CMAP - Certificate in Mortgage Advice and Practice (CIOBS)
This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
What our clients say
Jason from Mortgage Tree has helped us with several mortgages over the past few years and we have always been extremely pleased with the service. They are very friendly, knowledgeable, honest and are true professionals. They explain everything thoroughly and always called us back promptly if we had any questions. We wholeheartedly recommend there services.
Sue & Tommy, York
After struggling to secure a mortgage because of issues with my self employment I contacted Mortgage Tree who was recommended to me by a friend. They immediately reassured me that they would be able to secure a mortgage for me as they were a whole of the market brokers and had access to products unavailable on the high street. They were true to their word and the whole process was simple and easy. My only regret is not going with them to begin with; I would have saved myself lots of stress and hassle. I highly recommend their services, they are absolutely brilliant.
Mortgage Tree showed me how to improve my credit rating as I had a few issues with my credit previously. As a result of their excellent advice I have now secured a mortgage at a great interest rate. Mortgage Tree offers a fantastic service and I recommend them wholeheartedly.
We were first time buyers looking to buy the property which we were renting at the time and wanted to find out what mortgage products were available by searching the whole of the UK mortgage market. Mortgage Tree helped us do that, they were easily contactable, promptly addressed any concerns we had and listened patiently and as such were able to understand our needs, goals and future property aspirations. They have done a fantastic job for us, they really exceeded our expectations and I would happily recommend there service to anybody.
Jason from Mortgage Tree helped me find the most suitable mortgage and secured a mortgage offer in record time, I didn’t know the process could be that quick. The application process was very smooth and I found that everything was explained very clearly and thoroughly. Jason continued to help throughout the process and has been very supportive, – going that extra mile to be helpful.
Mortgage Tree took the time to fully understand our requirements; they were reliable, trustworthy and found a fantastic interest rate for us. They explained everything in a clear and concise manner and ensured that we understood the terms of the product, the charges involved and the reason for giving us the advice they did. It was an absolute pleasure dealing with them; they were friendly and professional at all times and gave invaluable advice which helped us through a very difficult financial time.
Thanks for sorting out our Life & Critical Illness insurance cover. The premiums are so much better than our previous policy and the terms seem excellent. These guys will actually pay out if you have a claim unlike my previous providers. Thanks again!
Noel & Wendy, Manchester
I just wanted to take a moment to let you know how pleased I am with the great service that you provided during my recent remortgage. At each step of the process you kept me well informed and paid great attention to detail which made the mortgage process a lot smoother. Thanks as well for the savings I am now making with my new life insurance provider. I will certainly be using Mortgage Tree again in the future.
Mortgage Tree is based in Yorkshire, however our service is nationwide. Whether you’re a first-time buyer or an investor with many properties, we’ll guide you to the best products. And we’re not just about mortgages – we also help you find the right insurance and protection products to ensure that your loved ones are taken good care of. By putting your needs first, we will give you high quality advice exactly when you need it, to the highest professional standards.
Please visit our website for more information.
The best service and products are guaranteed for all our clients every time. With over 15 years experience in the mortgage industry we have a wealth of knowledge which will aid us in finding the most suitable mortgage and insurance products for you. We will search the ‘whole of the UK mortgage market’ to find the most suitable product for you. We also offer life & critical illness cover, income protection & B&C cover.
Where to find us
Head office address: Blake House, 18 Blake Street, York, YO1 8QG
Mortgage Tree is an appointed representative Julian Harris Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.
Think carefully before securing debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
Our job is to work with you and guide you through the mortgage process, with support and guidance every step of the way. We also want to educate you so you can use the knowledge gained and apply it throughout your mortgage journey.
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