New Start Mortgages

Mortgage broker  11 Church Terrace, Oldham, OL1 3AT
First meeting at adviser's own cost
Unrivalled knowledge, and expertise offered by a very highly experienced team of qualified advisers supported by a superb administrative function.
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying first home
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 29th November 2021
Meet our advisers
MR Steve Baldwin CeMAP
Whole of Market Mortgage Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
To Steve, Carys, and the team: Thank you so much for your help with our recent re-mortgage. The service was faultless. We wouldn't hesitate to use New Start again.
Claire & James Ward, Manchester
Many thanks for all of your help in sorting a mortgage for us. It has been an absolute pleasure doing business with you. Thanks again.
Maxine & Jeff McKenny, Oldham
Hi Steve, we just wanted to write once more to thank you for helping us purchase our dream home. Your patience, understanding and valuable advice are all things that we could not have done without. Thank you again.
Duncan & Hannah Boa, London
Thank you, as ever, for your fast, efficient advice regarding our latest Buy to Let purchase. You saved us a fortune! Brilliant stuff!
David Waterhouse, Glossop
About us

Comprising of four independent companies we collectively offer a complimentary suite of financial services, so whether you’re looking for a Mortgage Broker, Financial Adviser, General Insurance Broker or a Business Finance specialist you can rest assured that you are in safe hands.

You can rely on our professionalism, cumulative experience, market knowledge. Furthermore, because we are partnered with all the significant - (and some lesser known) - providers, we are confident that you will also find our products and services extremely competitive.

As a team of mortgage brokers we offer a truly independent, whole of market service.

Even more importantly though, you’ll get an adviser that will listen to you, because we understand that each and every one of our customers has their own individual requirements. So, rather than telling you what you need, we’d rather listen to what you want, and if there’s something that we think might benefit you, we’ll tell you.

Our services

The level of business written, and the knowledge, and experience of both our advisers, and administrative team ensure that we are the "go to" mortgage brokerage in the area. At the same time we pride ourselves on a level of service that, whilst highly professional, is also sensitive to the individual needs and circumstances of our clients. Almost all of our business is transacted with repeat customers or with customers that have been recommended to us by other customers and/or other professional contacts.

Where to find us
Head office address: 11 Church Terrace, Oldham, OL1 3AT
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
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    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 29th November 2021

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