Jml (Financial) Associates Ltd

Independent mortgage adviser  J M L (Financial) Associates Ltd, Cobham, Surrey, KT11 1HG
First meeting at adviser's own cost
We take the stress away from Mortgages & Insurance, so you can focus on the things in life you enjoy.
We can advise you on
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 18th October 2021
Meet our advisers
MR Daniel Ford Certs CII (MP & ER)
Company Director / Independent Mortgage Adviser

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

MRS Michelle Ford Dip PFS, Certs CII (MP & ER), Cert SMP
Company Director

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

What our clients say
Michelle has been looking after a number of aspects of my finances for over ten year. She has always managed to get me the best results possible, If it's mortgages, insurance or pensions the first person I will speak to is Michelle. She understands what I need very quickly and handles all the detail I dont want to get involved in. I can't reccomend her highly enough.
John Hamill, High Wycombe
I first met Michelle a couple of years ago and have used her for financial Advice ever since then. I can highly recommend Michelle and JML Associates to provide excellent financial advice and service. I have used several FA's over the years and what sets Michelle apart is her personality and approach. She has a straight forward honest style that creates a relaxed atmosphere. Everything is easy to take in and understand and ultimately you can then make the right choices, as I have. Your given the best options for you and not pushed in a certain direction which often you can be
Jason Park, Walton on Thames, Surrey
I have been really impressed with Michelle and JML. Have now engaged her for our last 3 mortgages and would absolutely recommend her. Always offers the best options and produces the most competitive results. Always helpful and has great knowledge across her portfolio. I would not hesitate to recommend Michelle.
Phil Green, Thames Ditton
About us

JML (Financial) Associates Ltd is an established Independent Mortgage and General Insurance Advisers firm based in Cobham, Surrey.

We pride ourselves on our professionalism and attention to detail, providing well researched, unbiased, independent mortgage and protection advice, specifically tailored towards each client’s individual requirement, not only advising on the most suitable product but also to find a competitive provider. We offer a very professional friendly service. With high service standards.

We specialise in all types of Mortgages and Equity Release, Life and Income Protection for personal and business clients.

Our services

Mortgages for First Time Buyers, purchases, remortgages,High Net Worth clients, Buy to Let, Equity release, Personal and Business Protection.

Where to find us
Head office address: J M L (Financial) Associates Ltd, 42 St Andrews Gardens, Downside Bridge Road, Cobham, KT11 1HG
Preferred clients
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
7.0/10
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FCA authorised
Last authorised 18th October 2021

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