Optimus Mortgages Ltd

Independent mortgage adviser  9 Penshaw View, Sacriston, County Durham, DH7 6UX
First meeting at adviser's own cost
Hello, my name is Tim Spencer and welcome to Optimus Mortgages Ltd. We are an independent, whole of market, later life financial solutions and mortgage advice specialist firm, offering bespoke equity release, retirement, and mortgage solutions to clients
We can advise you on
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Buy my next home
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Equity release
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Flexible mortgages
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Next home / Remortgaging
Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Tim Spencer
Mortgage and Equity Release Adviser

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

About us

With over two decades of experience in financial services, we deliver bespoke guidance and advice to our clients. You can be safe in the knowledge that you will always be dealt with by a fully qualified specialist who make sure that everything is clear and free from jargon. At Optimus Mortgages, financial solutions are made simple.

So why should you choose Optimus Mortgages?

✔️ Our initial consultation is completely free, and there is absolutely no obligation to proceed.

✔️ You will be designated your own dedicated specialist adviser, with their own direct email and telephone number, so you can be confident that you will always be dealing with the same person.

✔️ Our fully qualified specialists will always deal with you in plain English, not jargon.

✔️ With our easy-to-use client portal you can receive updates on the progress of your application 24 hours a day, seven days a week, as well as being able to securely upload and review documents.

✔️ We offer a competitive and transparent fee structure.

Please click on the SHOW NUMBER button to get through to my direct dial at any anytime. If you receive my voicemail, please leave me a me a message and I will call you back.

Our services

At Optimus Mortgages Ltd, financial solutions are made simple. With over two decades of experience in financial services, we offer bespoke advice and guidance to our exclusive clients.

We specialise in later life financial solutions for clients who are looking to make use of the equity within their property, but we are also experts in helping clients with their residential mortgage and buy to let mortgage needs.

Our initial consultation is completely free, and there is absolutely no obligation to proceed. If you are happy to progress after our discussions, we will explain your options and email you a personalised illustration along with our recommendations.

You will have a dedicated adviser throughout the process, and our easy to access Client Portal means you can track the progress of your application 24/7.

Speak to one our experts today to explore your options.

Where to find us
Head office address: 9 Penshaw View, Sacriston, DH7 6UX
Service coverage
Preferred clients
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Optimus Mortgages is authorised and regulated by the Financial Conduct Authority. The Financial Services Register number is 945578. Registered office address for Optimus Mortgages Ltd is 9 Penshaw View, Sacriston, County Durham DH7 6UX. Registered in England and Wales No.10277354. Phone calls may be recorded for training and monitoring purposes.

Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021

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