We can advise you on
- Bad credit
- Buy to let
- Commercial for individuals
- Equity release
- First time buyers
- Flexible
- High loan to value
- Home reversion
- Mortgage protection
- Remortgage
- Residential
- Right to buy
- Self build
- Self employed
Meet our advisers
Paul Dorward
Adviser
Qualifications & Accreditations
Hide qualifications
CeRER - Certificate in Regulated Equity Release (LIBF)
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
CeMAP - Certificate in Mortgage Advice and Practice (LIBF)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
CeRCC - Certificate in Regulated Customer Care (LIBF)
This qualification assesses a knowledge and understanding of the regulatory and practical implications of the Treating Customers Fairly initiative.
What our clients say
I have worked with Paul on various purchases of Property from outside the UK and he has been outstanding in terms of responsiveness, obtaining great deals and most importantly getting me what I want. Paul has also advised me on pension matters and setting up trusts. I hold Paul in such high regard he is used by members of my family and friends.
Jason T, Fulham
Purchasing a new property requiring a small mortgage. Paul found us the best deal on the market that suited our budget and repayment needs, he did this for two properties (one sale fell through), all for one fee, handled all the paperwork and answered all our queries promptly and fully - as well as keeping us calm throughout the process. Successful completion of property purchase and mortgage, so yes.
Piers T, London
Buying a house. *. Bought the house.
Antoni H, London
He does his best for your Financial situation and was sincere and genuine in his dealings with me I felt and would not hesitate to use him again or recommend him to friends and family.
Nadeem B, Wimbledon
Excellent advice on a whole variety of different areas and Paul made the whole process effortless. We will definitely use his services again and would recommend him unreservedly.
Carl H, Leicester
Paul provided a full and comprehensive service throughout two purchases of properties; from an informal chat before we were ready to even look for properties to the day of completion, he was always on hand with advice and options, keeping us informed on all aspects of the process.
Gavin C, Worthing
I thought Paul provided me with a fantastic service. I was receommended Paul by a friend and when I initially got in touch as a first time buyer, he was very happy to talk through the overall house buying process and steps which, while not directly relevant to giving me mortgage advise, it really helped me. Once I had found the property, Paul was highly responsive and helped me to get the mortgage application taken care of within days. He was proactive at following up and when the legal process turned into a saga he was happy to help where needed.I couldn't recommend Paul highly enough. He was by far the person who mosdt helped the house buying process be easier for me!
Kirsty C, London
Where to find us
PAD Financial, 10 Bloomsbury Way, Greater London, London, WC1A 2SL
Make an enquiry
About us
We are mortgage specialists. We welcome enquiries from first time buyers, next step movers, those concerned with the effects of interest rate rises and anyone else with questions about their mortgage.
Established in 2009, PAD Financial offers whole of market mortgage advice tailored specifically to your needs and requirements. We work with a diverse range of clients and over 70 different lenders and we always ensure that we obtain the mortgage that is right for you.
When it comes to buying or remortgaging property, it is our job to understand your position, your needs and your aspirations and then to recommend the right mortgage for you. Our advice will ensure that you get the best rate to suit your circumstance from the whole of the market and liaise with the lender, the estate agent and the solicitor to ensure that your dream property purchase does not become a nightmare for you. We will do all the work and allow you to get on with planning your move.
Our services
Our professional and proactive approach means that all of the work in not only finding the right mortgage, but also obtaining you that mortgage offer, liaising with the estate agent and solicitor, is done on your behalf, making the process as straightforward as possible for you.
Compliance
Your home may be repossessed if you do not keep up repayments on your mortgage.
Paul Dorward trading as PAD Financial is an appointed representative of H L Partnership Limited which is authorised and regulated by the Financial Conduct Authority (FCA). Please note that the Financial Conduct Authority do not regulate Secured Loans or most Buy-to-Let mortgages. PAD Financial is authorised by the FCA to offer advice on mortgages from the whole of the market and advice on products from a range of insurers for life assurance, critical illness, income protection, accident, sickness and unemployment and buildings and contents cover. PAD Financial will typically make a charge of £495 which is payable on completion for advising and administering your mortgage. No charge is made for advice on insurance. Your adviser will provide you with an individual disclosure document confirming regulation and fees.
