HQ Mortgage & Finance Ltd

Independent mortgage adviser  Suite 13b, Hertfordshire, Hoddesdon, EN11 0ES
First meeting at adviser's own cost
Lifetime Mortgages, Equity Release - later life lending specialist including retirement interest only.
We can advise you on
Buy my next home
Equity release
Flexible mortgages
Next home / Remortgaging
Response rating
FCA authorised
Last authorised 26th July 2021
Meet our advisers
MR Phil Dockerill CeMaP, CeRER
Later Life Specialist

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the general insurance environment, its products and the manner in which the industry is regulated.

What our clients say
Phil’s extensive knowledge of the mortgage and financial services industry is matched by the care and patience he takes to ensure understanding. I am confident that his attention to detail, product knowledge and excellent communication skills lead to the best possible outcome for customers and therefore have no hesitation in recommending his services.
Jane Lester, Surrey
Phil was extremely helpful to me when my mortgage deal was about to expire. I was very worried as to what I should go and how to go about it but I needn't have worried. Phil explained everything to me in layman's terms and ensured that I fully understood. His patience was amazing! He also explained all the options open to me and ensured that I took out the best option for me and my circumstances. Phil's knowledge and expertise in this field is second to none and I would never hesitate to recommend him to anyone who needed help and advise with mortgages whether as a first time buyer, someone remortgaging or even taking out a further mortgage.
Jill Hempleman, Essex
Phil was so helpful and guided me through the maze of types of mortgages and the pros and cons of each one, he is so knowledgeable and I ended up with something that was perfect for me. I recommend him one hundred percent.
Chris Roberts-Gawen, St. Albans
I was delighted to have Phil work on my behalf in finding a mortgage for me. Time was not on our side, Phil pulled out all the stops and found the right package that suited our needs. I would heartily recommend him to any of my friends to guide them through the minefield of getting a mortgage. Thank you so much.
John Shearer, London
About us

Phil has over 20 years’ experience in dealing with personal finance as an adviser and in training other advisers. As an Equity Release Specialist he can provide practical and impartial recommendations about how to use your existing property to enhance your lifestyle and manage your inheritance tax. This could include options with and without regular payments. He is not limited by geography and can find practical ways to help people in different parts of the country.

See our reviews on Trustpilot. Search Trustpilot HQ Mortgage & Finance

Our services

Our initial chat can be by phone or WhatsApp, online using zoom or something similar, or face to face, at your home or the office. Phil and his team will ensure you understand whether equity release is right for you and the most efficient way to release funds, manage your inheritance tax and protect your beneficiaries.

Where to find us
Head office address: Suite 13b, Parkside Business Centre, Plumpton Road, Hertfordshire, Hoddesdon, EN11 0ES
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
  • icons
    Face to face

Equity release may involve a lifetime mortgage which is secured against your
property or a home reversion plan which requires the sale of property for a
discounted price. To understand the features and risks, ask for a personalised
illustration. You only continue to own your own home with a lifetime mortgage.

Response rating
FCA authorised
Last authorised 26th July 2021

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