Ocean Mortgages Ltd
Award winning, family run, Independent, Whole of Market firm specialising in borrowing for homeowners over the age of 55,
We specialise in Equity Release and offer free initial advice with no obligation or pressure.
Members of the Equity Release Council
Last authorised 20th June 2022
Meet our advisers
MR Stuart Powell
Qualifications & Accreditations
CeRER - Certificate in Regulated Equity Release (LIBF)
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
What our clients say
I can highly recommend Ocean Mortgages and Equity Release Ltd. They have been professional and helpful from the outset answering all questions no matter how silly they sound.
Gave good advice giving both pro's and con's and all options available.
The process so far has been quick and stress free thanks to Stuart and Nadine.
Would definitely use their services again if the need arose.
Stuart and Sami were very professional and thorough in seeking out the best terms for our lifetime mortgage. They were prompt in replying to e-mails and patient in explaining how it all worked. good outfit.
Stuart help me so much firstly to understand what I needed and then to secure the best product for me.
He made me feel secure in all my decisions and answered any questions I had quickly.
His assistant Nadine, was friendly and answered my emails professionally and quickly.
I would highly recommend Ocean Mortgages and Equity Release Ltd.
I was interested in discovering what Equity Release was about. I came upon Stuart's company on Facebook.
After reading some of the comments and his replies to them, I decided to contact him directly. I found him to be honest, straight forward talking and relatable. He explained everything in a concise and, for me, easy to understand way!
Equity Release isn't for everyone, which Stuart went to great lengths to explain to me.
I wouldn't hesitate to recommend Ocean Mortgages and Equity Release to those that are interested in going down this route.
Stuart explained everything in a clear way that was easy to understand and was prompt with emails with answers. He listen to my needs and found the best product for my circumstance. Stuart made the whole process easy and I have recommended him to my friends and will return if I need further advice in the future.
We needed help with Equity Release.
Stuart helped in every way possible to get a deal that was right for us.
We had a fantastic outcome.
I spoke with Stuart at Ocean as I was considering Equity Release and can say that I received a very professional service with sound advice and no pressure.
Equity Release may not be right for everyone but under certain circumstances it makes great sense and if you want to find out more I would highly recommend.
Words can't do justice to the help I received. Whenever I needed advice and/or a face to face meeting.....Stuart was always available. So many questions I wouldn't have asked my new mortgage company without Stuart's help.....I don't think I would have succeeded on my own. There was no time pressure when meeting......it took as long as needed to get a reply from the new mortgage company. Very quick reply to any email queries I had. As a bonus.....the coffee is very nice.
I was representing my Father-in-law with equity release using Ocean Mortgages and Equity release Ltd in Plymouth.
We found the service they provided very helpful and without them I'm sure we would have struggled. All the team, Sami, Nadine & Stuart were always available with clear advice.
They liaised on our behalf with equity providers, again keeping us informed at every stage.
I would totally recommend the team and Ocean and if I ever need any mortgage advice I will certainly be in touch.
Thanks again for all your help, you've made my father-in-law very happy.
I contacted Stuart Powell of Ocean Mortgages a number of months ago regarding Equity Release, he was immensely helpful, and was prepared to go the extra mile to resolve what was proving to be a case beset with obstacles, Heartily recommend him and his Company
I highly recommend Ocean Mortgages and Equity Release Ltd especially if you are looking to remortgage at a lower interest rate.
We secured an Equity release some years ago from a major provider (at what proved to be a very high rate of interest). Seeing how much lower the interest rates had become and how property values had soared, we approached our provider with a view to obtaining a new ER at a lower interest rate and also a possible further release of equity.
Stuart was very friendly, approachable and professional at all times, quickly understood our needs and provided a number of options to chose from which matched or surpassed our requirements.
The entire process was hassle free with Stuart answering any queries we had and ensured that the process ran smoothly from end to end.
His assistant Nadine, answered our emails professionally, quickly and kept us informed throughout the process.
A 5* service and cannot praise Ocean Mortgages and Equity Release Ltd highly enough.
Ocean Equity Ltd and The Equity Release Lady are our two Independent, Whole of Market Broker brands that can help you with all your Equity Release questions.
Managing Director, Stuart Powell has over 15 years experience in the Financial Service industry.
We pride ourselves on the personal levels of customer service we offer whether you are looking to make an initial enquiry about your options, already have Equity Release or want to ask a question.
Whatever your Equity Release needs, contact us and we will offer an efficient and friendly service.
Once you have contacted us and we have answered your questions, we pride ourselves on giving you time and space to make your own decision.
We will not hassle and contact you constantly like some national firms. will.
We specialise in giving Equity Release and Mortgage advice.
This includes releasing equity from your property for any legal purpose including:
-remortgage your existing Equity Release mortgage
-purchase a new property using Equity Release
-gifting money to family or friends
-improving your standard of living
Our free hour long initial reviews have no obligation and will outline the potential options available to you.
If you are looking at Equity Release, we give expert advice on the best available deals from across the market
We give the personal and efficient service that you want.
We are a Top UK Firm in the Vouched For list as seen in The Times newspaper in 2019, 2020 and 2021.
Where to find us
Head office address: Second Floor, 11 Whimple Street, Plymouth, PL1 2DH
Minimum mortgage value
Online (Live chat, video, email)
Face to face
Your home may be repossessed if you do not keep up
repayments on your mortgage.