Ross Lacey - LB Financial Solutions

Independent financial adviser  LB Financial Solutions Ltd, Chelmsford, CM1 1GU
First meeting at adviser's own cost
A fully hands-on service from start to finish, expert knowledge and access to products and lenders from the whole mortgage market. We make finding and securing the best mortgage deal for you quick and efficient, with as minimal fuss as possible.
We can advise you on
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Bad credit
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Buy my next home
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Buy to let
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Meet our advisers
Mr Ross Lacey FPFS Certs CII (MP & ER)
Whole of Market Mortgage Adviser / IFA

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

Accreditations
Chartered financial planner - individual adviser accreditation
About us

Highly rated by our clients (please see our reviews!) we pride ourselves on a friendly, straight talking approach that delivers results.

With over 13 years' experience, we offer independent, whole of market mortgage, insurance and equity release advice.

Work with us face to face, over the phone, video call or a mix of all three - whatever you prefer.

Specialists in high value mortgages and first time buyers.

We are able to help clients who are self employed, have complex income or bad credit histories.

We have a network of solicitors, conveyancers, surveyors and other professionals who we can put you in touch with where needed.

Please visit the website (link at the bottom) to get in touch & arrange a free consultation.

Our services

New mortgages - securing the best mortgage deal from across the whole market for first time buyers & home movers.

Remortgages - making the process of securing your next mortgage deal as seamless as possible, including securing additional borrowing if needed.

Buy To Let - purchases and remortgages for both personally and company owned properties.

Equity Release - for clients over the age of 55 we can help you release tax free cash or pay off your existing mortgage with no further monthly payments needed, allowing you to remain in your home but enjoy a more comfortable lifestyle.

Insurance & Protection - we put together bespoke packages of insurance to fit any budget to ensure you and your loved ones are protected in the event of death, illness, injury or being unable to work.

Please visit the website (link at the bottom) to get in touch & arrange a free consultation.

Where to find us
Head office address: LB Financial Solutions Ltd, Swift House, 18 Hoffmanns Way, Chelmsford, CM1 1GU
Service coverage
Preferred clients
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Registered in England and Wales under reference 0794 2025.

Registered office address: Swift House, Ground Floor, 18 Hoffmanns Way, Chelmsford, Essex, England, CM1 1GU.

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