much trouble and this installs great confidence and repeat business.Very happy with the service provided.
First time, obtaining a mortgage after been in an IVA. Second time, re-mortgage with an impressive dealCompleted a fantastic job again. Second time using them and 100% satisfaction. Recommended..
I needed advise on a mortgage.
Excellent friendly service with very fast and accurate communications , can't recommend highly enough. Thank you David for all your help, assistance and patience.
We applied to re-mortgage our family home, of which we were successful with and which David assisted us. He was extremely helpful and very knowledgeable of all areas and could always answer any question we had.Central Mortgages have helped us on more than one occasion. I find them professional, friendly and knowledgeable; and I would recommend them to anyone. Thanks for your assistance.our first contact was to apply for a re-mortgage which we obtained in 2008. Since then we have used his services to apply for Life Insurance and always found his packages to be a good deal. I got peace of mind speaking to him direct as he helped answer any questions that i had and gave advice about the right insurance for us.He ticked all our boxes and helped us with everything we needed.
Some 15 years ago I needed financial advice and David was working, at the time, local to me which is when he started to look after my Mortgage details etc.
An excellent service provided all round, with a very professional approach and ethos.
I feel that the service provided was exactly that offered, 5 stars
We have used with Central Mortgages(Essex) Ltd for the past 14 years and during the span of years, they have proved to be a company that you can trust to deliver. Their professional and very helpful outlook has always been a forefront feature in their dealings. Our most recent business dealing with them has once again proved their competency and delivered excellent result. We recommend then highly.
We needed help with our commitments and investment, after having a colorful period with a previous adviser. He was recommended tome by a friend, we found him to be most charming and helpful.The staff at Central Mortgages have dealt with me with the utmost of professionalism. They turned a difficult procedure into a calm and logical process. I will use them again.
My last 3 mortgages have all been arranged through David and Bhu. I have to say that in a world where financial institutions take every opportunity to extract every penny from you the team at Central Mortgages have proven to be a delight ensuring the very best deal at the best price.Always going beyond the call of duty to ensure the right product is arranged. Helpful,courteous and highly efficient, I can only speak as I find. Thank you from a very happy client.All financial dealings on my behalf have been obtained and carried out to my full satisfaction.
Brilliant service, we were not a easy case to deal with, they never gave up always kept us informed, very supportive, would not go anywhere else, so glad we contacted them.
We were looking to move for our son to start school in a new area far from our previous home. We required a re-mortgage of a buy-to-let and a new residential mortgage for our new home.
How did David Myers help you?
He advised on the best products available to us, and was always happy to answer any questions that we had.
Have you seen the outcome you were hoping for?
Mr Myers managed to successfully obtain our mortgages despite the tight time constraints for us to move in time for our son to start school. Bearing in mind, this was also during the pandemic and a rush on the property market due to the stamp duty holiday, and so mortgage lenders were very busy.
We are your local equity release adviser, specialising in finance for the over 55’s.
We can provide equity release for your existing property or even if you want to buy a new one. We can help whether you want to pay the interest or prefer that it is added to the loan, thus giving you a payment-free loan.
We pride ourselves on our customer care and being a small firm it allows us to provide the personal touch to all our clients.
We take calls 7 days a week!
We can assist with poor credit mortgages and buy to let.
All our clients are dealt with on a face to face basis.
We are fully qualified (CeMAP & CeRER) and are able to provide you and your family with the right advice and information needed to make choices based on your own individual circumstances and requirements. We are independent and provide unbiased advice with access to market wide later life products and services.
Where to find us
Head office address: 17 Middlemead, West Hanningfield, CHELMSFORD, Essex, CM2 8UT
We are authorised and regulated by the Financial Conduct Authority.
We are CeMAP & CeRER qualified to advise on mortgages and equity release.