Ian Akeroyd - Responsible Life

Independent mortgage adviser  The Limes, Cheltenham, GL50 3AW
FCA authorised
Last authorised 13th September 2021
Many of my clients now find that releasing some of the wealth from their home can help with things such as: home improvements, paying off existing mortgages, clearing debts, dream holidays, second homes, school fees and helping with children’s house deposits. Modern Lifetime Mortgages stand at the forefront of financial planning by providing access to tax free capital to spend as desired. No repayments are required during your lifetime and you retain full home ownership, meaning that you can continue to live in Cheltenham throughout your later life.
We can advise you on
Buy my next home
Buy to let
Equity release
High loan to value
Next home / Remortgaging
Meet our advisers
Mr Ian Akeroyd
About us

I work with Responsible Equity Release, who are an award-winning name in equity release, to provide lifetime mortgages to the Cheltenham, Gloucester and Cotswold areas. I’d like to discuss with you the features and savings of the different plans that Responsible have extensively sourced and negotiated on your behalf from providers who include names such as Aviva, Just Retirement, Liverpool Victoria, Legal & General, Hodge Lifetime, More 2 Life, One Family, Pure Retirement and Canada Life.

Our services

I offer an initial meeting/discussion either by telephone or face to face without obligation and without charge. Together, we would work through the following:

Whether equity release is a suitable route for you now or possibly later.
I’ll explain in full how equity release works and its impact on you & others.
Discuss all alternatives and provide access to these options if needed.
My recommendation will be based on your needs.
If the recommended route is to proceed with an arrangement, then you will be presented with a Key Facts Illustration (a client specific illustration).
If you are fully happy to proceed, I will help you with the application process.
When an application is completed, you will receive a suitability letter that will fully explain why the Equity Release product has been chosen.

Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
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    Face to face


The Limes, Bayshill Road, Cheltenham, GL6 8EW

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