Equity Release Lancashire

Independent mortgage adviser  3 Chapel Close, Clitheroe, Lancashire, BB7 2QT
First meeting at adviser's own cost
I am an independent whole of market advisor who specialises in equity release. I would personally be there to take you through the complete process from an initial first appointment through to completion giving you weekly updates via phone or e-mail.
We can advise you on
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Equity release
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Next home / Remortgaging
Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Graham Webb
Equity Release Adviser

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Concise and professional information and advice, first class service and a first class adviser, we are happy to recommend Graham for the professional manner he handled our finances.
GE, Google Reviews
About us

I have 23 years of financial services experience. I provide professional equity release advice to those aged 55 and above. Many of my clients now find that releasing some of the wealth from their home can help with things such as: home improvements, paying off existing mortgages, clearing debts, dream holidays, second homes, school fees and helping with children’s house deposits. Modern Lifetime Mortgages stand at the forefront of financial planning by providing access to tax free capital to spend as required with no repayments required during your lifetime unless you choose to, and whilst you retain full home ownership. We would discuss the different features between each of the products available within the later life lending market. Being independent I work on your behalf so have access to the whole market. The providers include names such as Aviva, Liverpool & Victoria, Legal & General, More2life, Pure Retirement, Canada Life, One Family & Hodge Lifetime.
I offer an initial meeting/discussion either by telephone or face to face without obligation and without charge. I am also a member of the Equity Release Council, member number 2048

Our services

Together, we would work through the following. Whether equity release is a suitable route for you now or possibly later.
I’ll explain in full how equity release works and its impact on you & others.
Discuss all alternatives and provide access to these options if needed.
My recommendation will be based on your needs. If the recommended route is to proceed with an arrangement, then you will be presented with a Key Facts Illustration (a client specific illustration).
If you are fully happy to proceed, I will help you with the application process.
When an application is completed, you will receive a suitability letter that will fully explain why the Equity Release product has been chosen

Where to find us
Head office address: 3 Chapel Close, Clitheroe, BB7 2QT
Service coverage
Preferred clients
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Equity Release Lancashire is a trading style of Mortgage Salad Limited which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register at register.fca.org.uk under reference 566220.
Registered in England and Wales No 5941708. Registered Address: 12 Trinity Close, Tunbridge Wells, Kent, TN2 3QP.

Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021

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