Mortgage to Home

Independent mortgage adviser  The Bridges4 The Bridges, Holmfirth, West Yorkshire, HD9 7FE
First meeting at adviser's own cost
With our extensive knowledge and experience around lenders criteria, you can be confident your mortgage is on the best product and rate to meet your individual needs. You won't be met with any jargon. All advice will be given in a way you understand.
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying first home
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 26th July 2021
Meet our advisers
Mr Matt Charnock
Senior Financial Consultant

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
In what can be an incredible stressful time, Matthew has made our whole experience easy and straight forwards. It was clear from the first conversation we had with him, that he wanted the best for us and our family. He gave us invaluable advice throughout the process. We came out with a mortgage agreement we are delighted wit. Previous to speaking with Matthew, we had very nearly signed up to a mortgage that would have cost us far higher monthly payments, and over a significantly longer period. We'd recommend Matthew to anybody who finds themselves buying a new house and we will certainly be using him again when the time comes to remortgage.
Ben Raven-Hill, Huddersfield
A very positive experience. Many thanks to Matthew for providing a very efficient, very pleasant and thorough service. Things moved very quickly and Matthew was very helpful. Thank you!
Gareth Bilham, Huddersfield
My husband and I are extremely thankful and grateful for all Matthews' hard work in dealing with our mortgage application. Matthew was recommended to us when we were at our wits end trying to arrange a mortgage ourselves to no avail. We had our hearts set on a property but due to the climate we found ourselves met by a few closed doors. Matthew took us onboard and was reassuring throughout giving us hope and confidence that all was not lost. Within a few days, we went through an easy, pleasant and friendly application process. Matthew is very easy to talk to and down to earth. No question is too silly and he will explain everything in easy to understand financial lingo, no frills. Absolutely NO PRESSURE is added regarding any offers. I would, and will be highly recommending Matthew to anyone who is in need of good honest mortgage advice 100%. Thank you so much Matthew. We are so happy to have our official mortgage in place.
Alex Wormald, Cleckheaton
Thanks Matthew. The time for us is nearly here to move into our new house. We both wanted to say a big thank you to you. Without your hard work we wouldn't be where we are now. We are so grateful with all the time and effort you have done (even the stress and the tears from us) and if we know anyone who is about to look for some advice we will be directing them to yourself.
Mark Sample, Halifax
Matthew Charnock's experience proved to be invaluable in helping me secure my mortgage in unprecedented times with Covid-19. He offered ongoing support especially when my solicitors couldn't get through the financial institution. His fantastic support has been a lifesaver!
Elka Ritchie, Huddersfield
Matthew provides a very professional service to his customers. We have had several meetings with him regarding a remortgage to extend our current property. He goes out of his way to accomodate his clients every need and works tirelessly to get the job done.. Even when little hurdles pop up, he finds a way to get what is needed and make things happen. His friendly and approachable manner make meetings a joy rather than a chore. He is always available for questions and queries - whatever the time of day and always willing to help in any way he can. I would highly recommend Matthew to family, friends and anyone who needs his financial services.
Rachael Senior, Huddersfield
Matthew Charnock was polite, friendly, knowledgeable and professional throughout our conversations. I know almost nothing about mortgages, insurance and other financial products but Matthew explained everything clearly at each stage, without any jargon or any pressure. Thanks.
Tom Ward, Cleckheaton
Matthew Charnock was so helpful with my mortgage I could not recommend him enough. He jumped through hoops to allow me to get a mortgage. Thank you again!
Terrence Shepherd, Huddersfield
About us

Matt has worked in financial services for over 20 years offering down to earth advice that clients come back to year after year. He started his career at Aviva, offering home insurance and then moved to Lloyds Bank which is where he acquired his mortgage qualification and developed his skills. Matt then moved into the world of estate agency and developed a reputation in the local area gaining various awards and recognition.

Our services

Helping clients fulfil their dreams. Whether this be their first home, their next home or forever home. At mortgage to home we have fully qualified mortgage brokers with over 15 years of industry experience. We go the extra mile so you don't have to lift a finger until you get your keys! We can help with First time buyers, remortgages, buy to lets and home movers.

Where to find us
Head office address: The Bridges4 The Bridges, Thongsbridge, Holmfirth, West Yorkshire, HD3 3EH
Service coverage
Preferred clients
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
7.0/10
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FCA authorised
Last authorised 26th July 2021

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