JLM Mortgage Services Ltd

Independent mortgage adviser  Osbourne House, Aberdeen, AB10 1UP
First meeting at adviser's own cost
We like to get to know our clients and deliver them service that exceeds their expectations. We’re not 9am-5pm because our clients aren’t.
We can advise you on
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Buy my next home
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Buying first home
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Andrew Steinbach

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Contacted Andrew in the hope of re-mortgaging my 3 properties to get a better deal. It is a field I lack knowledge in and felt best to seek assistance from a professional Andrew and his team helped get a better deal on 3 of my mortgages. Reducing my costs significantly with absolutely zero effort from myself. The whole process was seamless. Have you seen the outcome you were hoping for? 100%. What could they have done better? Nothing. The process from start to finish was brilliant. Andrew and his team were more than helpful going above and beyond.
Ian, Aberdeen
What were the circumstances that caused you to look for a financial adviser? Buying a house How did Andrew Steinbach help you? Andrew was able to help us find a mortgage, something we didn't think was possible. Have you seen the outcome you were hoping for? Yes What could they have done better? Nothing Private To You Andrew, thank you so much for helping us to be home owners again, well in 13 years time when we've paid off the mortgage! We wouldn't be here without you. I am recommending you to everybody that I talk to about houses/mortgages. Fiona
Fiona, Surrey
What were the circumstances that caused you to look for a financial adviser? Purchasing a new house and he came highly recommended by out solicitor. How did Andrew Steinbach help you? He arranged both mortgage and life insurance for us. Have you seen the outcome you were hoping for? Very much so, yes. What could they have done better? Nothing.
Donald, Aberdeen
What were the circumstances that caused you to look for a financial adviser? We had a complicated selling and buying process and needed specialist advice. How did Andrew Steinbach help you? Provided a number of viable options and helped us make an informed decision. Have you seen the outcome you were hoping for? The outcome was exactly what we required. What could they have done better? Nothing to add.
Lloyd, London
What were the circumstances that caused you to look for a financial adviser? The ease and confidence to know our re-mortgages would be the best available at the time and processed without error. How did Andrew Steinbach help you? Andrew has been brilliant answering my many questions over the years, clearly and in a timely manner. The process of re-mortgaging whatever our circumstances at the time has always been very straight forward and handled with the utmost of understanding. Have you seen the outcome you were hoping for? Absolutely. Even mid-pandemic the process has been very easy! What could they have done better? Nothing I can think of.
Christina, Aberdeen
What were the circumstances that caused you to look for a financial adviser? I am a first time buyer and approached Andrew for advice on obtaining a mortgage. How did Andrew Steinbach help you? Andrew was extremely helpful and provided excellent advice that was tailored specifically to me. Andrew also kept me updated throughout the process which was very reassuring. Have you seen the outcome you were hoping for? I ultimately received my mortgage offer quicker than I anticipated and am delighted.
Laura, Edinburgh
What were the circumstances that caused you to look for a financial adviser? We were looking for a mortgage. How did Andrew Steinbach help you? I have used Andrew for mortgage advice for years now. When my partner and I were looking to buy a new house I contacted Andrew again. He gave us great advice on different mortgage options and has been on hand throughout the whole process to ensure it’s been smooth sailing and hassle free for us as clients. Have you seen the outcome you were hoping for? Yes. We have our new mortgage in place. What could they have done better? No, it has been a great service from start to finish
Jacqueline, Aberdeenshire
About us

Why we are different in just three words:

Independent – We have access to the whole of the market, every lender large and small.

Unrestricted – We are not part of an estate agency group or tied to any insurance providers, we work for you, rather than someone else.

Friendly – Could this be the start of a beautiful friendship? We aim to build a lifelong relationship with our clients.

We are here to help, regardless of where you live, where you wish to buy, or which estate agent you are dealing with.

Our services

Unlike many of our corporate competitors we are a completely INDEPENDENT, Whole of Market Mortgage Broker offering a choice of around 80 lenders and up to 25,000 different mortgage schemes. We are also able to look around a range of different insurers for your insurance needs.

What do we do?
Mortgages for Purchases, Re Mortgages and Buy To Let properties.
Mortgages for people with complicated income, such as company directors, contractors and those receiving annual bonuses.
Mortgages for self-build properties and unusual properties.
Mortgages for High Net Worth individuals and large loans, where bespoke products can be created.
Mortgages for people who have had credit issues in the past
Shared Ownership schemes.
Life insurance, critical illness cover, family and business protection, accident, sickness and unemployment cover and buildings and contents insurance and landlord cover.
Mortgage and Insurance reviews to ensure that you are getting value for money.

Where to find us
Head office address: Osbourne House, 27-30 Carden Place, Aberdeen, AB10 1UP
Service coverage
Preferred clients
Minimum mortgage value
£125,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021

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