Novus Financial Solutions

Mortgage broker (whole of market) 4th Floor Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4GG
First meeting at adviser's own cost
Response rating
9.0 /10
FCA verified
14th October 2019
We’re passionate about helping our clients and have the experience and expertise to guide you through your financial journey.
We can advise you on
  • Building your home
  • Buy to let
  • Buying commercial property
  • Buying first home
  • Buying overseas
  • Flexible mortgages
  • High loan to value
  • Mortgage protection
  • Next home / Remortgaging
  • Right to buy
  • Self-employed mortgages
Meet our advisers
adviser-person
Jonathan Smith
Director & Mortgage Adviser
adviser-person
Ajay Waroo
Director & Mortgage Adviser
adviser-person
Thomas Allen
Director & Mortgage Adviser
What our clients say
The customer experience I received through Ajay Waroo was excellent. Due to the complex nature of my mortgage requirements, Ajay was quick to understand exactly what needed to be done and used his expertise to really get the best deal for me, and in the process save me paying around £10k in ERC fees. I cannot rate Ajay highly enough. I felt very comfortable knowing that this process was in safe hands, at a time where in my personal life things were not so good. Thank you Ajay, you will be hearing from me in 2 years time! :)
Pritesh Devalia, Uxbridge
I used Ajay as my mortgage broker based on a recommendation. He most certainly lived up to the expectation. Ajay helped both myself and my brother throughout the whole mortgage application and gave us some fantastic financial advice throughout. We weren’t the simplest of cases! As first time buyers we were extremely nervous to start the mortgage process but Ajay made everything a lot simpler. Advice was always prompt and easy to understand (this was so helpful to us as first time buyers). I am so grateful to all the help from Ajay, he was supportive throughout the whole process from beginning to end. Going above and beyond what you’d expect from a normal mortgage broker. I would highly recommend his services at Novus Finance and I will be using him again as my mortgage broker in the future!
Isabella Adams, London
Jonathan Smith has helped me achieve serial optimum BTL refinancing solutions despite cyclical market wobbles, stamp duty and tax dampeners and endless Brexit uncertainties. It was my lucky day to have Jonathan assigned at Novus Financial Solutions. His understanding of the market achieves fantastic tailored offers and rates for clients. At times for me, via his outstanding judgement and industry contacts, even when the computer wants to say no. Jonathan is also very fair on fees. I recommend him to all who ask.
Anna B, London
I'm so glad I found Tom and Novus finance. He has made the process of renewing my mortgage extremely easy and pain free. Tom is extremely diligent and makes an enormous effort with making sure he is getting the right product for you. Thanks again Tom for all your effort and hard work.
Emma James, Kingston upon Thames
Tom Allen has arranged a number of mortgages for us, always finding us what we wanted and on good terms for us. He's hard-working and committed to getting the job done.
Ruth Naylor, London
Tom Allen has a excellent track record of helping me find mortgages over the past 6 years: a couple of residential mortgages, a portfolio of several buy-to-let properties, and to top it off, a commercial loan for a property management company. Three key attributes mark Tom out as an outstanding mortgage broker. First, he is proactive and efficient. He anticipated what would be needed by the banks and worked with me to gather relevant information and documents ahead of time, resulting in minimal questions during the application process. He could retrieve my P60 in the past 3 years faster than I can. Second, he is detail-oriented and source from the entire market with diligence. On one occasion, he presented a spectrum of lenders ranging from a state bank of an Asian country, a private bank headquartered in another continent, to a building society of a market town, each with its own attributes to select from. Third, which i value most, is that Tom plays fair. When he couldn’t beat my own bank with which I had a premier account, he advised me so. When he overlooked an obscure point in the lender’s terms, he reduced his fee to bridge the gap and made the deal happen. I prize competition, and Tom had beaten other brokers I used. Tom’s professionalism is worth every penny!
Eric Teo, London
Tom, we cannot thank you enough for everything you did for us in getting a mortgage for our new home! You made everything so straight forward and made us feel like we were special! Thank you for every call and message and follow up email! You put so much effort and care into our mortgage and at such a stressful time in your career! We cannot thank you enough!
Beth Wylie, Carrick Fergus
We have known Jonathan Smith over a number of years and he has handled numerous mortgages and re-mortgages for us. Jonathan is highly professional and an expert in his field. Specifically, he researches and finds the best deals suited to our needs. He has extensive market knowledge and works very hard. Jonathan offers a superb service, as he puts us (the client) at the heart of his actions. He goes ‘above and beyond’ what we expect. We highly recommend Jonathan Smith.
Mohammed Sheikh, Nuneaton
You have been outstanding in the service you have provided us over the years dealing with the many scenarios we have presented you with. Some easier than others! We wish you every success in your new role and will no doubt be speaking to you in the future.
Shirley & David, Camberley
You have been outstanding in the service you have provided us over the years dealing with the many scenarios we have presented you with. Some easier than others! We wish you every success in your new role and will no doubt be speaking to you in the future.
Shirley & David, Camberley
Where to find us

4th Floor Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4GG

Make an enquiry
About us

We are a whole of market mortgage broker who has the knowledge, expertise and contacts to ensure access to a diverse range of lending criteria, at the most competitive rates.

We take the time to discuss your current and future objectives, whilst understanding the importance of building long term relationships. We believe this allows us to recommend the right products for your specific goals.

We offer a mortgage service which is representative of the whole of market. This includes high street banks, private banks, challenger banks, building societies and international lenders. We really feel that having a problem-solving attitude is a huge advantage.

If there is a solution out there for you, we’ll find it.

Our services

We know what the process looks like, how to best present your circumstances to the banks and how to deal with underwriting. Taking the time to articulate this can be the difference in securing the property you really want because a certain bank may lend more, achieving a lower rate to save your hard earned cash or simply just getting the job done.

Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Special offers
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Minimum mortgage value
£0