Karina at Milecross Financial Scotland

Initial consultation free
Independent financial adviser
Whether you are purchasing your first home, second home, a buy-to-let, looking to remortgage or protect you and your loved ones with the right insurance, I am here to assist you in any way.

We can advise you on

This firm is FCA registered and you can be confident that their treatment of customers conforms to the FCA’s strict criteria.

Meet our advisers

Karina Ciosek

What our clients say

Cara MacGregor
"Karina was great. Talked us through all our options and explained everything step by step. We would highly recommend her"
Grzegorz Cwiczynski
"I wanted to buy my first property. Karina was recommended by a friend. She advised me on mortgages and all aspect of buying a home, helped find solicitor and arranged insurance protection I needed....
Ashley Waterston
"Karina is a true professional. Karina takes the time that is needed to explain the options available. She goes out of her way to ensure the best options are available, based on your own...
Iwona Zinko
"Karina provided excellent guidance and support throughout our remortgage process. Very satisfied with her service. Highly recommended."
Andzelika Olesiak
"Very professional and helpful person. She found a very good deal for our remortgage and delt with it very quickly. Highly recommended".

Contact us



Your home may be repossessed if you do not keep up repayments on your mortgage.

Legal information

While unbiased.co.uk endeavours to verify the information provided as thoroughly as possible, it is your responsibility to ensure the adviser you choose is appropriate and regulated for the business you are transacting.

Any decision to transact business is made by you on the basis of your own enquiries.

To check that an adviser is regulated, you can contact the relevant regulatory or professional body .

Access to and use of this online directory is subject to unbiased.co.uk website terms and conditions and privacy policy .