Mortgage Advice Centre 🏡 Essex

Independent mortgage adviser  36 Braintree Enterprise Park, Braintree, CM7 2YN
First meeting at adviser's own cost
We love helping people all over Essex and London buy and remortgage their dream home 🏠.We're in Braintree if you'd like to visit us, but it's no problem if you can't as we're happy to help you on the phone or Zoom. We look forward tp speaking to you soon
We can advise you on
Bad credit
Buy my next home
Buying first home
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 13th September 2021
Meet our advisers
David Sharpstone
Business Owner & Mortgage Warrior

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Adam Mills
Mortgage & Protection Hero🦸‍♂️

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Radu Zgardan
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Gilbert Barnwell
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Colin Grist
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mrs Aimee May
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr David Doyle
Mortgage Broker

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
I have no words to explain how great David is at what he does! We were recommended to a leading mortgage broker service and after it became abundantly clear they had no idea to deal with a any case with any degree of complexity we turned to David who clearly an expert in his field and gives honest straight forward advise. I would highly and unreservedly recommend his services and feel confident you won’t regret seeking advise from this firm. Thank you David you deserve a 10 star rating not just 5 ⭐⭐⭐⭐⭐.
Josie Fadlin, Harlow
We got our first mortgage with David's help, we found him to be very helpful - he was happy to answer all of our questions and did so in a timely manner. Will be using his services again the future! ⭐⭐⭐⭐⭐
Teagle, Essex
Have used David twice now and he has been ahead of the process every time, no delays and sound advice every time. Pleasure working with David and would recommend his service to everyone.⭐⭐⭐⭐⭐
Fred Stephens, Essex
This is the 2nd time I have had the pleasure of working with David on my existing mortgage. The process from start to finish was pain free with no delays. If your looking to take out a new mortgage I would highly recommend David's services very professional and extremely friendly.⭐⭐⭐⭐⭐
Ali Hussain, Essex
Super fast got mortgage in 4 days ! Best decision ever to call Dave after first meeting I know he will get that money for me!⭐⭐⭐⭐⭐
Karol Samojlik, Essex
I initially had a poor mortgage advisor, I changed to David and the purchase of my new home went fast and smoothly! Thanks for all your hard work⭐⭐⭐⭐⭐
Sahbi Benzid, Essex
I can not recommend David Sharpstone highly enough. He has advised us on our two previous mortgages and will shortly be arranging our third. Friendly and very efficient, he makes the process as stress free as possible. We wouldn't use anyone else.⭐⭐⭐⭐⭐
Kerrie Calladine, Essex
David has been flexible and always on hand to discuss my mortgage needs. To date I have used David for my last 3 mortgages. Whilst some of my requests for help and advice have be many months in advance of me requesting David to progress an application, which for some brokers would diminish their service level, David has consistently given me a good and prompt service with his advice being spot on. Even during the process David has been on hand to help in progressing the application and finding out where other parties are, and feeding back accordingly.⭐⭐⭐⭐⭐
Andrew Mellor, Essex
David Sharpestone Very helpful person which I have experienced from last many many years as I never get disappointed with this gentleman always helpful find right direction get into accurate and to the actual point I always recommend David to all my friends and family to do the business with.⭐⭐⭐⭐⭐
M Muhith, Essex
A+++++ extremely fast and very efficient. Highly recommended!!!⭐⭐⭐⭐⭐
Chris Jackson, Essex
very helpful from start to finish, and unfortunately it was a long drawn out process, nothing to do with David, our first house was taken off the market, then the second was under valued by the surveyor but we are just closing on our third - thanks again David for all your quotes and help Jenett and Paul⭐⭐⭐⭐⭐
Paul Neal, Essex
Brilliant service provided by David, will definitely be using his services in the future and no doubt recommend him to friends and family. Many thanks once again David. SA⭐⭐⭐⭐⭐
Shahid Anwar, Essex
thanks for all the help it was really appreciating!⭐⭐⭐⭐⭐
Kanu Priya, Essex
Excellent mortgage broker wouldn't use anyone other than David.⭐⭐⭐⭐⭐
Ben Mansfield, Essex
Quick and professional help in buying our first home. I highly recommend Mr. David Sharpstone ⭐⭐⭐⭐⭐
Artur Dolhanczuk, Essex
Very Satisfied I used David's services as a first time buyer two years ago and also when re-mortgaging my property recently. Both times the process was smooth and hassle free. David was attentive to my questions and his approach removed a lot of worries from the whole process. I would highly recommend David's services and will definitely speak to him about my next remortgage.⭐⭐⭐⭐⭐
Max, Essex
I would not hesitate to recommend David to anyone who is thinking or wanting to have a mortgage. David to me is more than just a broker, he is friendly but professional and dedicated to his work. He made my mortgage process hassle free and I would highly recommend him to anyone looking for mortgage. Thank you so much for everything and hope to do business with you again.⭐⭐⭐⭐⭐
frank obeng-mensah, Essex
David is a very professional mortgage advisor and made the process of obtaining a mortgage straight forward by clearly explaining the different products that are available in order to find the best deal for my circumstances. From my initial meeting with him, through until the mortgage was in place, he was very helpful and always had time to answer any queries I had and corresponded with the mortgage company on my behalf and kept me updated on the status of the application. I would recommend David to anybody who is looking to acquire a mortgage.⭐⭐⭐⭐⭐
JDR Plays, Essex
Professional. He knows what he is doing. Great communication. I can recommend him as the best specialist. ⭐⭐⭐⭐⭐
Radu Zgardan, Essex
I would highly recommend David Sharpstone he has been my personal mortgage broker for more than 6 years. David is able to provide a financial review with tips/strategies to work towards saving for a mortgage as a 1st time buyer. ⭐⭐⭐⭐⭐ Victoria
Vicky Panayi, Essex
David was tremendous in helping us to secure our Mortgage. We had a complex case but this didn’t stop him from taking us on and remaining fully committed throughout the process. We will always thank David for he’s hard work and we highly recommend him. ⭐⭐⭐⭐⭐
Tanwa Balogun, Essex
The service I received from the Mortgage Advice Centre exceeded my expectations. David, our mortgage broker, had excellent knowledge of the different products available - and was friendly and professional throughout the process. I managed to save money on my repayments while reducing the term of my mortgage by 2 1/2 years! Would highly recommend! ⭐⭐⭐⭐⭐
John Sanders, Essex
This is an amazing company with David at its helm. You can truly rely on David's professionalism and be confident your mortgage deal is in good hands.⭐⭐⭐⭐⭐
Ewelina Klupczewska, Essex
Great service from David Sharpstone. Always kept up to date with progress and good mortgage deals found. Would certainly recommend.⭐⭐⭐⭐⭐
Elizabeth Chown, Essex
I have used David for many mortgages. He is very helpful, efficient & knowledgeable. I wouldn't use anyone else. Excellent service.⭐⭐⭐⭐⭐
Lee Hahn, Essex
Great service from David Sharpstone. Good mortgage deals. Would certainly recommend.⭐⭐⭐⭐⭐
zbigniew walczak, Essex
Very satisfied. Together with my wife, we used David's services two years ago. His knowledge about What people need is impressive. Very good advice and nice atmosphere. We recommend 100%⭐⭐⭐⭐⭐
Marcin Komosa, Essex
100% best Advice.⭐⭐⭐⭐⭐
victor stanciu, Essex
Would highly recommend David and would definitely use him again. We are first time buyers, so it was a daunting experience trying to buy our first home, even more so when one of us works in the building trade. Due to this the salary payment method is different. We had been to a couple of brokers before but neither had heard of the CIS scheme. We then went online and found David, it was a relief that he understood how CIS worked and that he was confident he could help us. He was helpfull, professional and everything was done when he said it would be. Even when we had a set back he made everything easy and less stressful. We thank you for everything you did for us David.⭐⭐⭐⭐⭐
s0phie3, Essex
We have used David twice now, and although we had a small hiccup along the way of our 're mortgage. It was all sorted and we are delighted, would use David again. Thank you!⭐⭐⭐⭐⭐
Vicki Dobson, Essex
We have used David twice now and will definitely use him again. David is a very professional mortgage advisor. Would highly recommend David to everyone.⭐⭐⭐⭐⭐
Marlene Fernandes, Essex
We have used David on many occasions and wouldn’t hesitate to do so again. Friendly and helpful⭐⭐⭐⭐⭐
Anna Parsons, Essex
We have used David's services over the past few years and have found him to be extremely resourceful and knowledgeable with an excellent network of lenders & solicitors. David has provided us with an excellent service and we highly recommend him. He knows his stuff!⭐⭐⭐⭐⭐
Anup Kumar, Essex
I would advise anyone who is looking for a mortgage advisor to use David expescially if you are unsure of the whole process. He makes the whole process easy and understandable leaving you with zero stress. He explains every step of the process throughly and answers any questions you have. He has made the whole experience more enjoyable and easy. Highly recommend⭐⭐⭐⭐⭐
Lauren Ayres, Essex
Brilliant service,thank you very much ❤️⭐⭐⭐⭐⭐
ionut frunza, Essex
We have used David twice now and will definitely use him again.David is a very professional mortgage advisior .Would highly recommend David to everyone. 🙂⭐⭐⭐⭐⭐
Andreea Maria, Essex
David really made the stressful process of finding a place to live easy. Even when the mortgage process was over, David still maintained contact and wanted to know how things were progressing. He is so down to earth and also communicates in a way so even someone who doesn’t understand technical language can make sense of what is happening. I have already recommended David to my own friends, I would strongly suggest anyone to do the same.⭐⭐⭐⭐⭐
Jamie Millbery, Essex
David's advice and support in helping us secure our remortgage has been everything I had hoped for. He was knowledgeable about available lenders and professional in the way he has managed the application. I would happily recommend him.⭐⭐⭐⭐⭐
ken kan, Essex
David was extremely helpful from start to finish, getting a mortgage is a stressful thing, and could take weeks even months to do the research yourself. Davids help and knowledge was exceptional, and he made what could have been a stressful experience so easy, we didn't even have to barely think about it, and we got the best deal! On top of being a very friendly, and helpful guy with whatever questions you may have. I can highly reccomend David Sharpstone! ⭐⭐⭐⭐⭐
Ashley Goldhawk, Essex
DAVID makes applying for a mortgage so easy and effortless especially I. This current economic climate. Outstanding service ⭐⭐⭐⭐⭐
Bob Bobster, Essex
Always delivers!⭐⭐⭐⭐⭐
Anshumen Bhagat, Essex
Amazing service from start to finish. Found us a remortgage deal quickly where others had failed and explained everything in a straightforward manner. Would highly recommend David he have been brilliant. Thank you very much for your assistance. ⭐⭐⭐⭐⭐
Giedrius Drulia, Essex
David was very helpful and knows exactly what he is doing. Extremely professional and great work ethics. Highly recommended! ⭐⭐⭐⭐⭐
Utpal Vaidya, Essex
Very satisfied with David's services as we used him 3-4 times. He helped us on a mortgage and re-mortgaging my property. All the times the process was smooth and hassle free. It was a stressful time and he made it very easy and removed a lot of worries from the shoulder. Definitely I would recommend his services to everyone. Thanks David⭐⭐⭐⭐⭐
Ferenc Karsai, Essex
Excellent, will highly recommend. ⭐⭐⭐⭐⭐
Vicky Willis, Essex
David has arranged a number of mortgages, re-mortgages and insurance policies for me and I have only positives to say. Everything is done quickly and the experience is very smooth. David identifies many potential options, provides good advice and makes sure they all complete quickly and successfully. Thanks so much David.⭐⭐⭐⭐⭐
Jishan Uddin, Essex
A massive thank you David - From our very first meeting until completion your continued assistance and support in all aspects of our home move was truly appreciated . F Arranging our mortgage , life insurances and assisting with our solicitor and helping me navigate it all , thanks again! I would have no hesitation in recommending you to our friends , family and work colleagues- A great service .⭐⭐⭐⭐⭐
lee hilton, Essex
David really is the most powerful advertisement for his business. The knowledge, support and guidance provided by him surpasses all expectations. Strongly recommend. ⭐⭐⭐⭐⭐
Katy Davies, Essex
David is brilliant! He was able to help us choose the best option for us! ⭐⭐⭐⭐⭐
Irina Mantu, Essex
I have used just mortgages on a few occasions and have found them very helpful in guided me through the whole process. A big thank you to Mr Sharpstone. ⭐⭐⭐⭐⭐
Sarah Underwood, Essex
We'd like to thank David for all of his help and sound advice when helping us to secure a new mortgage deal. We didn't have the simplest situation with our credit scores not being the best due to historical issues and were therefore anxious about the whole process. We needn't have been! David explained everything to us, every step of the way and ensured we had a plan B in place just in case. Luckily we didn't need it, our new deal completed and we are very happy with our new deal. Thank you David. Highly recommended. Donna & Antony ⭐⭐⭐⭐⭐
Donna Thowney, Essex
The service provided by David was excellent. I am very pleased with the result. I would highly recommend him. ⭐⭐⭐⭐⭐
Olgierd Lalko, Essex
Highly recommended to any looking at getting a mortgage! I have used David for the past 5 years, I have always received a 5 star service. Very supportive and excellent at explaining all the complexities of gaining a mortgage that suits your needed. Both my brothers have also used him and they would echo what I am saying! A massive thank you...⭐⭐⭐⭐⭐
sarah behi, Essex
David Sharpstone is the Best mortgage advisor with no doubt, thank you for your support through the process and constant help and updates about our application. Thank you! ⭐⭐⭐⭐⭐
Alexandru Golban, Essex
5 stars are not enough to rate the good service provided my CIS Mortgage Advice has done. After an unsuccessful collaboration with another broker, David has managed to help out where the others couldn't, going out of his length to exceed expectations. ⭐⭐⭐⭐⭐ PS: I would give 10 stars for the service provided.
Andrei Popa, Essex
Excellent service from start to finish. I would highly recommend. David explained many options in a simple manner. We have used David's services for a mortgage, re-mortgages and will definitely come back for our next re-mortgage.⭐⭐⭐⭐⭐
Anna Szczawinska, Essex
We had our mortgage completed by David, a very knowledgeable mortgage advisor. David helped us through the process securing a fantastic deal. If you want a professional and friendly service I suggest contacting David you will not be disappointed. ⭐⭐⭐⭐⭐
Jason Mccready, Essex
David was very helpful and made our process incredibly smooth. He asked lots of questions in the beginning but that meant he had everything he needed to just process our application without loads of back and forth and as a result our mortgage was back within 2 days (in the midst of a global pandemic). It was effortless and i would recommend the Mortgage Advice Centre again and again. ⭐⭐⭐⭐⭐
Kieta Skinner, Essex
David is a very good adviser. He is very receptive and he helped us a lot. Very good service, we are very satisfied. We obtained our mortgage thanks David. I recommend him 100% ⭐⭐⭐⭐⭐
Veronica Nicolaescu, Essex
Super service, David was excellent in getting us a good deal and turning it round in quick time. Couldn't recommend him highly enough! ⭐⭐⭐⭐⭐
Anthony Sanders, Essex
Positive: Professionalism, Quality, Responsiveness, Value David done an outstanding job, thanks again ⭐⭐⭐⭐⭐
Howard Clarke-Melville, Essex
Thanks for helping me buy first home on CIS, everything done very quick and smoothly, cant recommend enough. Always very helpful when make any query ⭐⭐⭐⭐⭐
Navdeep Sandhu, Essex
Positive: Professionalism We have used David twice now and both times he has worked hard to help us achieve our mortgage goals. We would highly recommend him and will no doubt use him again in the future. ⭐⭐⭐⭐⭐
Avalanche Sports Marketing, Essex
David has been nothing but superb and efficient. He has always gotten back to myself and my partner about any queries we had and has made the whole process of applying for our mortgage stress free. Couldn’t recommend Mortgage Advice Centre more! ⭐⭐⭐⭐⭐
Jamie Andrade Martinez, Essex
Could not be more pleased with the service I received from Adam. Helped me to get a fantastic mortgage offer and has provided me with Life Insurance at such a great price and with the best-in-the-business cover which nobody else has been able to even come close to beating. ⭐⭐⭐⭐⭐
Josh Worley, Essex
As a first time buyer, using the Help to Buy scheme, Adam made the process a lot less daunting. Every question, or concern, that I had was addressed as we went along. I've now received a competitive interest rate with an impressive turnaround on the approval.
Inderpal Kooner, Essex
Trying to secure a mortgage during a pandemic and when you’re self employed is no easy task... yet David has done an absolutely brilliant job in helping us secure our first home! For which we are so grateful, especially for his calm and positive approach throughout the whole process. We highly recommend his services. A massive thank you to both David and Amy! ⭐⭐⭐⭐⭐
Sarah Martin, Essex
For the second time David and his team have far surpassed all of our expectations. He is able to put your mind at ease, speak honestly, and use his wide breadth of knowledge and expertise to get you the best mortgage for 'you'. David also goes above and beyond... I remember on our first Mortgage he called me letting me know there was a better deal that he found... he didn't need to, but he did and made sure it all happened effortlessly without me needing to lift a finger. David will always be our go to Broker, and I do recommend his services to both family and our friends. Thanks to you, as always. ⭐⭐⭐⭐⭐
Laurence Abbott, Essex
Brilliant service by David! Found me the exact mortgage I needed in these uncertain times and given the circumstances completed quickly and effortlessly!....highly recommend!! ⭐⭐⭐⭐⭐
Craig Rothwell, Essex
Excellent and friendly advice, would highly recommend, professional and punctual service!⭐⭐⭐⭐⭐
James, Essex
We knew that buying our first home not really knowing the whole process and during a pandemic wouldn't always be the easiest task however we were so lucky to be recommended David at the Mortgage Advice Centre by a family member after the completion on their property. David was brilliant he made this whole process so much easier for us, he went through each stage with us step by step so we always knew what was next. He is professional in his approach and works really hard to get you your dream home. Both David and Aimee were always there to answer any questions we had and they kept us informed and updated regularly. Highly recommend David at the Mortgage Advice Centre especially if this is all new to you and your buying your first home and if your buying a property using a scheme like us shared ownership. Thank you again for all your help we both really appreciate everything you've done!! ⭐⭐⭐⭐⭐
Kira Hodson, Essex
Fantastic service by Dave at the Mortgage Advice Centre. Thank you for all the work you have put in sorting out my Mortgage ⭐⭐⭐⭐⭐
Paul Kent, Essex
I am a repeat customer due to the high service levels provided, a special thanks to David who managed to get me a full mortgage offer in 1 day! Would highly recommend. ⭐⭐⭐⭐⭐
Neil Scott, Essex
Prompt reply, cooperation and good results! Highly recommended for family & friends. ⭐⭐⭐⭐⭐
Geco Films l, Essex
I highly recommend using this excellent company. From start to finish we were guided through our mortgage process and given brilliant customer service. Any question we had was answered quickly and insightfully and should I ever need mortgage advice again I will be coming back to the Mortgage Advice Centre. Thank you so much for helping us in our house buying process. ⭐⭐⭐⭐⭐
Eleanor Card, Essex
We have been using the Mortgage Advice Centre since our first mortgage. Always a knowledgeable, brilliant, friendly service and quick to respond to any queries. I cannot recommend more highly. ⭐⭐⭐⭐⭐
G McCoy, Essex
Fantastic service! Really helped me in a time of need. Quick, responsive, pragmatic and professional. Highly recommend. ⭐⭐⭐⭐⭐
Nick Allen, Essex
Absolutely first class service from David and Aimee. We had a number of special requirements and David’s knowledge and expertise shone through. We got the product we needed, at very good rates, in a very short timescale and on 1st application. ⭐⭐⭐⭐⭐
Sandra Nicholls, Essex
Amazing service from the Mortgage Advice centre, great communication & very thorough & professional, highly recommend & will be using again, thanks for making our house move so hassle free. ⭐⭐⭐⭐⭐
Billy Hays, Essex
So pleased that i got in touch with Mortgage Advice Centre to arrange my mortgage. David made the process simple and stress free from the first phone call and I immediately knew that David's knowledge would lead us to the right product given the complexities of the property type. I will happily recommend Mortgage Advice Centre to my family & friends. Aimee was very efficient and a pleasure to deal with. Thanks MAC ⭐⭐⭐⭐⭐
T Rolph, Essex
About us

We've built our Mortgage Brokerage upon excellent advice and stress free customer experience. No matter how tough you think your circumstances are, we will always try and help you. We understand that not everyone can get a mortgage immediately, so we will help you plan a strategy to get mortgage ready 💥

We are a small family run brokerage, and with over 50 years of combined mortgage experience, there isn't a mortgage challenge we haven't already faced.

On our team of advisors we are delighted to have Radu, who is multi lingual in English, Romanian Russian and French. Radu is an expert in Mortgages for self employed and business owners.

Our services

🚀First time buyers & home movers
🚀Government Schemes
🚀Right to buy
🚀Help to buy & Shared ownership
🚀Buy to let
🚀Equity release
🚀Bridging Finance
🚀Secured Loans

Where to find us
Head office address: 36 Braintree Enterprise Park, Springwood Drive, Braintree, CM7 2YN
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Online (Live chat, video, email)
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    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 13th September 2021

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