HL Consulting

Mortgage broker The Innovation Centre, 1 Devon Way, West Midlands, Birmingham, B31 2TS

First meeting at adviser's own cost

Response rating

7.0 /10

11th November 2019

A highly respected Chartered Financial Planning Practice with over 20 years industry experience offering quality mortgage advice tailored to individuals.

We can advise you on

Buy to let
Buying first home
Equity release
Flexible mortgages
High loan to value
Next home / Remortgaging
Self-employed mortgages

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Meet our advisers

Daryl Lay B.Sc. (Hons) FPFS

Director

Qualifications & Accreditations Hide qualifications

FPFS - Fellow, Personal Finance Society (PFS)

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

AFPC - Advanced Financial Planning Certificate (CII)

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

Chartered Financial Planner (CII)

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

CF6 - Certificate in Mortgage Advice (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Accreditations

What our clients say

“There was nothing I could think of which would have bettered the original service (maybe supplying the winning lottery numbers would have been good). I found all members of staff polite and approachable and always willing to help with any queries or problems. They helped make a scary task very easy and simple.”

J Blockley, (Redditch)

“Michael listened to what we wanted to achieve financially and established a portfolio of solutions to meet our needs. These were explained clearly to us and implemented without fuss.”

D Hall, (Redditch)

“We felt that Daryl was completely honest and explained everything very clearly and in a language we easily understood. He did not use jargon.”

J McKevitt, (Birmingham)

Where to find us

The Innovation Centre, 1 Devon Way, West Midlands, Birmingham, B31 2TS

Make an enquiry

About us

HL Consulting was founded in 2010 and has since become one of the premier providers of financial advice in the Midlands. Our reputation for providing outstanding service and advice is built on our core values of trust, service, integrity and knowledge.

Daryl Lay received the highly acclaimed title of “Chartered Financial Planner” in August 2010. This prestigious designation is awarded by the Chartered Insurance Institute and is widely regarded as the ultimate symbol of trust for financial planning.

Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Make an enquiry Request a call back Show number Recommend to a friend

We can advise you on

Buy to let
Buying first home
Equity release
Flexible mortgages
High loan to value
Next home / Remortgaging
Self-employed mortgages

Advice methods

Telephone
Face to face

Preferred clients

Minimum mortgage value

£0

Website

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Contact options

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a call back Show number Recommend to a friend

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