Kielman Mortgages Limited

Mortgage broker  F62 Cherwell Business Village, Banbury, OX16 2SP
I help solve your mortgage problem and get the solution you require, so that we can get your mortgage passed the underwriter, accepted and offered. I deal with complicated income and personal circumstances and help make your property dreams come true.
We can advise you on
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Bad credit
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 27th June 2022
Meet our advisers
MR Paul Kielman CeMAP

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

About us

I am Paul Kielman and I have been successfully helping my clients with mortgages. Getting them mortgage offers and into their homes or solving complicated remortgage problems the last 4 years with complicated personal circumstances.

CREDIT IMPAIRED / Need To Debt Consolidate?

Would need to see your credit report. Not the score. I would need the actually report to help you.
Please Email credit report to me for a review.

SELF EMPLOYED

Limited company accounts or tax docs (SA 302s)
Working out the best sources of income
Hit by Covid or declining profit/turnover?
Providing your self employment is Profitable AND sustainable I can source a mortgage for you.

LATER LIFE LENDING

Would need to access your pension to take past retirement age of 70

COMPLEX BUY TO LET MORTGAGES

Does not need to be complicated. I help plan, budget and advise on building or starting a portfolio.

ADDITIONAL BORROWING

Need full details of your current mortgage and I will advise on the cheapest option in terms of whether you need a remortgage, further advance or a second charge.

MOVING HOME

I help my clients budget moving costs and investigate their maximum borrowing.

Our services

Initial phone call, email communication, zoom/skype/teams call to discuss your needs and how I can best help meet your mortgage needs.

Assessment of affordability including a detailed analysis of income and expenditure.

Full detailed factfind including:

Applicant personal & contact details,
Adult or child dependants,
Income,
Address history,
Properties and existing mortgages,
Savings,
Existing protection policies,
Liabilities,
Credit history, and
Pensions.

Money laundering checks including ID checks and financial sanction register.

Process mortgage application. Fully written and identifying of any issues an underwriter would have and we would overcome to achieve mortgage offer.

Discussion on current and future protection needs.

You will receive a detailed suitability letter which will detail and explain all advice and recommendation given.

Ongoing support on email or via the telephone.

Recommendations to external support with Tax, Pensions, Wills, household bills etc

Where to find us
Head office address: F62 Cherwell Business Village, Southam Road, Banbury, OX16 2SP
Service coverage
Preferred clients
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
  • mouse
    Online (Live chat, video, email)
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Kielman Mortgages Limited is an Appointed Representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority 450731.

Kielman Mortgages Limited is registered in England and Wales. Registered Office: F62 Cherwell Business Village, Southam Rd, Banbury, Oxfordshire, OX16 2SP. Company Number: 10891695. DPA number ZA321252

Response rating
7.0/10
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FCA authorised
Last authorised 27th June 2022

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