HL Consulting

Mortgage broker  The Innovation Centre, Birmingham, West midlands, B31 2TS
First meeting at adviser's own cost
A highly respected Chartered Financial Planning Practice with over 20 years industry experience offering quality mortgage advice tailored to individuals.
We can advise you on
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 30th March 2020
Meet our advisers
Daryl Lay B.Sc. (Hons) FPFS
Director

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Accreditations
Chartered Financial Planner
What our clients say
“There was nothing I could think of which would have bettered the original service (maybe supplying the winning lottery numbers would have been good). I found all members of staff polite and approachable and always willing to help with any queries or problems. They helped make a scary task very easy and simple.”
J Blockley, (Redditch)
“Michael listened to what we wanted to achieve financially and established a portfolio of solutions to meet our needs. These were explained clearly to us and implemented without fuss.”
D Hall, (Redditch)
“We felt that Daryl was completely honest and explained everything very clearly and in a language we easily understood. He did not use jargon.”
J McKevitt, (Birmingham)
About us

HL Consulting was founded in 2010 and has since become one of the premier providers of financial advice in the Midlands. Our reputation for providing outstanding service and advice is built on our core values of trust, service, integrity and knowledge.

Daryl Lay received the highly acclaimed title of “Chartered Financial Planner” in August 2010. This prestigious designation is awarded by the Chartered Insurance Institute and is widely regarded as the ultimate symbol of trust for financial planning.

Where to find us

The Innovation Centre, 1 Devon Way, West Midlands, Birmingham, B31 2TS

Preferred clients
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 30th March 2020

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