JWD Mortgages

Mortgage broker  38 Carne View Road, Truro, Cornwall, SW10 9EL
First meeting at adviser's own cost
Thank you for taking the time to consider JWD Mortgages. We do not charge adviser fees, but we give you the mortgage advice to suit your needs, at a pace that suits you. We then manage your case through to the mortgage offer you need & provide insurance for you and your home. We care about the service we offer so open up a discussion with you. We compare the lowest rates available on a daily basis to ensure best advice possible.
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 26th July 2021
Meet our advisers
Mr James Dawes
Mortgage Adviser - Expert

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
James was really helpful, I quickly realised how Genuine and trustful his Service is. He fast explored all the best real possibilities and strategies in order to move successfully forward with my case, I will definitely use his service again!
Sal, Eastbourne
James has been currently fantastic and really helpful and is still giving us all the help we need especially as we almost got to the point of giving up prior to talking with him
Phil, Watford
James is by far and away the best broker I have dealt with as an Estate Agent. He is friendly, knowledgeable and extremely responsive, helping our clients find the best rates available
Jacob, London
Fantastic Mortgage broker. Reliable and timely service. Very flexible. Will speak at any time incl. weekends and evenings. Would highly recommend and use again.
Murray, London
Great service , great communication all round great service ...really nice guy very very happy with our mortgage 👍
Ashley, Bath
We first got in contact with James on a Sunday afternoon, he called us within 1 hour and answered all of our question. Within 1 week we had our mortgage sorted and were in a position to have our offer accepted on the house. James could not have been any more helpful, no matter what day or time you call he is always at the end of the phone. Obviously with the dreaded ‘COVID’ Mortgage’s are not as easy to get, yet he looked about and managed to get us a 10% deposit mortgage anyways. We could not be more grateful!! You really do feel like the only person James is working for as everything gets sorted the same day, no delay, no hassle, nothing is a problem or to much to ask. Could not recommend him more, I will be keeping him as a contact for any future moves/mortgage advice.
Beth, Nottingham
We were buying a £950,000 home, and James provided excellent mortgage service without any hassle. He is a brilliant professional who understands client needs and knows what he is doing. Really happy with everything he has done for us in these challenging times of coronavirus pandemic .
Bindu, London
I found James on a generic search site and read the positive reviews. He was really easy to discuss options with in a friendly and unhurried manner. Very knowledgeable and helpful, even for complete mortgage-newbies like me. As a busy, full-time NHS shift worker I really appreciated the option to use WhatsApp messenger to discuss various details when convenient at work, often during unsocial hours. James did all the legwork and we secured our mortgage and other details such as life insurance without a problem. A brilliant, smooth, great value service which I cant recommend highly enough
Gemma, Yorkshire
Yes, very much so. James is a truly amazing advisor. I had been to my own bank, Halifax, who were always a clunky in their communications and could never quite get the numbers to work in the way I required. So thinking my remortgaging plans were a non-starter, I contacted James (JWD Mortgages) via <url hidden>, along with two other advisors. James stood out as being knowledgeable, professional and totally switched into my circumstances. My circumstances were slightly complex in that I had two properties to remortgage, and needed to switch which one was my residential home and which one was to be a rental buyto- let. In addition, I needed to put my wife onto the deeds of both properties.
David, Bristol
James assisted us with the purchase of a house which was trickier than it would normally have been as it involved leveraging some equity from an existing property. James helped us achieve the purchase by finding us a suitable mortgage product and by helping my access some equity from my house. It was a pleasure to work with James and he was extremely helpful, making the process a lot easier that it would otherwise have been.
Emma, Cornwall
Positive: Professionalism, Quality, Responsiveness, Value Great service from initial enquiry right through until after the exchange. James is extremely professional, friendly and easy to talk to. He found far better products than our local mortgage brokers and we have booked in for our remortgage already. Thank you for all your help
Lee, Bristol
I was looking for a mortgage as a self employed person buying an additional home. James and his team were brilliant. My circumstances weren't straight forward due to being recently self employed, but James managed to find me a great mortgage despite the changing financial landscape during the Covid pandemic.
Melissa, Cornwall
I dont know where to begin. James was beyond exceptional from start to end. I truly dont believe there is not a better advisor on this planet. Prior to James being my broker, i worked with two other brokers, one from L&C and first mortgage and was not happy with both their services. Very poor communication, inaccuracies, poor rates and the list goes on. However James was like a breath of fresh air! From start to finish James talked me through it all. He answered all my questions, no matter how silly and constantly kept me updated. My partner had terrible credit due to an unknown CCJ sitting on his file for 5 odd years. He also had a few defaults on his file. Every broker i spoke to stated no high street lender would consider us and stated high interest rates. Nevertheless, James managed to get us a really good Mortgage offer with a high street lender and a low interest rate. He handled it all and put me and my partner at ease. I couldn' thank him enough. Being a first time buyer this
Tracy, London
About us

We are available to the UK market & any ex-pat clients too. Open 9am to 9pm Monday to Thursday. Weekend Opening times vary.

Our services

Ensure you get the best advice and package, at the lowest cost possible.

Where to find us
Head office address: 38 Carne View Road, Truro, Cornwall, BA2 5QN
Service coverage
Preferred clients
Minimum mortgage value
£125,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

We are regulated by the Financial Conduct Authority and have a compliance support team with our award winning network.

Response rating
7.0/10
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FCA authorised
Last authorised 26th July 2021

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