Hoskin Financial Planning

Independent mortgage adviser  Hillcrest House, Maldon, CM9 4PZ
First meeting at adviser's own cost
Please contact me if you are currently considering your mortgage options. My aim is to provide the cheapest and most suitable product to our clients and we will always provide a clear and precise explanation for our recommendations
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Meet our advisers
Mr ian smith
Mortgage Advisor

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
What were the circumstances that caused you to look for a financial adviser? I needed to re mortgage a property. How did Ian Smith help you? He sifted through the many complicated deals that are in the market and came up with one that suited me and my circumstances. Have you seen the outcome you were hoping for? Yes perfectly. What could they have done better? Nothing, he did all the work and presented me with some choices and we agreed together which one was the best for me.
Jason R, Woodford Green
Comment on Ians services : "Clear and concise relaying the relevant information. Able to offer me a varied solution to suit my needs. Thanks!" Rating: 5 out of 5 Feedback: Are you going to use Ian's services in the future? Yes
Ben, Wanstead
Comment on Ian Services : "I needed to refinance my property, a buy-2-let as it was coming to the end of its 2-year fixed-term period. I have know Ian for many years and can vouch that he is a genuine and trustworthy guy. My own situation was not straight forward, complicated slightly by my own personal circumstances but Ian was able to find a remortgage package that was right for me. I would definitely recommend Ian's services." Rating: 5 out of 5
Gary C, Wimbledon
Rating: 5 out of 5 Comment on Ians services: "Dedicated , industrious individual who builds long lasting business relationships that is beneficial to both parties. I have no hesitation in recommending his services". Feedback Are you going to use Ian's services in the future? Yes Was Ian sufficiently clear about his charges? Yes. Did Ian explain his services clearly so that you understood how Ian could help? Yes.
Tony R, Barnes
Comment on Ians service: "Extremely helpful and professional." Rating: 5 out of 5 Are you going to use Ian's services in the future? Yes Was Ian sufficiently clear about his charges? Yes
Michael M, Seven Oaks
09/02/2021 Rating: 5 out of 5 Comment: "I am looking to change mortgages on a buy to let. Ian was hugely knowledgeable on the best products in the market, far better than the ones I could find on any comparison sites. I look forward to working with him in the future on this mortgage and ones in the future."
Mr L, Colchester
Comment on Ians service: "Ian was very good and helped me understand the market and choices out there and would defo use Ian again. Thanks for all your help." Rating: 5 out of 5 Are you going to use Ian's services in the future? Yes Was Ian sufficiently clear about his charges? Yes Did Ian explain his services clearly so that you understood how Ian could help? Yes
Scott C, Epping
What were the circumstances that caused you to look for a financial adviser? Re mortgage How did Ian Smith help you? Just made everything easy. Have you seen the outcome you were hoping for? We eventually went with a second charge mortgage with Hoskin Mortgages and Ian made sure everything was done to help the process.
Mr Johnson, Maldon
What were the circumstances that caused you to look for a financial adviser? We are buying a property of non standard construction so needed help finding a lender that lent on such properties How did Ian Smith help you? He did the leg work and found a suitable lender for us that accepted this Property type. Have you seen the outcome you were hoping for? Should be completing the purchase by the end of the month so yes. What could they have done better? Nothing, very happy with his help finding us a mortgage.
Ben T, Maldon
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? My mortgage was coming up for renewal. How did Ian Smith help you? Ian helped my partner and myself remortgage both our BTL and residential properties. Have you seen the outcome you were hoping for? Yes. What could they have done better? No part of the service would I say Ian could improve on.
David S, Woodford Green
What were the circumstances that caused you to look for a financial adviser? Re-mortgaging on my buy-to-let & residential mortgages. How did Ian Smith help you? Ian spoke to me about our requirements & then searched the market for the best deals available. He provided clear illustrations, along with detailed reasons behind his recommendation & also provided us with comparisons vs other options available on the market, so I knew I was getting the best deal. Have you seen the outcome you were hoping for? Yes! What could they have done better? Nothing.
Rosie H, Buckhurst Hill
Overall Rating: 5 Quality of Advice: 5.0 Quality of Service: 5.0 Value for Money: 5.0 What were the circumstances that caused you to look for a financial adviser? First time buyers look for support with mortgage. How did Ian Smith help you? Ian was extremely helpful and supportive throughout the whole process and took the time to guide us through and explain every detail. As first time buyers we were new to everything but Ian made the whole process as simple and easy as possible for us. Highly recommend. Have you seen the outcome you were hoping for? Yes definitely.
Sophie B, Kent
About us

Hoskin Mortgages Hornchurch are a whole of market mortgage broker and speak to over 100 lenders operating in the UK lending market. There is also an office in Maldon. We cover all types of property finance and are also able to provide the relevant life and mortgage protection policies associated with mortgages. We can also assist with will writing and power of attorney requirements. As a whole of market broker our aim is match the correct lender to each borrower. If you are self employed we also know which lenders will work with you, that will often save you time and stress. We are here to help you throughout the mortgage process and work with hundreds of clients each year in achieving their property goals. Initial enquiries are free and you are under no obligation.

Please contact us if you are currently considering mortgage options, we are here to help.

Thank you, Hoskin Mortgages.

Our services

These are some of the areas we specialise in. First time buyers, re-mortgage, capital raising, debt consolidation, credit impaired, self-employed, buy-to-let, commercial, self build, development finance, equity release, RIO mortgages, Building and contents insurance, landlord insurance, life assurance, critical illness cover, will writing and lasting power of attorney.

Where to find us
Head office address: Hillcrest House, 4 Market Hill, Maldon, CM9 4PZ
Service coverage
Preferred clients
Minimum mortgage value
£101,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

I will require the following if we proceed with an application. Signed 'Client Agreement Letter' (to be sent), completed 'Factfind' (to be sent). 3 months payslips or 2 years SA302 if self-employed, + Tax Year Overview. 3 months Bank statements. Proof of deposit if purchasing. Copy of current I.D ( Driving Licence or Passport ). Thank you.

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