This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
Welcome to Rooted Finances, a family-run mortgage and financial protection business. We provide a service that is personal and unique to your individual needs.
Our promise to you, is to not only help you to purchase your home in the most cost-effective way, but to also help you be able to keep your home no matter what happens.
Therefore we offer a combined mortgage and protection service, designed to save you time and money by looking after the needs of you and your loved ones.
We are part of The Openwork Partnership. Together, we are always by your side. The Openwork Partnership is one of UK's largest and longest-established financial advice and investment companies. As a Partnership, we work together to:
1) Make sure we work to the highest standards of compliance and regulation
2) Fully research the financial products available and work with product providers to secure the best solutions for our clients.
3) Access correct training and professional development
4) Sustain quality standards in the advice we give our clients.
We are proud of the personal difference we can make helping our clients and their families look forward to a better future with confidence and optimism.
Rooted Finances is a trading style of James Charles Clay which is an Appointed Representative of The Openwork Partnership, a trading style of Openwork Limited, Washington House, Lydiard Fields, Swindon SN5 8UB, which is authorised and regulated by the Financial Conduct Authority, 12 Endeavour Square, London, E20 1JN. Openwork Limited's Financial Services Registration number is 408825. Openwork Limited's permitted business is advising on and arranging mortgages, general and pure protection insurance and life insurance, pensions and investments. You can check this on the Financial Services Register by visiting the FCA's website <url hidden> or by contacting the FCA on <phone number hidden>.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Some buy to let mortgages are not regulated by the Financial Conduct Authority
You will need to take legal advice before releasing equity from your home as Lifetime Mortgages and Home Reversion plans are not right for everyone. This is a referral service.
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.