This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
We are mortgage specialists. We welcome enquiries from first time buyers, next step movers, those concerned with the effects of interest rate rises and anyone else with questions about their mortgage.
Established in 2009, PAD Financial offers whole of market mortgage advice tailored specifically to your needs and requirements. We work with a diverse range of clients and over 70 different lenders and we always ensure that we obtain the mortgage that is right for you.
When it comes to buying or remortgaging property, it is our job to understand your position, your needs and your aspirations and then to recommend the right mortgage for you. Our advice will ensure that you get the best rate to suit your circumstance from the whole of the market and liaise with the lender, the estate agent and the solicitor to ensure that your dream property purchase does not become a nightmare for you. We will do all the work and allow you to get on with planning your move.
Our professional and proactive approach means that all of the work in not only finding the right mortgage, but also obtaining you that mortgage offer, liaising with the estate agent and solicitor, is done on your behalf, making the process as straightforward as possible for you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Paul Dorward trading as PAD Financial is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. Please note that the Financial Conduct Authority do not regulate Secured Loans or most Buy-to-Let mortgages.
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.