Experienced yes, 30 years.
Qualified Mortgage and Protection Adviser, yes, we all have to be. Annual accreditations all up to date. I know my stuff. Have worked in Estate Agency, Banking, New Build developments and as an Independent Mortgage Adviser and Financial adviser previously. Lots of changes in the mortgage world and my role is to make sure I'm aware of them and can guide and help clients achieve their dream in a timely and smooth manner.
Mortgage and Protection advice including a useful cost of moving exercise, reviewing all your finances and helping you get to where your would like to be. Agreement in Principal with the most suitable lender for your circumstances and eventual application for either a Purchase, Remortgage, Debt Consolidation, Further borrowing for home improvements or other financial needs and Product Transfers, First Time Buyers, Home movers, Buy to Let Landlords. Updates on progress of your case all the way to completion. Protecting your biggest commitment is key to avoid any financial duress at what could be a difficult time for your and your family, should the unforseen happen. I will only recommend what you need and can afford. Some protection is better than none at all, to protect yourself and your loved ones and avoid needing to rely on family or crowd-funding. Life and Critical illness cover, Income Protection (sick pay), Family life insurance and Buildings and Contents protection to suit you
Your home may be repossessed if you do not keep up repayments on your mortgage.
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