My Mortgage Maker

Mortgage broker  2nd & 3rd Floors, Bath, BA1 1RG
First meeting at adviser's own cost
We put customer satisfaction and your best interest at the heart of what we do and we strive to give you the best advice for your individual situation whatever that might be.
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying commercial property
Buying first home
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 15th August 2022
What our clients say
From first contact to months after move in day, Elliot has been exceptional. Offering excellent advice and outstanding customer service every step of the way, his breadth of knowledge on the available products and the market was very impressive. . Our first ever home, to our family home on both occasions Elliot has been wonderful help and a pleasure.
Jarred, Mid Glamorgan
Elliot has been a wonderful Mortgage Advisor. Very friendly and very easy to talk to . There has not been one question that I couldn’t ask him, I felt comfortable and there was no such thing as a silly question. Everything was explained throughout, it is clear that he is very knowledgeable and loves what he does. He made a stressful process very easy and exceptional . I would highly recommend his services
Ahako, London
After my original broker let me down, and I nearly lost the purchased of my house! Elliot was able to source me a mortgage in a matter of days! Such a great and professional service! Highly recommend!!!
Georgia, Kent
Elliot knows his subject and has helped me with mortgages quite a few times over the years. Nothing is too much trouble. Elliot is a pleasure to work with and has an understanding of the market that is second to none. Recommended.
Thomas, Suffolk
Elliot and his team have been excellent. Cannot fault a single thing that they have done for me. Always kept me in the loop with everything to do with my application and saw everything through to the end. Nothing was a bother. Thank you so much and will recommend you to all our friends and family and will be in touch if we need you again. Thank you so much!
Olly, Bath
Elliot was the most fantastic help to us in our search for the most complex mortgage! He is incredibly professional, but also very affable and put us instantly at ease, through what was bit of a complex and confusing process! He went above and beyond to help us to find a solution to gaining our mortgage and was in constant contact, which assured us that he treats every client as a priority. I would not hesitate to recommend Elliot and his team to anyone looking to obtain a mortgage and wish to thank him sincerely, for everything that he has done for us.
Elizabeth, Northamptonshire
Elliot and his team were genuinely excellent throughout, Very professional and well informed. The advice and continuous support in getting our first mortgage were brilliant. Honestly can't fault anything, the whole process of buying our first home was made effortless from start to finish. Thank you so much!
Aiya, Bath
Elliot, what a genuinely incredible person! Advice and support were brilliant, communication was outstanding. Solicitors charge extortionate fees for dreadful service. Elliots service is in a whole other league which he should certainly charge more for! Thank you Elliot you made the whole process quite enjoyable and it was a pleasure getting to know you and have you help us get our first house! Don’t wait and use this place for your mortgage needs. You won’t be disappointed.
Neil, Wiltshire
Elliot and his team were very professional and knowledgeable, helping make the process of getting our mortgage and buying our first house as easy as possible. They were very swift to act and respond to queries, and always put aside the time to explain the details. I would highly recommend their services to anyone with little knowledge of the industry and particularly first time buyers.
Luke, Somerset
I can not thank Elliot at My Mortgage Maker enough for all of the advice and support that we have received throughout what had been one of the most stressful experiences of our lives. Elliot, you have gone above and beyond and I could not recommended you enough to people. You take pride in your work, ensure each customer is tailored to and ensure that each service that you provide is customised and not just replicated. You have made a lot of our house moving/buying process that bit more bearable and enjoyable because of the way that you have conducted yourself and your work and how you have been on the other end of an email or call with even the smallest of query. I am so glad that you were our adviser and I will forever be recommending you personally to family and friends. Thank you once again!
Lauren, Warrington
Elliot is fantastic - incredibly responsive, clear and concise. He is by far the best adviser we have dealt with. You get the sense things are under control and being thoroughly looked at, which is not always the case with other people/companies. Would highly recommend Elliot to anyone.
Lynette, London
Elliot is one of the most professional and transparent experts I have had the pleasure of meeting. Whilst we did not proceed with his service on this occasion (due to external factors), we will definitely be in touch in the future.
Asela, Bath
Even though I live in the north of England and Elliot and his team are based miles away, I still feel that the customer care and communication could not have been better. Elliot is very knowledgeable and approachable. He takes care to listen to the clients requirements and I genuinely feel that he has found the best products for my individual circumstances.
Amanda, Cleveland
Elliot was our broker, and he was amazing. We came to him as we were having some issues with our previous Mortgage offer, Elliot was very quick, professional, and explained everything very clearly. We used help to buy and he was able to help us through the application process. But not only was Elliot great, so was Tom, the administrator. Tom was always on top of the paperwork end and was on the phone to our solicitors, and help to buy which was such a help and really took some the pressure off the whole stressful process of buying a house. These guys are great, and I am defiantly coming back for my mortgage!
Joe, London
Professional and very pleasant experience. Elliot and team handled my case excellently. I would not hesitate to recommend My Mortgage Maker. They are truly worthy of five stars.
Dokun, Greater London
Elliot and his team provided a very speedy and valuable service. They obtained a mortgage offer at a very short deadline with a very reasonable offer. I recommend many to experience his service and will definitely be back in due course.
Firat, Essex
Elliot and his team were absolutely superb start to finish. They kept me informed every step of the way, answered countless questions all hours of the day, carefully considered my circumstances and gave me lots of helpful advice - just generally made buying a home for the first time (on my own!) a lot less daunting than it needs to be. They are highly-experienced, thorough and professional with the added benefit of a brilliant sense of humour and personal touch - often amiss with many companies these days! The whole process has been completely seamless start to finish and they got me a much better deal than I’d budgeted for. Will certainly recommend to anyone looking to buy soon. Big thanks guys!
Layla, London
Excellent company - Elliot and his team managed to get my mortgage sorted at a competitive rate within 3 days and also helped chase the solicitor and the estate agent to complete their paperwork. This meant my property went from offer to completion in under 7 weeks.
Jonathan, London
Elliot and his team have made the process of buying our first home so easy. They are always in contact and they updated us every step of the way. After speaking to several other people, I feel very lucky to have had Elliot and his team as our mortgage advisors. They’ve answered every question and helped us so much. They were even willing to work around our busy work schedules and arrange calls in the evening or at weekends. I will definitely be recommending them to anyone looking to buy in the future. Thank you so much!
Megan, London
I was referred to MMM (Elliott Cotterell) by a friend after really poor service from a local broker who had a very limited range of products and kept forgetting the particulars of my situation before letting me down in a big way. My previous broker retired after many years. Elliott was on the ball from the first conversation. He had access to a wide range of lenders , understood what I was trying to achieve and found a lender at the right interest rate while giving me the flexibility I needed. He carried out due diligence and financials quickly and it seemed he could process everything as quick as I could provide the requested information so there was no bottle beck from the broker. This is my fourth house purchase and some brokers like to make a meal out of these processes ; I on the other hand enjoyed the brevity of the communication with Elliott and on the few occasions when I needed more guidance he was right on point. I had a survey and offer in under two weeks !
Christopher, Colchester
We were looking for a mortgage on a new property purchase in Oxfordshire following the sale of our London Flat. Oscar gave us really clear, transparent and effective guidance on what would be best for our circumstances. He really took time to understand us in order to get the right deal. We have been so impressed by Oscar and how diligently he has guided us through the process. We are very happy with the output and I am already singing his praises to family and friends. There was genuinely nothing I could ask more from him.
James, Oxfordshire
We are a large portfolio landlord and needed help to find a suitable buy to let mortgage and raise additional funds to purchase another investment property. Oscar was very attentive and knowledgeable about the type of lender that would be able to offer us the best deal. He quickly grasped the detail and diversity of our business and was able to analyse and help us make the right choices. I never had to chase Oscar for anything he was always quick to call me and keep me up-to-date with the progress of our applications. I cannot recommend Oscar highly enough, he has delivered a first class service and found us the best mortgage deals to suit our circumstances. Everything was handled very professionally and in a timely manner and I felt at all times Oscar gave us an excellent customer experience.
Judy, Horsham
Oscar took over my case after initially being handle by Elliot. Both were very professional and informative and this transition was seamless. Due to complete shortly which may have been a much more difficult process without Oscar’s guidance.
Emilio, Wiltshire
Oscar and the team have been really helpful throughout the entire process so far. What was initially a daunting and over-whelming experience for me turned out to be much easier to digest and that is largely due to the guidance that was shared with me throughout each step. I am really pleased with the service I have received and will definitely recommend to others.
Jordan, London
Oscar found a suitable mortgage deal that was not only considerably better than our previous offer but the turnaround time was incredibly quick, allowing us to progress very efficiently with our property purchase on our very tight time-scale.
Jonathan, Bath
I needed to get a mortgage and the banks weren’t forthcoming. Oscar helped me with the whole mortgage process, everything he did was so fast, I’m honestly beyond impressed.
Mark, London
Amazing service from start to finish Elliot and his team were only a email/phone call away and always happy to help even if it was answering the same question we had asked 5 times before. Elliot was our main contact and can’t rate him highly enough. We are first times buyers so had very little knowledge of what getting a mortgage would actually take and the My Mortgage Maker team explained everything in a way we could understand and took care of everything for us, which took the stress out of the whole process. We then had updates which was amazing as we weren’t having to chase them for. If you are looking to get a mortgage I would definitely recommend using My Mortgage Maker and have already recommended them to friends and colleagues.
Cristian, Bath
Elliot helped us by finding us the best possible rates on our mortgage. He was able to provide us with top quality advice and advised us on setting up life insurance. He guided us through the whole process.
Lauren, Lancashire
I am a first-time homebuyer, and new to living in the UK. During our first phone conversation, Elliot's friendly and cheerful nature combined with lots of clear and patient explanations of the process and mortgage options available to me made me feel confident that he would be a great advisor to handle my case. Throughout my entire home buying process, as I found properties that I was interested in, Elliot was always available for a quick phone call or email to run scenarios by so I could be confident in my financial position when making an offer. My home buying journey saw me make offers on 4 different properties before I finally landed on the one that will be my home, so the process was by no means straightforward, but Elliot was there with me every step of the way. When we finally got the mortgage offer finalised, he had secured me an even better product than we had initially talked about, at a lower rate of interest. The outcome beat even my best expectations.
Amanda, London
From start to finish, Elliot was very efficient, knowledgeable and a lovely guy to speak to. We would have no hesitation in recommending Elliot and will definitely use him again.
Lisa, Scotland
I have used Elliot's services a number of times and was looking to arrange a re-mortgage on one of my buy-to-let properties in London. Elliot and his team provided first-rate advice and, importantly, hands-on practical assistance in pushing the mortgage through to successful resolution. There were a couple of late, unexpected issues but these were navigated and resolved to deadline.
Thomas, Suffolk
Did exactly what it said on the tin. Fantastic guidance and situational analysis to suit my requirements to ensure I got the best possible mortgage.
Josh, Gloucestershire
Elliot was extremely helpful! He ensured we received our mortgage offer within 2 weeks during a busy period of stamp duty holiday. Thanks to him we were able to complete on time for stamp duty holiday!
Elda, London
It is hard to think of anything that Elliot could have done better. He really went the extra mile for us when obstructions or delays cropped up. His professionalism, tenacity, and perseverance were commendable in particular when the lender and their solicitor were unprofessional, unhelpful and far from client minded. He took the initiative to push these parties and in part do their work for them, responding out of hours and communicating regularly and timely.
Andrew, London
Elliot has been beyond helpful, knowledgeable, reliable and consistent in every interaction encountered. Should I had any doubts, he has always been hands-on and contacted me immediately for clarification to find the most suitable/affordable option for me. Cannot recommend enough his services.
Vizma, London
My partner and I both work at sea and because of this, we were having difficulty in getting a mortgage due to earning in euros. Oscar had great knowledge of the tax exemptions for seafarers and earning in a foreign currency. This allowed for easy communication which lead to a great mortgage package for us. The interest rate has dropped 4 times while we wait for the final stages and Oscar was quick to ensure we received these benefits.
Rory, Sussex
Best mortgage advisor I’ve ever used. Worked out the best deal available to me and let me make the decision what to go with. I was remortgaging a buy to let and drawing down funds and the whole process was clean and problem free. Will be using again. Cannot recommend Elliot enough.
Elliott, Bath
I have worked with Oscar in his last two Mortgage advisory roles and find him to be excellent. He always takes time to understand my needs and circumstances and is then very responsive in choosing and discussing his product solution. He is very "available" and gets the job done with great professionalism. Thank you Oscar. Oscar has always found us the best product and got it completed. Thats why we have stayed with him.
Judy, West Sussex
Quick, efficient, friendly. Great communicator.
Taylor, Bristol
Elliot helped with applying for a mortgage successfully as well as getting the right insurance in place
Connor, Bristol
Amazing service from start to finish Elliot and his team were only a email/phone call away and always happy to help even if it was answering the same question we had asked 5 times before. Elliot was our main contact and can’t rate him highly enough. We are first times buyers so had very little knowledge of what getting a mortgage would actually take and My Mortgage Maker team explained everything in a way we could understand and took care of everything for us , which took the stress out of the whole process. We then had updates which was Amazing as we weren’t having to chase them for . If you are looking to get a mortgage I would definitely recommend using My Mortgage Maker and have already recommended them to friends and colleagues.
Cristian, Bath
About us

My Mortgage Maker is a mortgage and protection advice company that will help you from start to finish and give you the best advice throughout the process. We are able to operate digitally throughout the UK and we pride ourselves on great customer satisfaction. Give us a call and we will be happy to help.

Our services

We specialise in a number of different areas including day rate contractors in particular and have the knowledge of what lenders will accept when it comes to assessing this income. We are also great with understanding self-employed clients and what is possible. An area that we stand out in would also be the ability to arrange a successful let to buy case for our clients. We have expertise across the board and anything that we are slightly unsure on we research in full to ensure we can give the best advice to you.

Where to find us
Head office address: 2nd & 3rd Floors, Northgate House, Bath, BA1 1RG
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Online (Live chat, video, email)
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    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £395. There is no charge for any initial consultation.

Response rating
FCA authorised
Last authorised 15th August 2022

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