This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
Releasing equity from your home can be an extremely effective way to meet your spending needs in later life, however it’s a decision you should only take after speaking to a qualified equity release adviser to ensure it’s the right solution for you.
The advice you receive will be tailored to your needs and hd Financial Solutions is fully regulated by the Financial Conduct Authority for your protection. You’ll also be reassured to know that we’ll only recommend products that meet the standards set by the Equity Release Council.
You’ll find our service professional and informative, but also supportive and relaxed, recognising the time and space you’ll need to reach the right decision. Once you’re ready, we’re not just here to find you a market leading product, but to support you throughout the whole process.
We offer a flexible approach to meetings for your convenience and comfort, with appointments available either face to face, online, or over the phone. Or if you’d like to start with an informal chat, that’s fine too, we look forward to hearing from you.
Equity release may involve a home reversion or a lifetime mortgage, which is secured against your property. To understand the features and risks, ask for a personalised illustration.
Equity release requires paying off any existing mortgage. Any money released, plus accrued interest would be repaid upon death, or moving into long-term care.
Your Advisor will tell you everything you need to know about equity release including the effect on the amount of inheritance you can leave and if your entitlement to means-tested benefits could be affected now or in the future
hd financial Solutions is a trading name of Equity Release Associates which is authorised and regulated by the Financial Conduct Authority. FCA registered number 932793.
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