Momentum Mortgages

Mortgage broker  15 Lime Tree Walk, Sevenoaks, TN13 1YH
First meeting at adviser's own cost
We help you to buy, invest or remortgage property while saving time and reducing stress. No matter what your circumstances are, or what you're looking for, we'll take you through the mortgage journey step-by-step.
We can advise you on
Bad credit
Buy my next home
Buy to let
Buying first home
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 8th August 2022
Meet our advisers
Mr Stephen Dickinson
Managing Director

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Craig Palmer
Mortgage and Protection Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Dan Tasker
Mortgage and Protection Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Steve has very broad knowledge in mortgage and remortgage. I was able to purchase my dream house without selling the old one with his help. Now, I’m a proud owner of two properties. I would not hesitate to seek advice again from him if such occasions arise again. All the best for his business. Kay
Kay Zhang, Swanley
Steve is great! We have now used him twice already and are about to use his services for a third time. Steve answers any questions that we have in detail and in a very timely manner. We can’t recommend him enough
John Hill, Swanley
Steve has been my advisor now for a couple of years, from our first property to now our second. He is a hard worker and knows what he’s doing. He’s a busy man but always has time for us and will get back promptly. Thank you Stephen.
Marco Falzon, Sevenoaks
I have been a client of Steve's for a number of years now and have always found him to be very professional and at the top of his game for both new mortgages and renewals. Knowledgeable and understanding especially when I was first introduced, being a first time buyer, mortgages could be quite daunting but Steve explained very clearly all the possible outcomes. I will be using him again. Highly recommended.
Rob Burton, Sevenoaks
I highly recommend getting in touch with Stephen for any of your mortgage needs; whether it be for a remortgage through to a full portfolio mortgage. Stephen has helped me to find the right mortgage by listening to what I would like to achieve and took the time to present and explain various options. He also assisted with the application process especially to get it across the line when a last minute error by the Bank was spotted
Terrence Ogden, Maidstone
As a couple who are both self-employed (one also abroad) we have found it difficult to get the right package for us. Stephen listened to what we wanted and provided us with helpful information and advice on the best route to take. I would thoroughly recommend him to anybody seeking financial advice.
Jaime Jones, Spain
Received fantastic service from Steve, very approachable and knowledgeable. He made sure that we was kept up to date at each stage and explained everything thoroughly. Highly Recommend
Lisa Todd, Bexley
Stephen was recommended to us and he proved very knowledgable and friendly. He took time to really understand our situation and to find the solution that best met our needs. He arranged our buy-to-let remortgage and a remortgage on our main residence. I haven't hesitated in recommending him to friends and family.
Kristie Horley, Sevenoaks
We had a very satisfying and drama free experience. Definitely recommend it. Quick response, no surprises
Valentina Donati, Swanley
Stephen helped us with our re-mortgage, he provided an excellent service and regularly kept us up to date with the progress. He got us a great deal, and I wouldn't hesitate to recommend or use him again in the future.
Susan Blazer, Tonbridge
Great help to us as first time buyers and always available for any questions we had
Katherine Millar, Swanley
Stephen was very helpful with everything I needed and would highly recommend him for his services.
Glen Fovargue, Cambridge
Great service, friendly and professional.
Matteo Sgrignolli, Swanley
Very helpful with an excellent attitude. Very good at listening to a client's personal requirements. Always at the end of the phone, or if not will get back to you promptly. Would definitely recommend.
Matthew Walker, Tunbridge Wells
Outstanding service, Stephen was very polite and attentive. He took the time to get to know us and full current and future circumstances. He was able to recommend several mortgages but was never pushy. He was quick to allay any worries we had and was a pleasure to have helping us. I would highly recommend to anyone needing his help
Stuart Hill, Sevenoaks
Very informative, good communication throughout to find and complete a new mortgage for us.
Phillip Contreras, Swanley
He helped to find the right mortgage at an affordable price with a good rate.
Lee Felton, Swanley
Steve found us a mortgage that secured the amount we needed with a monthly payback that was better than expected. Buying a house during a global pandemic was worrying to say the least but Steve took the time to reassure us more than once and here we are, now proud homeowners!
Toni Micaleff, Swanley
I will be forever grateful to Steve for making my dream come true! Steve is absolutely amazing and he did go above and beyond to make sure we will get mortgage to buy our first home. When the other brokers told us no chance! Steve said - we can do this!!! And he did!!! Steve managed to secure us mortgage with high street lender ( I never thought that will be possible in our not straight forward case) with very good rates. Not only that , Steve communicate on our behalf with very impatient estate agent as I was too stress to handle it. Steve is absolutely amazing! Knowing that getting mortgage and buying a house is stressful experience, he was always there and answer our questions and doubts. He is very friendly and he knows that behind that mortgage application is a family with a dream, to buy forever home , and he do what he can to help this family make that dream come true. I can't express how grateful we are for his hard work and dedication. We received our mortgage offer on Tuesday
Agnes Pidek, Coventry
Steve helped us with a rather complicated remortgage and we were very happy with the outcome. The team were very open and easy to contact when we had queries and there was a strong commitment to getting everything closed and across the line. The recommended solicitors were also very good quality and value. Thanks!
Julian gray, Sevenoaks
Momentum Mortgages have been excellent throughout the process, a process which is often a stressful one. I have been kept well-informed, up-to-date and made to feel totally at ease. Steve and his team are consumate professionals who not only offer expertise but a friendly and efficient service. Highly recommend and should we decide to move in the future, I wouldn't hesitate to use MM again
James Lister, Sevenoaks
After being told by multiple mortgage brokers it wasn’t possible to obtain a mortgage for the amount we needed due to various factors of me being self employed we had started to become doubtful whether it would be possible until we came across Stephen at momentum mortgages who made it possible. Steve is very friendly, helpful and was confident we could get the mortgage we needed. He made the whole process as hassle and stress free as it could be and we could not recommend him enough
Alex Mcdonald, Staffordshire
Steve have been amazing, as first time buyers he has helped us from start to finish. Always on hand to explain or answer any questions we had and there were quite a few questions. Steve made us feel at ease and confident in our mortgage and got the right mortgage for us both. Thank you Steve.
Kirsty Fuller, Snodland
We have used Steve for a number of years for our mortgages. We trust him completely to find the best rates and deals around. He is kind, understanding and very professional. He is efficient and always outs our mind at ease when things like moving are a little stressful. Will definitely recommend and will definitely use again. 👍🏻
Nicky watson, Borough green
Steve has been outstanding from the start and really did go above and beyond. As a first time buyer he explained every step of the process and answered any queries I had along the way and there was a fair few! Thank you for your hard work, support and advice Steve!
Mark Deacon, Snodland
Thank you so much for handling our mortgage. Made the process very seamless and easy for us to understand. We would definitely work with Ben and Steve again in the future.
Niel lucia, Hextable
We would happily recommend Momentum Mortgages. Steve is brilliant at what he does (and ours wasn’t a straight forward case) He provided clear, honest advice, is always at the end of the phone throughout and has taken away all of the stress of finding a mortgage. We can’t thank you enough!
Emma worsfold, Sidcup
We have recently worked with Steve from Momentum Mortgages and if we will ever be buying / selling or in need of any financial services again he is definitely the person I would approach. I cannot recommend him enough and I am thankful for everything he has done for us. Steve went above and beyond and I really have to say he is super knowledgeable, on point with his advice and recommendations and is always thinking ahead of the game. I am certain that without him we would not be able to go through such a stressful process so smoothly as he has taken a lot of stress and pressure from us. Momentum Mortgages have been recommended to me by a friend and I am more than happy to recommend the service to my friends and family as I believe you won't be able to find a better broker.
Magdalena, Maidstone
We consider ourselves extremely lucky to have come across Steve and the Momentum Mortgages team. We had a complex transaction with several different products spanning multiple properties and Steve’s advice was invaluable, imaginative and professional (and totally outclassed the potential alternatives in terms of the level of thought that went into it). We simply could not have done what we have done without him. He was also extremely responsive and took the time needed to deal with queries despite the general madness of the property market in the run up to the stamp duty window. We would recommend Momentum Mortgages without any hesitation.
James wickham, Sevenoaks
Steve at Momentum Mortgages has been absolutely amazing. He has explained everything in detail and clearly, making it much easier to understand with an easy step-by-step process along the way. Giving good advice and acting professionally and efficiently through out. I'd happily recommend him and would 100% use his services again. Thank you for making it so easy!
Wendy, Kent
Steve is a superb mortgage adviser. I came across him by chance when I was searching for a broker with experience in dealing with company directors as my husband and I are. His knowledge of this area is outstanding and he exceeded my expectations by delivering the best possible mortgage outcome which has enabled us to exchange on our dream house yesterday. He really does go the extra mile to understand your situation and then delivers whilst communicating with you every step of the way. I wish him every success
Rakhee, Dover
About us

Whether you’re a first-time buyer, self-employed, looking to remortgage or a landlord looking to invest, we'll find the right mortgage deal for you and guide you throughout the process, keeping you fully informed at each stage.

Not only that, but our journey with you doesn’t stop at your home. The most precious things in life are worth protecting, and that’s why we help you find the right income protection to ensure you and your family are covered should the worst happen.

We’ll secure your future, enabling you to buy your dream home, or one to invest in as well as create a safety net for you, your family and your finances.

Our service is tailored entirely to you and your circumstances. We care about you, so our recommendations will suit your interests. We want you to feel more educated about mortgages and the house buying process to help you on your property journey both now and in the future.

Our services

We can advise and arrange many types of mortgages. From First-time Buyer, Self Employed, Remortgages, Large Mortgages and Buy to Let and Investments.

We also advise on Protection Insurance. So, should the worse happen, you and your family are covered in any eventuality.

Where to find us
Head office address: 15 Lime Tree Walk, Sevenoaks, TN13 1YH
Service coverage
Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Momentum Mortgages is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

Response rating
FCA authorised
Last authorised 8th August 2022

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