Momentum Mortgages

Independent mortgage adviser  15 Lime Tree Walk, Sevenoaks, TN13 1YH
First meeting at adviser's own cost
We help you to buy, invest or remortgage property while saving time and reducing stress. No matter what your circumstances are, or what you're looking for, we'll take you through the mortgage journey step-by-step.
We can advise you on
Bad credit
Buy my next home
Buy to let
Buying first home
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Stephen Dickinson
Managing Director

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

What our clients say
Steve has been my advisor now for a couple of years, from our first property to now our second. He is a hard worker and knows what he’s doing. He’s a busy man but always has time for us and will get back promptly. Thank you Stephen.
Marco Falzon, Sevenoaks
Outstanding service, Stephen was very polite and attentive. He took the time to get to know us and full current and future circumstances. He was able to recommend several mortgages but was never pushy. He was quick to allay any worries we had and was a pleasure to have helping us. I would highly recommend to anyone needing his help
Stuart Hill, Sevenoaks
Very helpful with an excellent attitude. Very good at listening to a client's personal requirements. Always at the end of the phone, or if not will get back to you promptly. Would definitely recommend.
Matthew Walker, Tunbridge Wells
Steve is great! We have now used him twice already and are about to use his services for a third time. Steve answers any questions that we have in detail and in a very timely manner. We can’t recommend him enough
John Hill, Swanley
Great service, friendly and professional.
Matteo Sgrignolli, Swanley
Stephen was very helpful with everything I needed and would highly recommend him for his services.
Glen Fovargue, Cambridge
Great help to us as first time buyers and always available for any questions we had
Katherine Millar, Swanley
Stephen helped us with our re-mortgage, he provided an excellent service and regularly kept us up to date with the progress. He got us a great deal, and I wouldn't hesitate to recommend or use him again in the future.
Susan Blazer, Tonbridge
We had a very satisfying and drama free experience. Definitely recommend it. Quick response, no surprises
Valentina Donati, Swanley
Stephen was recommended to us and he proved very knowledgable and friendly. He took time to really understand our situation and to find the solution that best met our needs. He arranged our buy-to-let remortgage and a remortgage on our main residence. I haven't hesitated in recommending him to friends and family.
Kristie Horley, Sevenoaks
Received fantastic service from Steve, very approachable and knowledgeable. He made sure that we was kept up to date at each stage and explained everything thoroughly. Highly Recommend
Lisa Todd, Bexley
As a couple who are both self-employed (one also abroad) we have found it difficult to get the right package for us. Stephen listened to what we wanted and provided us with helpful information and advice on the best route to take. I would thoroughly recommend him to anybody seeking financial advice.
Jaime Jones, Spain
I highly recommend getting in touch with Stephen for any of your mortgage needs; whether it be for a remortgage through to a full portfolio mortgage. Stephen has helped me to find the right mortgage by listening to what I would like to achieve and took the time to present and explain various options. He also assisted with the application process especially to get it across the line when a last minute error by the Bank was spotted
Terrence Ogden, Maidstone
I have been a client of Steve's for a number of years now and have always found him to be very professional and at the top of his game for both new mortgages and renewals. Knowledgeable and understanding especially when I was first introduced, being a first time buyer, mortgages could be quite daunting but Steve explained very clearly all the possible outcomes. I will be using him again. Highly recommended.
Rob Burton, Sevenoaks
Steve has very broad knowledge in mortgage and remortgage. I was able to purchase my dream house without selling the old one with his help. Now, I’m a proud owner of two properties. I would not hesitate to seek advice again from him if such occasions arise again. All the best for his business. Kay
Kay Zhang, Swanley
He helped to find the right mortgage at an affordable price with a good rate.
Lee Felton, Swanley
Very informative, good communication throughout to find and complete a new mortgage for us.
Phillip Contreras, Swanley
Steve found us a mortgage that secured the amount we needed with a monthly payback that was better than expected. Buying a house during a global pandemic was worrying to say the least but Steve took the time to reassure us more than once and here we are, now proud homeowners!
Toni Micaleff, Swanley
About us

Momentum Mortgages was founded to provide guidance and education to people looking for their dream home. Whether you’re a first-time buyer, self-employed, looking to remortgage or a landlord looking to invest, we'll find the right mortgage deal for you and guide you throughout the process, keeping you fully informed at each stage.

Not only that, but our journey with you doesn’t stop at your home. The most precious things in life are worth protecting, and that’s why we help you find the right income protection to ensure you and your family are covered should the worst happen.

We’ll secure your future, enabling you to buy your dream home, or one to invest in as well as create a safety net for you, your family and your finances.

Our service is tailored entirely to you and your circumstances. We care about you, so our recommendations will suit your interests. We want you to feel more educated about mortgages and the house buying process to help you on your property journey both now and in the future.

Our services

We can advise and arrange many types of mortgages. From First-time Buyer, Self Employed, Remortgages, Large Mortgages and Buy to Let and Investments.

We also advise on Protection Insurance. So, should the worse happen, you and your family are covered in any eventuality.

Where to find us
Head office address: 15 Lime Tree Walk, Sevenoaks, TN13 1YH
Service coverage
Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Momentum Mortgages is a trading name of Embrace Financial Services which is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

Response rating
FCA authorised
Last authorised 13th September 2021

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